Best Credit Card Sign-Up Bonuses in Singapore (April 2024)

Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, online/offline shopping and flight/hotel spending.

Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.

Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).

Please refer to each card’s terms and conditions for the full list of exclusions.

The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.

These vouchers can be used for your grocery needs in future.

The best cards in Singapore are listed on this page.

Suitesmile recommends the Standard Chartered Simply Cash card as your first Standard Chartered credit card as it has the best sign-up bonus. Annual fee is automatically waived for the first 2 years!

Alternatively, the Standard Chartered Smart card is also a great option with a lower spending requirement. This card does not come with any annual fee!

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

Suitesmile recommends the Citi Rewards card as your first Citibank credit card.

When paired with the Amaze card, cardholders can earn 4 miles per dollar on almost everything (except travel-related transactions), up to $1,000 per statement month (no minimum spending).

Annual fee is automatically waived for the first year!

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

Suitesmile recommends the HSBC Revolution card as your first HSBC credit card.

Earn 4 miles per dollar (or 2.5% cashback) on key online/contactless categories like dining, groceries, flights, hotels, retail shopping, food delivery and ride-hailing, up to $1,000 per calendar month (no minimum spending).

This card does not come with an annual fee!

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

The best cards in Singapore are listed on this page.

Suitesmile recommends the CIMB World Mastercard card as your first CIMB credit card.

Get unlimited 1% cashback on almost everything.

This card does not come with any annual fee!

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

The best cards in Singapore are listed on this page.

Suitesmile recommends the DBS yuu card card as your first DBS/POSB credit card as it has the best sign-up bonus at the moment.

Get up to 18% cashback at selected merchants like Giant, Cold Storage, foodpanda, GoJek and Singtel when you spend at least $600 per month.

Annual fee is automatically waived for the first year!

The best cards in Singapore are listed on this page.

Suitesmile recommends the Maybank Horizon Visa Signature card as your first Maybank credit card as it has the best sign-up bonus.

Annual fee is automatically waived for the first 3 years!

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email