Having multiple credit cards can be overwhelming. I recommend using my simple credit card management sheet to keep track of the cards that you are holding. Click here to find a list of the best cards in each category.. In this article, I will be sharing those that I actually use, ranked according to importance.
Note: “MPD” refers to Miles per dollar and “PPD” refers to Points per dollar.
Citibank Prestige
– Stay 4 nights at any hotel worldwide and get 1 night refunded.
– Unlimited complimentary worldwide Priority Pass airport lounge access for 2.
– 1.3 MPD for general spending.
OCBC 90°N
– 4 MPD for foreign currency spending.
– 8 MPD on Agoda, Expedia and Airbnb.
Citibank Rewards
– 4 MPD for topping up GrabPay balance.
GrabPay Mastercard (Digital, Prepaid)
– 10 PPD for online spending, utilities and telco.
UOB Preferred Platinum
– 4 MPD for contactless payments.
DBS Woman’s World
– 4 MPD for online spending.
Revolut
– Free overseas cash withdrawal.
American Express Krisflyer Ascend
– For the occasional AMEX promotions.
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