Best HSBC Singapore Credit Cards (May 2024)

Last updated on 19 April 2024

The following are the best HSBC credit cards in May 2024.

These cards are also listed in Suitesmile’s lists of the best cards in Singapore for:

Online Shopping: HSBC Revolution
General Spending: HSBC TravelOne, HSBC Advance
Dining (excl. Fast Food): HSBC Revolution
Foreign Currency: HSBC Revolution, HSBC TravelOne
Transportation: HSBC Revolution
Airport Lounge: HSBC TravelOne
Hospital/Polyclinics: HSBC Advance

💡Click on the + Card Summary buttons below to instantly view the key details of each card!

HSBC Revolution

Earn 4 mpd or 2.5% cashback on selected online/contactless spending

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🎁 Sign-up bonus

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More information on the

HSBC Revolution Visa Card

Suitesmile rating:

✍️ Short summary
This card gives you a strong earn rate of 4 miles per dollar on online and contactless spending (in foreign currency too!) on certain spending categories like retail shopping, flight tickets, ride-hailing and dining (excl. fast food), up to $1,000 per calendar month.

Take note that cardholders will only earn 0.4 mpd on other categories and spending above $1,000 per calendar month.

This is a great fuss-free card that offers a great earn rate on key spending categories for most people, without any annual fee to worry about.

There’s a little quirk though. To transfer HSBC points to Frequent Flyer Programs, cardholders need to enroll in HSBC’s Mileage Programme, which costs $43.20 annually. Upon enrollment, cardholders can make unlimited points transfers, at no additional cost. (FYI: Most other cards charge about $25 fee per transfer)

Not into Miles or travel-hacking? Redeem your points for 2.5% cashback instead, on the aforementioned spending categories!

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

💸 Annual fee
No annual fee, ever

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
3 years from transaction
(37 to 38 months to be exact)

🫱‍🫲 Transfer partners
KrisFlyer and Asia Miles

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
25,000 points (10,000 miles)

💲Transfer fee
$43.20 annually
(Unlimited transfers)

🤗 Points pooling
Points from this card cannot be combined with those from other HSBC cards and can only be transferred out separately.

❓How/When points are credited
Earn 1 base point per dollar spent, plus 9 bonus points for eligible online/contactless spending (equivalent to 4 mpd in total). Base points are credited immediately when the transaction is posted, while bonus points are credited by the end of the following calendar month.

📜 Terms & conditions

HSBC TravelOne

Earn 1.2 mpd on local spend, 2.4 mpd on foreign currency

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🎁 Sign-up bonus

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HSBC TravelOne Mastercard

Suitesmile rating:

✍️ Short summary
This card gives you an uncapped earn rate of 1.2 miles per dollar on SGD spending and 2.4 miles per dollar on foreign currency spending.

This is a great backup card, if you have exhausted all your specialized cards with better earn rates.

Having many transfer partners gives you fantastic flexibility. For this reason, I recommend this card more than other general spending cards with slightly higher earn rates.

Cardholders are also entitled to 4 free airport lounge visits (via DragonPass) per calendar year! For example, if you apply for the card in March 2023, you will get 4 free visits for the current year, plus 4 more free visits from 1 January the following year.

Cardholders are automatically enrolled into HSBC’s Mileage Programme, for free till 31 Jan 2025. Upon enrollment, cardholders can make unlimited points transfers, at no cost. (FYI: Most other cards charge about $25 fee per transfer)

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

💸 Annual fee
$196.20
(receive first-year waiver, if you don’t want the sign-up bonus)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%
(Avoid this fee by linking this card to Amaze!)

⏰ Points expiry
3 years from transaction
(37 to 38 months to be exact)

🫱‍🫲 Transfer partners
KrisFlyer, Asia Miles, Infinity MileageLands, Executive Club and more!

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
25,000 points (10,000 miles)

💲Transfer fee
Free till 31 May 2024

🤗 Points pooling
Points from this card cannot be combined with those from other HSBC cards and can only be transferred out separately.

❓How/When points are credited
Base points are credited immediately when the transaction is posted.

📜 Terms & conditions

HSBC Advance

Get up to 3.5% cashback on almost everything

Apply now

🎁 Sign-up bonus

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HSBC Advance Visa Card

Suitesmile rating:

✍️ Short summary
This card gives you 1.5% cashback on almost everything, with no minimum spending required. Cardholders can receive an additional 1% cashback when they spend at least $2,000 in a calendar month. Monthly cashback amount is capped at $70 ($2,800 worth of spending).

Cardholders can also get an additional 1% cashback (total 3.5%) with HSBC Everyday+ Rewards Programme. To qualify, cardholders will need to credit their salary or deposit at least $2,000 into the bank account and perform at least 5 transactions on the card. Additional 1% cashback is capped at $300 per calendar month.

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

💸 Annual fee
$196.20
(First year waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

❓How/When cashback is credited
Cashback amount is credited into the card at the end of next calendar month.

📜 Terms & conditions