Best Utilities Miles/Cashback Credit Cards in Singapore (October 2024)

Last updated on 4 September 2024

Pick a category below to view the best cards

What are the Best Cards in Singapore for Electricity, Water and Gas Bills?

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

Maybank FC Barcelona	1.6% cashback ^{• In SGD only}
AMEX True Cashback	1.5% cashback
POSB Everyday	2% cashback ^{+1% cashback for SP Group, Union Power, Tuas Power, Geneco} ^{• Set up recurring payment in SP Utilities app • Up to $100 per calendar month}
UOB One	3.33% cashback ^{+1% cashback for SP Group} ^{• Min. spend $500/$1,000/$2,000 per statement month • Up to $500/$1,000/$2,000 per statement month • Maintain spending tier monthly, in a qualifying quarter}
Maybank Man Utd	2 mpd + 3% cashback ^{• When Man Utd wins an EPL match only, 0.4 mpd + 1% cashback on other days • Cashback capped at S$1,000 spending per calendar month}