Best Overseas ATM Withdrawal Cards in Singapore (September 2024)

Last updated on 8 September 2024

Pick a category below to view the best cards

What are the Best Cards in Singapore for Overseas ATM Cash Withdrawals?

Are you still comparing money-changer rates and carrying large amounts of cash overseas? Use one of these cards instead, to withdraw only the cash that you need, when travelling overseas.

These cards give you fantastic exchange rates. In most cases, better than what is offered by the best money changer that you can find!

Additional notes:

ATMs in some countries charge a fee when withdrawing cash using a foreign-issued card (e.g. THB 220 per withdrawal in Thailand)
Always reject any currency conversion by the ATM (i.e. choose to be charged in the local currency, not in SGD)

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

Trust Link	Unlimited free withdrawals ^{• No annual fee, ever}
YouTrip	Free withdrawals ^{• No annual fee, ever • Up to S$400 per calendar month • 2% fee after exceeding S$400 limit}
Citi Debit	Unlimited free withdrawals ^{• No annual fee, ever • Citibank ATMs only}
Wise	Free withdrawals ^{• No annual fee, ever • Max. 2 withdrawals per calendar month • Up to S$350 per calendar month • S$1.50 fee from 3rd withdrawal • 1.75% fee after exceeding S$350 limit}
Revolut	Free withdrawals ^{• No annual fee, ever • Max. 5 withdrawals per rolling month • Up to S$350 per rolling month • 1% fee on weekends and public holidays • 2% fee after exceeding S$350 limit}