OCBC 90°N launched as a Mastercard back in 2019 and offered unlimited 4 MPD on overseas spend for a few months.
Today, OCBC has launched a Visa version of the card with, believe it or not, even worse benefits! 🤯
Surprisingly, the Mastercard version, which is already a meh card, will maintain a higher earn rate over the new Visa version.
Get 4 MPD on some categories
For 3 months, from now till 15 January 2022, cardholders get 20 Travel$ per $5 spend (4 MPD) on some categories.
There is a cap of 5,000 bonus Travel$ that can be earned per month. Depending on your local/overseas spending, this is between S$1,667 to S$2,000 of total spending per month.
- Foreign currency spending
- Online shopping (only at Shopee, Lazada, Amazon, Qoo10 and Taobao)
- Food delivery (only with Grab, Foodpanda, Deliveroo and Oddle)
- Groceries (only at NTUC Fairprice, Giant, Cold Storage, Sheng Siong and Redmart)
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Key points to note
Pros
- The ° on the card lights up when making a payment. 🤣
- OCBC Travel$ do not expire.
- OCBC Travel$ can be transferred to Krisflyer in blocks of 1,000 Travel$.
Cons
- OCBC Travel$ are earned in $5 blocks. You will not receive anything for transactions of less than $5.
- From 16 January 2022, earn only 1 MPD on local spend and 2 MPD on foreign currency spending.
- OCBC Travel$ can only be transferred to Singapore Airlines Krisflyer with no fees.
Bottom line
Nothing much has changed, OCBC and SCB do not seem too interested in offering good rewards/miles cards. Okay, maybe the mildly exciting OCBC Titanium which made it into 5th place in my list of the best online spending cards in Singapore.
Don’t waste your wallet space, get a proper specialized card instead.