Best Hospital & Polyclinic Miles/Cashback Credit Cards in Singapore (December 2024)

Last updated on 4 November 2024

Pick a category below to view the best cards

What are the Best Cards in Singapore for Hospital and Polyclinic Bills?

Hospital and Polyclinic spendings are commonly excluded from earning miles/cashback on Singapore credit cards, except for these few.

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

Citi Rewards	4 mpd ^{• Up to $1,000 per statement month} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ❌ Private Hospitals & Clinics}
Amaze + Citi Rewards	4 mpd ^{• 1% Amaze fee • Up to $1,000 per statement month} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Citi SMRT	5% cashback ^{• Min. spend $500 per statement month • Up to $12,000 per membership year} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ❌ Private Hospitals & Clinics}
DBS Woman’s World	4 mpd ^{• Up to $1,500 per calendar month} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ❌ Private Hospitals & Clinics}
UOB Preferred Platinum	4 mpd ^{• Mobile Contactless only (G Pay, Apple Pay) • Up to $1,110 per calendar month} ^{❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
UOB One	3.33% cashback ^{• Min. spend $500/$1,000/$2,000 per statement month • Up to $500/$1,000/$2,000 per statement month • Maintain spending tier monthly, in a qualifying quarter} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Maybank FC Barcelona	1.6% cashback ^{• In SGD only} ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}
AMEX True Cashback	1.5% cashback ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}
HSBC Advance	1.5% cashback ^{+1% when min. spend $2,000, up to $2,800 per calendar month} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Citi Cash Back+	1.6% cashback ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Citi PremierMiles	1.2 mpd ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Trust Cashback	1% cashback ^{• No annual fee, ever • No foreign currency fee} ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}
Citi Prestige	1.3 mpd ^{• $545 annual fee (no waiver) • $120k annual income requirement} ^{✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Maybank World	2.8 – 3.2 mpd ^{• Foreign Currency only • Min. spend $800 per calendar month for 2.8 mpd • Min. spend $4,000 per calendar month for 3.2 mpd} ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}
Maybank Horizon	2.8 mpd ^{• Foreign Currency only • Min. spend $800 per calendar month} ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}
UOB Visa Infinite	1.4 mpd ^{• $654 annual fee (no waiver) • $120k annual income requirement} ^{✅ Government Hospitals ✅ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)}
Maybank Visa Infinite	1.2 mpd ^{• $654 annual fee (no waiver) • $150k annual income requirement} ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}
Maybank Man Utd	2 mpd + 3% cashback ^{• When Man Utd wins an EPL match only • Cashback up to S$1,000 spending per calendar month} ^{✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals}