Deal: New AMEX offers to save on Telco, Utility and Online Spending

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American Express Singapore has released new offers that can be used for the months of February and March 2022.

If you have not saved these offers, you may (should!) do so via your AMEX mobile app or by logging into your account on a web browser.

What’s great is that I am seeing these offers on both my AMEX True Cashback and AMEX Krisflyer cards!

Offers listed on the AMEX mobile app

Offer 1: Spend $40 or more on Telco, get $3 back

Offer details: Save offer to eligible Card and spend S$40 or more, in one or more transactions, in-app or online at participating Telco businesses by 31 Mar 2022 to receive one S$3 credit per month up to 2 months. Limited to 50,000 Cards. Exclusions apply.

This offer gives you 7.5% cashback on your telco spending and is the easiest to take advantage of. This is on top of the 1.5% to 3% cashback that you can get on your AMEX True Cashback card.

For my M1 bills, I can make 1x payment of exactly $40 this calendar month and another one next month. Having 2 AMEX cards allows me to have this offer twice a month!

If there are any amounts exceeding $80 a month, I would use the usual combination of Amaze + Citi Rewards to get 4 miles per dollar + 1% cashback for my M1 bills, as described in our page that lists the best credit cards in Singapore.

Offer terms
– The redemption periods are between: 1 February 2022 – 28 February 2022, and 1 March 2022 – 31 March 2022. Limited to a maximum of two credits at a total of S$6 per Card.
– Offer is limited to one credit of up to S$3 each redemption period, per Card.
– Your Card must be charged prior to the end of each redemption period to be eligible for the credit in the redemption period.
– A one-time enrolment is required from 1 Feb 2022 and Card Members will automatically be enrolled for the following offer periods from their enrolment date and do not need to re-enrol. The final date to enrol and spend is 31 Mar 2022.
– Offer valid for credit card recurring and one-time payments made in Singapore Dollars online or in-app at participating Telco businesses. To set up recurring payment, you must add your Card to any of the participating businesses through the following channels:
– American Express Recurring Bill Payment form. (Singtel and Starhub only)
– Singtel account via Singtel website.
– StarHub account via the StarHub website.
– Circles.Life account via the Circles.Life website or in-app.
– M1 account via the M1 website or in-app.
– MyRepublic account via the MyRepublic website or in-app.
– GOMO account via the website or in-app
– Giga account via the website or in-app
– All other payments (including but not limited to, payments made in-person or payments made – through a third-party establishment/payment processor) are not eligible for the offer.
– After adding your Card to the account, your Card will be charged for your next month’s bill. You must add your Card with sufficient time for your Card to be charged prior to the end of each redemption period to be eligible for the offer.
– Excludes payment made for M1 Small Business Hub (SME Hub).
– The Promotion is open to individuals who hold personal basic and/or supplementary American Express® Cards issued in Singapore by American Express International Inc. only (“Eligible Cards”), excluding American Express Corporate Cards and American Express Cards issued by DBS Bank Ltd and United Overseas Bank Limited (“Card Members”).
– Offer is limited to the first 50,000 eligible Cards which are successfully registered for the offer.
– This offer is only available for your targeted Card, and other Cards you hold may not be eligible.
– Excludes transactions where you do not spend directly in-app or online at participating Telco businesses. Offer valid at Singapore website and app only.
– Credit is not redeemable for cash or other payment form.
– Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.
– Credit will not be applied to your Card Account if it has been suspended or cancelled.
– Credit may be reversed if your qualifying purchase is refunded or cancelled.
– Full Offer Terms available here.
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Offer 2: Spend $40 or more on Utilities, get $3 back

Offer details: Save offer to eligible Card and spend S$40 or more, in one or more transactions, in-app or online at participating Utility businesses by 31 Mar 2022 to receive one S$3 credit per month up to 2 months. Limited to 30,000 Cards. Exclusions apply.

This one can be a little tricky to…utilize 😬 in an optimal way.

SP Utilities mobile app allows me to choose the amount that I would like to pay but I found that Senoko Energy does not (I can only pay the full amount billed).

For this reason, I’ll probably only use this offer for water and gas payments on SP as it is a lot less exciting to save $3 on a $150 payment on Senoko!

Looking at the list of participating businesses, I only found that some of them have restrictions on redemption and payment types:

Service
Provider
Redemption
Type
Payment
Type
GenecoOnline &
In app
One-time payment
& Recurring Billing
PacificLightOnline onlyRecurring Billing only
Sembcorp
Power
Online &
In app
One-time payment
& Recurring Billing
Senoko
Energy
Online &
In app
One-time payment
& Recurring Billing
SP UtilitesMobile App
only
One-time payment
& Recurring Billing.
Exclude Electric Car
Charging and SP Digital
Products (GreenUp)
SunseapOnline onlyRecurring Billing only
Offer terms
– The redemption periods are between: 1 February 2022 – 28 February 2022, and 1 March 2022 – 31 March 2022. Limited to a maximum of two credits at a total of S$6 per Card.
– Offer is limited to one credit of up to S$3 each redemption period, per Card.
– Your Card must be charged prior to the end of each redemption period to be eligible for the credit in the redemption period.
– A one-time enrolment is required from 1 Feb 2022 and Card Members will automatically be enrolled for the following offer periods from their enrolment date and do not need to re-enrol. The final date to enrol and spend is 31 Mar 2022.
– Offer only valid online or in-app at any one of the participating Utility businesses. All other payments (including but not limited to, in-person payments or payments made through a third-party establishment/payment processor) are not eligible for the offer.
– Excludes payments made for Business and/or Commercial Accounts.
– When adding your Card to your recurring billing account or switching to a new service provider, your Card may not be charged up to 60 days later. You must ensure that you have sufficient time for your Card to be charged prior to the end of each redemption period to be eligible for the offer. Recurring billing processing times, billing cycles and enrolment processing time may vary, kindly check with your service provider for more information.
– The Promotion is open to individuals who hold personal basic and/or supplementary American Express® Cards issued in Singapore by American Express International Inc. only (“Eligible Cards”), excluding American Express Corporate Cards and American Express Cards issued by DBS Bank Ltd and United Overseas Bank Limited (“Card Members”).
– Offer is limited to the first 30,000 eligible Cards which are successfully registered for the offer.
– This offer is only available for your targeted Card, and other Cards you hold may not be eligible.
– Excludes transactions where you do not spend directly in-app or online at participating Utility businesses. Offer valid at Singapore website and app only.
– Credit is not redeemable for cash or other payment form.
– Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.
– Credit will not be applied to your Card Account if it has been suspended or cancelled.
– Credit may be reversed if your qualifying purchase is refunded or cancelled.
– Full Offer Terms available here.
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Offer 3: Spend $50 or more on Online Shopping, get $2 back

Offer details: Save offer to eligible Card and spend S$50 or more, in one or more transactions, in-app or online at Amazon, Lazada, Qoo10 and Shopee by 30 Jun 2022 to receive one S$2 credit per month up to 5 months. Limited to 70,000 Cards. Exclusions apply.

Yawn, I know.

Even if you spend exactly $50, you’ll only be getting 4% cashback. You can 1.5% to 3% cashback on top of that with the AMEX True Cashback too.

However, even with this offer, the Amaze card, when linked correctly, is more rewarding to use for online shopping as you will be getting 4 miles per dollar + 1% cashback.

Offer terms
– The redemption periods are between: 1 February 2022 – 28 February 2022, 1 March 2022 – 31 March 2022, 1 April 2022 – 30 April 2022, 1 May 2022 – 31 May 2022, and 1 June 2022 – 30 June 2022. Limited to a maximum of five credits at a total of S$10 per Card.
– Offer is limited to one credit of up to S$2 each redemption period, per Card.
– Your Card must be charged prior to the end of each redemption period to be eligible for the credit in the redemption period.
– A one-time enrolment is required from 1 Feb 2022 and Card Members will automatically be enrolled for the following offer periods from their enrolment date and do not need to re-enrol. The final date to enrol and spend is 30 Jun 2022.
– Offer is valid online or in-app at Amazon, Lazada, Qoo10 and Shopee. All other payments (including but not limited to, payments made through a third-party establishment/payment processor) are not eligible for the offer.
– Offer valid for transactions made in Singapore Dollars only.
– The Promotion is open to individuals who hold personal basic and/or supplementary American Express® Cards issued in Singapore by American Express International Inc. only (“Eligible Cards”), excluding American Express Corporate Cards and American Express Cards issued by DBS Bank Ltd and United Overseas Bank Limited (“Card Members”).
– Offer is limited to the first 70,000 eligible Cards which are successfully registered for the offer.
– This offer is only available for your targeted Card, and other Cards you hold may not be eligible.
– Excludes transactions where you do not spend directly in-app or online at Amazon, Lazada, Qoo10 and Shopee. Offer valid at Singapore website and app only.
– Credit is not redeemable for cash or other payment form.
– Credit should appear on your billing statement within 5 business days from qualifying spend but may take up to 90 days from the offer end date.
– Credit will not be applied to your Card Account if it has been suspended or cancelled.
– Credit may be reversed if your qualifying purchase is refunded or cancelled.
– Full Offer Terms available here.

Offer 4: Additional 4 MPD on Foreign Currency spending

Offer details: Save the offer to your eligible Card and get 4 extra KrisFlyer miles for every S$1 spent, online, in-person or in-app by 31 Mar 2022. Capped at 800 KrisFlyer miles. Limited to 12,000 Cards. Exclusions apply.

This is another unexciting one.

With the AMEX Krisflyer card, you’ll be getting a one-time 5.1 MPD earn rate on just S$200 worth of foreign currency spending.

FAQ: Isn’t that better than what other cards are offering?

Not really.

With the Amaze card, you are able to get 4 MPD + 1% cashback without paying for any foreign currency fees. AMEX charges an FX fee of 2.95%!

On top of that, I value Krisflyer miles substantially lesser than Citi miles because of its lack of flexibility and high-value redemption options.

AMEX sign-up bonuses

Don’t have an AMEX credit card yet? Sign up for one to receive gifts of up to $180 cash or Apple AirPods (Gen 3).

Summary of the best sign-up bonuses in Singapore right now
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Bottom line

AMEX cards are great for these occasional offers.

Other than that, I only find AMEX True Cashback useful to get up to 3% cashback for Hospital, School or Insurance payments.

I should also mention that AMEX’s customer service is outstanding and in a class of its own, as compared to other Singapore banks!

Do you know of any additional hacks to utilize these offers? Share them on Suitesmile Chat Telegram group!

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