Best Credit Card Sign-Up Bonuses in Singapore (December 2024)

Last updated on 9 December 2024

Pick a category below to view the best cards

Pick a bank, or scroll through the page

Standard
Chartered

American
Express

Here are the best credit card promotions in Singapore in December 2024.

What kinds of transactions qualify for the minimum spending requirements?

Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, online/offline shopping and flight/hotel spending.

Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.

Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).

Please refer to each card’s terms and conditions for the full list of exclusions.

What if I have difficulty meeting the minimum spending requirements?

The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.

These vouchers can be used for your grocery needs in future.

Citibank Credit Card Sign-Up Promotions

Choose from 2 types of offers:

Option 1: Citibank Official (fulfilled by Citibank)
Option 2: SingSaver (fulfilled by SingSaver)

❓ Not sure which card to choose? Compare the top Citibank credit cards, and read mini reviews of them.

Option 1: Citibank Official Offers

These sign-up bonuses are fulfilled by Citibank Singapore, valid for new credit cardholders of the bank*. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

*Except for the sign-up bonus of Citi Prestige, which is also available to existing cardholders.

Citibank
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

Citi Rewards

40k points
(16k miles)

$800 by the end of 3rd calendar month

28 Feb
2025

Citi
Cash Back

$300 cashback

$800 by the end of 3rd calendar month

28 Feb
2025

Citi
PremierMiles

Up to 30k miles

$800 by the end of 3rd calendar month, pay $196.20 annual fee

28 Feb
2025

Citi
Cash Back+

8% cashback
(up to $4,000, till the end of 3rd calendar month)

$800 by the end of 3rd calendar month

28 Feb
2025

Citi Prestige

New & Existing
Cardholder

125k points
(50k miles)

$2,000 by the end of 3rd calendar month, pay $545 annual fee

31 Dec
2024

Citi SMRT

$300 cashback

$800 by the end of 3rd calendar month

28 Feb
2025

Citi M1

$400 cashback

$800 by the end of 3rd calendar month, spend on M1 bill or M1 shop

28 Feb
2025

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Option 2: SingSaver Offers for Citibank cards

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

📄 SingSaver Terms & Conditions

IMPORTANT steps to take during application

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

Citibank
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

Citi Rewards

CHOOSE ONE

• $370 cash
• Apple iPad 9
• Dyson vacuum
• Hinomi chair

$500 within
30 days

20 Dec
2024

Citi
Cash Back

CHOOSE ONE

• $370 cash
• Apple iPad 9
• Dyson vacuum
• Hinomi chair

$500 within
30 days

20 Dec
2024

Citi
PremierMiles

CHOOSE ONE

• $370 cash
• Apple iPad 9
• Samsonite + 2x AirTags

$500 within
30 days

20 Dec
2024

Citi
Cash Back+

CHOOSE ONE

• $370 cash
• Apple iPad 9
• Dyson vacuum
• Hinomi chair

$500 within
30 days

20 Dec
2024

HSBC Credit Card Sign-Up Promotions

Choose from 2 types of offers:

Option 1: HSBC Official (fulfilled by HSBC)
Option 2: SingSaver (fulfilled by SingSaver)

❓ Not sure which card to choose? Compare the top HSBC credit cards, and read mini reviews of them.

Option 1: HSBC Official Offers

These sign-up bonuses are fulfilled by HSBC Singapore, valid for new & existing credit cardholders of the bank.

Additional note: Existing HSBC TravelOne cardholders can qualify as a “new cardholder” of other HSBC cards (non-TravelOne).

IMPORTANT step to take during application

To receive the sign-up bonus, HSBC requires you check the box to provide marketing consent, during the application process.

HSBC
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

HSBC
Revolution

New Cardholder
(CHOOSE ONE)

• $200 cashback
• Samsonite luggage

Existing

$50 cashback

$500 by end of following month

31 Dec
2024

• No annual fee, ever
• Good for Online spending (e.g. Shopping, Ride-Hailing, Flights)

HSBC
TravelOne

New & Existing
Cardholder

50k points
(20k miles)

$500 by end of following month, pay $196.20 annual fee

31 Dec
2024

HSBC Live+

New Cardholder
(CHOOSE ONE)

• $200 cashback
• Samsonite luggage

Existing

$50 cashback

$500 by end of following month

31 Dec
2024

Option 2: SingSaver Offers for HSBC cards

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

Additional note: Existing HSBC TravelOne cardholders can qualify as a “new cardholder” of other HSBC cards (non-TravelOne).

📄 SingSaver Terms & Conditions

IMPORTANT steps to take during application

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN). Remember to check the box to provide marketing consent!
4) Fill up the redemption form that you receive via email

HSBC
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

HSBC
Revolution

CHOOSE ONE

• $199 cash
• Apple Watch SE 2
• Apple bundle
• Dyson vacuum

$500 by end of following month

2 Jan
2025

HSBC
TravelOne

CHOOSE ONE

• $199 cash
• Apple Watch SE 2
• Apple bundle

$500 by end of following month

2 Jan
2025

HSBC Live+

CHOOSE ONE

• $199 cash
• Apple Watch SE 2
• Apple bundle
• Flujo desk
• Dyson vacuum

$500 by end of following month

2 Jan
2025

HSBC
Advance

CHOOSE ONE

• $199 cash
• Apple Watch SE 2
• Apple bundle
• Xiaomi Robot

$500 by end of following month

2 Jan
2025

✈️ Join over 13,000 Suitesmile subscribers
on Telegram, to be the first to know about
the next travel deals and hacks.
It's FREE! :)

Standard Chartered Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by SingSaver, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

📄 SingSaver Terms & Conditions

❓ Not sure which card to choose? Compare the top Standard Chartered credit cards, or just pick the one with the best reward. 😉

IMPORTANT steps to take during application

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

SC
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

Standard
Chartered
Simply Cash

CHOOSE ONE

• $380 cash
• $400 vouchers
• Apple iPad
• Dyson hairdryer
• Dyson vacuum

$500 within
30 days

15 Dec
2024

Standard
Chartered
Smart

CHOOSE ONE

• $240 cash
• $280 vouchers
• AirPods Gen 4
• Flujo chair

$500 within
30 days

15 Dec
2024

Standard
Chartered
Rewards+

CHOOSE ONE

• $240 cash
• $280 vouchers
• AirPods Gen 4
• Flujo chair

$500 within
30 days

15 Dec
2024

Standard
Chartered
Journey

45,000 miles*
+

CHOOSE ONE

• $190 cash
• $200 vouchers
• Samsonite luggage

$3,000 within
60 days, pay $196.20 annual fee

15 Dec
2024

_{*Miles are fulfilled by Standard Chartered Singapore.}

CIMB Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by CIMB Singapore and SingSaver (stackable).

These offers are valid for new and existing credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

📄 CIMB Terms & Conditions ($188)
📄 SingSaver Terms & Conditions ($50/$100)

Which CIMB credit card should I pick?

The best cards in Singapore are listed on this page.

Suitesmile recommends the CIMB World Mastercard card as your first CIMB credit card.

Get unlimited 1% cashback on almost everything.

This card does not come with any annual fee!

IMPORTANT steps to take during application

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the bank’s website and take note of the application reference number (ARN)
4) Fill up the redemption form that you receive via email

CIMB
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

CIMB World

$188 cashback¹
+
$50/$100 cash²
+
$50/$100 cash³

$988 within
60 days

20 Dec
2024

CIMB Visa
Signature

$188 cashback¹
+
$50/$100 cash²
+
$50/$100 cash³

$988 within
60 days

20 Dec
2024

CIMB Visa
Infinite

$188 cashback¹
+
$50/$100 cash²
+
$50/$100 cash³

$988 within
60 days

20 Dec
2024

DBS/POSB Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by DBS Singapore, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

❓ Not sure which card to choose? Compare the top DBS/POSB credit cards, and read mini reviews of them.

DBS &
POSB
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

DBS yuu
AMEX

New Cardholder

$150 cashback

Existing

$60 cashback

use code: 150CASH

$800 within
60 days

31 Jan
2025

DBS Woman’s
World

–

–

–

POSB
Everyday

$150 cashback

use code: 150CASH

$800 within
60 days

31 Jan
2025

DBS
Live Fresh

$150 cashback

use code: 150CASH

$800 within
60 days

31 Jan
2025

DBS Altitude
AMEX

Up to 35k miles

use code: ALTAW25

$800 within
60 days

31 Jan
2025

DBS
Takashimaya

New & Existing
Cardholder

$88 cashback

$250 within
30 days at
Takashimaya

31 Dec
2024

DBS Vantage

New Cardholder

60k miles

Existing

40k miles

$4,000 within
30 days, pay $599.50 annual fee

31 Jan
2025

Trust Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by Trust Bank Singapore, valid for new and existing credit cardholders of the bank.

❓ Not sure which card to choose? Compare the top Trust credit cards, and read mini reviews of them.

Trust
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

Trust Link

$10 NTUC FairPrice
e-voucher
+ win up to $1,000

use code: V1WB7T8A

Spend once (any amount)

31 Dec
2024

Trust
Cashback

Scratch card worth up to $1,000
+ win $1 million

use code: V1WB7T8A

Spend once (any amount)

31 Dec
2024

Maybank Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by Maybank, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 9 months ago.

📄 Offer Terms & Conditions

❓ Not sure which card to choose? Compare the top Maybank credit cards, and read mini reviews of them.

Maybank
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

Maybank
Horizon

CHOOSE ONE

• $200 cashback
• Samsonite luggage
• 10k miles

$650 per month, for the first 2 months

–

Maybank
Man Utd

CHOOSE ONE

• $200 cashback
• Samsonite luggage

$650 per month, for the first 2 months

–

Maybank
FC Barcelona

CHOOSE ONE

• $200 cashback
• Samsonite luggage

$650 per month, for the first 2 months

–

Maybank
Plat. Visa

CHOOSE ONE

• $200 cashback
• Samsonite luggage

$650 per month, for the first 2 months

–

Maybank
DUO Plat.

CHOOSE ONE

• $200 cashback
• Samsonite luggage

$650 per month, for the first 2 months

–

Maybank
Fam&Friends

CHOOSE ONE

• $200 cashback
• Samsonite luggage

$650 per month, for the first 2 months

–

Maybank
World

CHOOSE ONE

• $200 cashback
• Samsonite luggage

$650 per month, for the first 2 months

–

UOB Credit Card Sign-Up Promotions

UOB’s sign-up offers are usually not guaranteed (e.g. limited to the first xx applicants). Only guaranteed offers are shared on this page.

These sign-up bonuses are fulfilled by UOB, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

❓ Not sure which card to choose? Compare the top UOB credit cards, and read mini reviews of them.

UOB
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

UOB PRVI

Up to 58k miles

$2,000 per month for first 2 months, pay $261.60 annual fee, register via SMS

31 Jan
2025

KrisFlyer
UOB

–

–

–

UOB Lady’s

–

–

–

UOB One

–

–

–

UOB
Absolute

–

–

–

UOB EVOL

–

–

–

✈️ Join over 13,000 Suitesmile subscribers
on Telegram, to be the first to know about
the next travel deals and hacks.
It's FREE! :)

American Express Credit Card Sign-Up Promotions

These sign-up bonuses are fulfilled by American Express Singapore, valid for new credit cardholders of the bank. You will also qualify, if you had cancelled your last credit card with the bank at least 12 months ago.

❓ Not sure which card to choose? I see the AMEX True Cashback card as the only good AMEX card in Singapore right now.

AMEX
Cards

Sign-Up
Bonus

Min.
Spend

Apply
By

AMEX True
Cashback

3% cashback
(first 6 months,
up to $5,000)

–

–

AMEX
Platinum
Charge

$800 statement credit + Samsonite luggage

$8,000 within
60 days, pay $1,744 annual fee

15 Jan
2025

AMEX
KrisFlyer

Up to 17k miles

$1,000 within
30 days

15 Jan
2025

AMEX
KrisFlyer
Ascend

Up to 38k miles + Samsonite luggage

$1,000 within
30 days, pay $397.85 annual fee

15 Jan
2025

AMEX
Platinum
Credit

–

–

–

OCBC Credit Card Sign-Up Promotions

There are no worthy sign-up bonuses for OCBC cards at the moment. Subscribe to Suitesmile on Telegram, to get alerted on the next offer.

❓ Not sure which card to choose? I see the OCBC Rewards card as the only good OCBC card in Singapore right now.

OCBC
Cards

Sign-Up
Bonus

SingSaver

Min.
Spend

Apply
By

OCBC
Rewards

–

–

–

OCBC 365

–

–

–

OCBC
INFINITY

–

–

–

OCBC 90°N

–

–

–

Other Opportunities

IMPORTANT steps to take during application

To receive the sign-up bonus, you are required to follow these important steps:

1) Click on any link below
2) Enter your email address
3) Complete your application on the provider’s website and take note of your Account Number, which will be your application reference number (ARN)
4) Fill up the reward redemption form that you receive via email, and enter your ARN

Other
Products

Sign-Up
Bonus

Condition

Apply
By

CMC
Invest

$20 cash

Open new
account, no funding or trading required

2 Jan
2025

CMC
Markets

CHOOSE ONE

• $20 cash
• $40 vouchers

Open new
account, no funding or trading required

2 Jan
2025

Moomoo
Brokerage

CHOOSE ONE

• $100 cash
• $100 vouchers

Fund min.
S$1,000

31 Jan
2024

Tiger
Brokers

CHOOSE ONE

• $100 cash
• $100 vouchers

Fund min.
US$1,000

2 Jan
2025

Webull
Brokerage

$120 vouchers

Fund min.
US$2,000

9 Dec
2024

Got a question regarding these offers? Drop us a message.

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