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You know how they say there is no such thing as a free lunch? Well, they are right. You will need to spend about 15 minutes of your time in this case. Close enough, no? If you are new to credit cards, I recommend reading how to drastically minimize the risk of accumulating credit card debt.
The world of credit card bonuses
Banks offer huge sign-up bonuses to new customers to try out their credit cards and hopefully start a life-long relationship (with them).
Suitesmile has partnered with SingSaver to bring you these amazing sign-up bonuses only on 11 November 2019 from 00:00AM (midnight) to 11:59PM. No spending required, no fees to be paid, no catch. And yes, none of those crappy luggage from credit card road shows. We are talking real money sent to you via PayNow or as a credit to your card.
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Frequently asked questions
How much will I be getting?
By applying for the 7 cards listed below, you will receive bonuses from all the cards that get approved. This means that you will be getting $960 if all of them get approved. This applies to all cards that are applied on 11 November 2019.
What if I already have a credit card from one of the banks below?
You will still be eligible to receive a smaller sign-up bonus as an existing customer. For example, you will receive $70 for each Standard Chartered Card that you apply as an existing customer.
Do I need to apply for all cards?
No you don’t. You get paid for those that you apply. If you are more comfortable with applying for the top 4 cards, you will be receiving $760 ($280 + $280 + $100 + $100), considering that you are new-to-bank and the cards get approved.
Is this offer only for a limited number of people?
No, everyone who applies and follows the instructions below will be paid.
This is too good to be true. Is it legal?
Of course it is. Your applications for these cards are sent directly to the banks and your personal data are retrieved securely through SingPass. You do not have to pay anything upon signing up. I have been doing this for years and if you know me by now, I do not argue with free. Especially free money. 🙂
What do I have to do exactly?
Below, you will find a curated list of credit cards. I have done the hard work for you and ranked them with the very best deal in number 1. I highly recommend following this order to fully maximize the amount of sign-up bonuses that you will receive. These are the steps that you have to take to receive your money. Be sure not to skip any of these steps as all of them are VERY IMPORTANT.
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Check today’s date. These offers are only valid on 11 November 2019.
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Click on the links below to apply. Only the links in this page will qualify.
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At the end of the application, take a screenshot of the Application Reference Number.
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Fill up the redemption form that you receive via email. (Except OCBC, HSBC & AMEX)
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Activate the cards when you receive them.
I kid you not, that is all that you have to do. If you do not like the cards that you receive, you are free to cancel them after 6 months without any penalties.
| 1 | Citibank PremierMiles Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $280* | |
| Sign-up bonus (Existing Customer): | $30 | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 2 | Standard Chartered Unlimited Mastercard | |
|---|---|---|
| Sign-up bonus (New Customer): | $280* | |
| Sign-up bonus (Existing Customer): | $70 | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 3 | UOB One Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $100* | |
| Sign-up bonus (Existing Customer): | $0 | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 4 | OCBC Frank Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $100* | |
| Sign-up bonus (Existing Customer): | $0 | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 2 years | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 5 | Standard Chartered Spree Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $0* | |
| Sign-up bonus (Existing Customer): | $70** | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
**$50 cash via PayNow and $20 credit to your card.
| 6 | Standard Chartered Rewards+ Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $0* | |
| Sign-up bonus (Existing Customer): | $70** | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
**$50 cash via PayNow and $20 credit to your card.
| 7 | Citibank Rewards Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $0* | |
| Sign-up bonus (Existing Customer): | $30** | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
**$30 cash via PayNow.
| 8 | Citibank Cashback Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $0* | |
| Sign-up bonus (Existing Customer): | $30** | |
| Spending requirement: | $0 | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
**$30 cash via PayNow.
This gives you a total of $960 with no annual fees and no spending to worry about. Easy right? Not bad for a few minutes’ work!
Do not hesitate to drop me a message if you have any questions or face any problems.
Go further if you have some bigger spending coming up
| 9 | HSBC Revolution Visa | |
|---|---|---|
| Sign-up bonus (New Customer): | $170* | |
| Sign-up bonus (Existing Customer): | $30 | |
| Spending requirement: | $800 in 1 month | |
| Annual fee waiver: | 2 years | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 10 | POSB Everyday Mastercard | |
|---|---|---|
| Sign-up bonus (New Customer): | $120* | |
| Sign-up bonus (Existing Customer): | $0 | |
| Spending requirement: | $800 in 2 months | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 11 | American Express Krisflyer | |
|---|---|---|
| Sign-up bonus (New Customer): | 10,000 miles (worth $170) | |
| Sign-up bonus (Existing Customer): | 10,000 miles (worth $170) | |
| Spending requirement: | $1,000 in 3 months | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
| 12 | CIMB World Mastercard | |
|---|---|---|
| Sign-up bonus (New Customer): | $120* | |
| Sign-up bonus (Existing Customer): | $30 | |
| Spending requirement: | $1,200 in 3 months | |
| Annual fee waiver: | Forever | |
| Minimum income requirement: | $50,000/year | |
| Click here to apply | ||
| 13 | OCBC 90°N Mastercard | |
|---|---|---|
| Sign-up bonus (New Customer): | $0* | |
| Sign-up bonus (Existing Customer): | 3,000 miles (worth $51) | |
| Spending requirement: | $5,000 in 3 months | |
| Annual fee waiver: | 1 year | |
| Minimum income requirement: | $30,000/year | |
| Click here to apply | ||
This gives you an additional $390 in cash, $20 in Grab credits and 51,000 miles (worth $867)! These cards with spending bonuses are perfect if you have a wedding, home renovation, vehicle purchase or vacation coming up.