Best Credit Card Sign-Up Bonuses in Singapore (July 2024)

Last updated on 24 July 2024

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Here are the best credit card promotions in Singapore in July 2024.

What kinds of transactions qualify for the minimum spending requirements?
Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, online/offline shopping and flight/hotel spending.

Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.

Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).

Please refer to each card’s terms and conditions for the full list of exclusions.

What if I have difficulty meeting the minimum spending requirements?
The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.

These vouchers can be used for your grocery needs in future.


HSBC Credit Card Sign-Up Promotions

Choose from 2 types of offers:

  1. HSBC Direct (fulfilled by HSBC)
  2. SingSaver (fulfilled by SingSaver)

Click here to compare the best HSBC credit cards and the key details of each card.

Which HSBC credit card should I pick?
Suitesmile recommends the new HSBC Live+ card as your first HSBC credit card, as it has the best sign-up bonus at the moment.

Earn 8% cashback on Dining, Entertainment and Shopping, when you spend at least $600/month for the entire quarter.

The annual fee on this card is automatically waived for the first year.

Option 1: HSBC Direct Offers

These sign-up bonuses are fulfilled by HSBC Singapore, valid for new & existing credit cardholders of the bank.

Additional note: Existing HSBC TravelOne cardholders can qualify as a “new cardholder” of other HSBC cards (non-TravelOne).

IMPORTANT step to take during application
To receive the sign-up bonus, HSBC requires you check the box to provide marketing consent, during the application process.

HSBC
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

HSBC Live+

New Cardholder
(CHOOSE ONE)

• $200 cashback + $100
• Samsonite luggage + $100

Existing

$50 cashback

$500 by end of following month

30 Sep
2024

HSBC
TravelOne

New & Existing
Cardholder

75k points
(30k miles)

$500 by end of following month, pay annual fee

31 Aug
2024

HSBC
Revolution

New Cardholder
(CHOOSE ONE)

• $200 cashback
• Samsonite luggage

Existing

$50 cashback

$500 by end of following month

30 Sep
2024

• No annual fee, ever
• Good for Online spending (e.g. Shopping, Ride-Hailing, Flights)

Option 2: SingSaver Offers for HSBC cards

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

Additional note: Existing HSBC TravelOne cardholders can qualify as a “new cardholder” of other HSBC cards (non-TravelOne).

📄SingSaver Terms & Conditions

IMPORTANT steps to take during application
To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN). Remember to check the box to provide marketing consent!
4) Fill up the redemption form that you receive via email

HSBC
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

HSBC Live+

CHOOSE ONE

• FLUJO desk + $100
• Dyson fan + $100
• Sony earbuds + $100
• $300 vouchers + $100

$500 by end of following month

31 Jul
2024

HSBC
TravelOne

CHOOSE ONE

• Dyson hairdryer
• Apple iPad 10
• Apple Watch 9
• $400 vouchers

$1,000 by end of following month

31 Jul
2024

HSBC
Advance

CHOOSE ONE

• Dyson vacuum
• Apple iPad 9
• $350 vouchers

$500 by end of following month

31 Jul
2024


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Citibank Credit Card Sign-Up Promotions

Choose from 2 types of offers:

  1. Citibank Direct (fulfilled by Citibank)
  2. SingSaver (fulfilled by SingSaver)

Click here to compare the best Citibank credit cards and the key details of each card.

Which Citibank credit card should I pick?
Suitesmile recommends the Citi Rewards card as your first Citibank credit card.

When paired with the Amaze card, cardholders can earn 4 miles per dollar on almost everything (except travel-related transactions), up to $1,000 per statement month (no minimum spending).

Annual fee is automatically waived for the first year!

Option 1: Citibank Direct Offers

These sign-up bonuses are fulfilled by Citibank Singapore, valid for new credit cardholders of the bank*. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

*Except for the sign-up bonus of Citi Prestige, which is also available to existing cardholders.

Citibank
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

Citi Rewards

40k points
(16k miles)

$800 by the end of 3rd calendar month

31 Jul
2024

Citi
Cash Back

$300 cashback

$800 by the end of 3rd calendar month

31 Jul
2024

Citi
PremierMiles

30k miles

$800 by the end of 3rd calendar month

31 Jul
2024

Citi
Cash Back+

8% cashback
(up to $4,000, till the end of 3rd calendar month)

$800 by the end of 3rd calendar month

31 Jul
2024

Citi Prestige

New & Existing
Cardholder

125k points
(50k miles)

$2,000 by the end of 3rd calendar month, pay annual fee

30 Sep
2024

Citi SMRT

$300 cashback

$800 by the end of 3rd calendar month

31 Jul
2024

Option 2: SingSaver Offers for Citibank cards

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank*. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

*Except for the sign-up bonus of Citi Prestige, which is also available to existing cardholders.

📄SingSaver Terms & Conditions

IMPORTANT steps to take during application
To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

Citibank
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

Citi Rewards

CHOOSE ONE

• $300 cash + $150 vouchers
• Apple iPad 10
• Dyson hairdryer
• Dyson vacuum

$500 within
30 days

31 Jul
2024

Citi
Cash Back

CHOOSE ONE

• $300 cash + $150 vouchers
• Apple iPad 10
• Dyson hairdryer
• Dyson vacuum

$500 within
30 days

31 Jul
2024

Citi
PremierMiles

CHOOSE ONE

• $300 cash + $150 vouchers
• Dyson hairdryer
• Apple iPad 10
• Samsonite + 2x AirTags

$500 within
30 days

31 Jul
2024

Citi
Cash Back+

CHOOSE ONE

• $300 cash + $150 vouchers
• Apple iPad 10
• Dyson hairdryer
• Dyson vacuum

$500 within
30 days

31 Jul
2024

Citi Prestige

CHOOSE ONE

• Samsonite + 2x AirTags
• Dyson fan
• $320 vouchers

$500 within
30 days,
pay annual fee

31 Jul
2024


Standard Chartered Credit Card Sign-Up Promotions

🎁 From (5pm) 24th July till 31st July 2024, every 10th applicant, starting from the 7th applicant, of selected Standard Chartered credit cards will get an iPhone 15 128GB (worth $1,311), on top of the usual sign-up gifts.

Eligible applicants are those in positions 7, 17, 27, 37, 47, 57 and so on….up till 347, as determined by SingSaver. There are a total of 35 units up for grabs.

All Standard Chartered credit cards listed below are participating in this flash deal.

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

📄SingSaver Terms & Conditions

Which Standard Chartered credit card should I pick?
The best cards in Singapore are listed on this page.

Suitesmile recommends the Standard Chartered Simply Cash card as your first Standard Chartered credit card as it has the best sign-up bonus. Annual fee is automatically waived for the first 2 years!

Alternatively, the Standard Chartered Smart card is also a great option with a lower spending requirement. This card does not come with any annual fee!

IMPORTANT steps to take during application
To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

SC
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

Standard
Chartered
Simply Cash

CHOOSE ONE

• $350 cash
• Apple iPad 10
• Apple Watch SE
• Dyson hairdryer

$600 within
30 days

31 Jul
2024

Standard
Chartered
Smart

CHOOSE ONE

• $280 cash
• Sony earbuds
• Dyson fan
• $300 voucher

$500 within
30 days

31 Jul
2024

Standard
Chartered
Rewards+

CHOOSE ONE

• $280 cash
• Sony earbuds
• Dyson fan
• $300 voucher

$500 within
30 days

31 Jul
2024

Standard
Chartered
Journey

$250 cash + 45,000 miles

$3,000 within
60 days, pay annual fee

31 Jul
2024


OCBC Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

📄SingSaver Terms & Conditions

Which OCBC credit card should I pick?
The best cards in Singapore are listed on this page.

Suitesmile recommends the OCBC INFINITY card as your first OCBC credit card as it offers a fuss-free 1.6% (+0.2% for new cardholders) cashback on almost everything.

Annual fee is automatically waived for the first year.

IMPORTANT steps to take during application
To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

OCBC
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

OCBC 365

CHOOSE ONE

• Samsonite + 2x AirTags
• Dyson fan
• $200 cash + $50 voucher
• $270 voucher

$500 within 30 days

14 Aug
2024

OCBC
INFINITY

CHOOSE ONE

• Samsonite + AirTag
• AirPods (3rd Gen)
• $200 cash
• $220 voucher

$500 within 30 days

14 Aug
2024

OCBC
Rewards

CHOOSE ONE

• Samsonite + AirTag
• AirPods (3rd Gen)
• $200 cash
• $220 voucher

$500 within 30 days

14 Aug
2024

OCBC 90°N

CHOOSE ONE

• Samsonite + AirTag
• AirPods (3rd Gen)
• $200 cash
• $220 voucher

$500 within 30 days

14 Aug
2024


DBS/POSB Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by DBS Singapore, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

Which DBS/POSB credit card should I pick?
The best cards in Singapore are listed on this page.

Suitesmile recommends the DBS yuu card card as your first DBS/POSB credit card as it has the best sign-up bonus at the moment.

Get up to 18% cashback at selected merchants like Giant, Cold Storage (supermarket vouchers count!), foodpanda, GoJek and Singtel when you spend at least $600 per month.

Annual fee is automatically waived for the first year!

DBS &
POSB
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

DBS yuu
AMEX

New Cardholder

$150 cashback

Existing

$60 cashback

use code: 150CASH

$800 within
60 days

30 Sep
2024

DBS Woman’s
World

POSB
Everyday

$150 cashback

use code: 150CASH

$800 within
60 days

30 Sep
2024

DBS Altitude
AMEX

25k bonus miles

use code: ALTAW25

$800 within
60 days

30 Sep
2024

DBS
Takashimaya

DBS
Live Fresh

$388 cashback

use code: 388CASH

$800 within
60 days

31 Jul
2024

DBS Vantage

New Cardholder

85k miles

Existing

40k miles

$4,000 within
30 days

30 Sep
2024


Maybank Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 9 months ago.

📄SingSaver Terms & Conditions

Which Maybank credit card should I pick?
The best cards in Singapore are listed on this page.

Suitesmile recommends the Maybank Manchester United Platinum Visa card as your first Maybank credit card. Earn 2 mpd + 3% cashback when Manchester United wins a league match, and 0.4 mpd + 1% cashback on other days.

Annual fee is automatically waived for the first 2 years!

IMPORTANT steps to take during application
To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

Maybank
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

Maybank
Horizon

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024

Maybank
Man Utd

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024

Maybank
FC Barcelona

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024

Maybank
Plat. Visa

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024

Maybank
DUO Plat.

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024

Maybank
Fam&Friends

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024

Maybank
World

CHOOSE ONE

• Apple AirPods
• Xiaomi Air Purifier
• $180 voucher

$500 within
30 days

16 Aug
2024


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American Express Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by SingSaver and American Express Singapore, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

📄SingSaver Terms & Conditions

AMEX
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

AMEX True
Cashback

$150 cash
+3% cashback
(first 6 months,
up to $5,000)

$500 within
30 days

31 Jul
2024

AMEX
Platinum
Charge

141k bonus points
(88k miles)

$8,000 within
60 days, pay annual fee

30 Sep
2024

AMEX
KrisFlyer

18k miles

$1,000 within
30 days

30 Sep
2024

AMEX
KrisFlyer
Ascend

38k miles

$1,000 within
30 days, pay annual fee

30 Sep
2024

AMEX
Platinum
Credit


CIMB Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

Which CIMB credit card should I pick?
The best cards in Singapore are listed on this page.

Suitesmile recommends the CIMB World Mastercard card as your first CIMB credit card.

Get unlimited 1% cashback on almost everything.

This card does not come with any annual fee!

IMPORTANT steps to take during application
To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

CIMB
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

CIMB World

CIMB Visa
Signature

CIMB Visa
Infinite


UOB Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by UOB Singapore, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

UOB
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

KrisFlyer
UOB

UOB Lady’s

UOB One

UOB
Absolute

UOB PRVI

UOB EVOL


Other Opportunities

Other
Products

Sign-Up
Bonus

Condition

Apply
By

Trust Link
Card

$10 NTUC FairPrice
e-vouchers

use code: V1WB7T8A

Spend once (any amount)

30 Sep
2024

Tiger
Brokers

CHOOSE ONE

• $100 cash
• $150 vouchers
• Xiaomi Robot
• Apple HomePod mini

Fund min. US$1,000

31 Jul
2024

Webull
Brokerage

CHOOSE ONE

• $120 cash
• $150 vouchers

Fund min. US$2,000

31 Jul
2024

Moomoo
Brokerage

$50 vouchers

Fund min. S$100

31 Jul
2024

Got a question regarding these offers? Drop us a message.