Which cards are in my wallet?

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Having multiple credit cards can be overwhelming. I recommend using my simple credit card management sheet to keep track of the cards that you are holding. Click here to find a list of the best cards in each category.. In this article, I will be sharing those that I actually use, ranked according to importance.

Note: “MPD” refers to Miles per dollar and “PPD” refers to Points per dollar.



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Citibank Prestige

– Stay 4 nights at any hotel worldwide and get 1 night refunded.
– Unlimited complimentary worldwide Priority Pass airport lounge access for 2.
– 1.3 MPD for general spending.



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OCBC 90°N

– 4 MPD for foreign currency spending.
– 8 MPD on Agoda, Expedia and Airbnb.



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Citibank Rewards

– 4 MPD for topping up GrabPay balance.



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GrabPay Mastercard (Digital, Prepaid)

– 10 PPD for online spending, utilities and telco.



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UOB Preferred Platinum

– 4 MPD for contactless payments.



DBS Woman’s World

– 4 MPD for online spending.



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Revolut

– Free overseas cash withdrawal.



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American Express Krisflyer Ascend

– For the occasional AMEX promotions.

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