Standard Chartered Credit Card Promotions Singapore (Official Vs SingSaver)

Last updated on 10 December 2025

Compare the best Standard Chartered credit card promotions in Singapore for December 2025. Choose free gifts worth up to S$710, S$350 cash, or 100,000 miles with your new card.

In this comprehensive guide, you have a choice. Easily compare and choose between official Standard Chartered sign-up gifts versus SingSaver exclusives, to find your perfect reward.

However, note that the SingSaver-fulfilled promos are more complicated now, as applicants have to apply for 1 additional product like SC EasyPay, Bonus$aver CashOne Personal Loan or Credit Card Funds Transfer to be eligible for the reward. The Standard Chartered-fulfilled promos have much simpler conditions.

Pro tip: Choose your sign-up gift wisely! Most of these sign-up promotions are only available to new credit cardholders of the bank. To become a new cardholder again in future, you’d need to cancel all existing Standard Chartered cards and wait 12 months to requalify.

Disclosure: Credit card promos listed on this page were hand-picked and summarized for greater clarity. All credit card applications will be completed securely on the bank’s official website and Suitesmile does not collect any personal data from applicants. Suitesmile may receive an affiliate commission for each application, which helps run and maintain this independent travel hacking website. Thank you for your support! 💙

What kinds of transactions qualify for the minimum spending requirements?

Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, ride-hailing, food delivery, online or in-person shopping, flight and hotel spending.

⚠️ Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.

❌ Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).

Please refer to each card’s terms and conditions for the full list of exclusions.

What if I have difficulty meeting the minimum spending requirements?

The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.

These vouchers can be used for your grocery needs in future.

Definition of a new cardholder

A new cardholder of Standard Chartered is someone who has not held a credit card (as a principal cardholder) issued by Standard Chartered Bank Singapore in the past 12 months.

If you had cancelled your last Standard Chartered credit card more than 12 months ago, you will qualify as a new cardholder and can enjoy these sign-up bonuses.

❓ Not sure which card to choose? Compare the top Standard Chartered credit cards, or just pick the one with the best sign-up reward. 😉

Standard Chartered Simply Cash Card Promotion

Compare and apply for a sign-up promo from Standard Chartered or SingSaver, for the Standard Chartered Simply Cash Card.

Standard Chartered Simply Cash Card

Promo 1: Fulfilled by Standard Chartered

Reward
S$100 cashback
+
Samsonite luggage (worth S$610)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Mar 2026
✅ Spend at least S$800 within 60 days after card approval date
✅ Use code C4C64 if prompted

Apply

Terms & conditions

Promo 2: Fulfilled by SingSaver

Reward (choose one)
• S$350 cash
• S$370 Grab vouchers

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Jan 2026
✅ Spend at least S$800 within 30 days after card approval date
✅⚠️ Apply for SC EasyPay, Bonus$aver CashOne Personal Loan or Credit Card Funds Transfer
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Apply

Terms & conditions

You should know

• Get unlimited 1.5% cashback on almost everything
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$90,000 (Foreigner)

✈️ Join over 17,000 Suitesmile subscribers
on Telegram, to be the first to know about
the next travel deals and hacks.
It's FREE! :)

Prefer WhatsApp?
Subscribe to Suitesmile's WhatsApp channel

Standard Chartered Journey Card Promotion

Compare and apply for a sign-up promo from Standard Chartered or SingSaver, for the Standard Chartered Journey Card.

Standard Chartered Journey Card

Promo 1: Fulfilled by Standard Chartered

Reward
75,000 points
^{(30,000 miles equivalent)}

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Mar 2026
✅ Spend at least S$800 within 60 days after card approval date
✅ Pay S$196.20 annual fee
✅ Use code C4C64 if prompted

Apply

Terms & conditions

Promo 2: Fulfilled by SingSaver

Reward (choose one)
• S$180 cash
• Samsonite luggage (worth S$600)
• S$200 Grab vouchers
+
75,000 points*
^{(30,000 miles equivalent, for paying annual fee)}

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Jan 2026
✅ Spend at least S$800 within 60 days after card approval date
✅⚠️ Pay S$196.20 annual fee
✅⚠️ Apply for SC EasyPay, Bonus$aver CashOne Personal Loan or Credit Card Funds Transfer
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Apply

*Points fulfilled by Standard Chartered

Terms & conditions

You should know

• Earn 3 mpd on groceries, food deliveries and ride-hailing
• Get 2 free airport lounge visits per card membership year
• Annual fee: S$196.20 (no sign-up promo if waived)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$90,000 (Foreigner)

Standard Chartered Visa Infinite Card Promotion

Compare and apply for a sign-up promo from Standard Chartered, for the Standard Chartered Visa Infinite Card.

Standard Chartered Visa Infinite Card

Fulfilled by Standard Chartered

Reward
125,000 points
^{(50,000 miles equivalent)}

How to qualify?
✅ New or existing SC cardholders can qualify
✅ Apply by 31 Dec 2025
✅ Spend at least S$2,000 within 60 days after card approval date
✅ Pay S$599.50 annual fee
✅ Use code C4C64 if prompted

Apply

Terms & conditions

You should know

• Earn 1.4 mpd on local spend, 3 mpd on foreign currency
• Get 6 free airport lounge visits per card membership year
• Annual fee: S$599.50 (no waiver)
• Min. annual income:
— S$30,000 (Singaporean/PR who is a Priority/Private Banking customer)
— S$60,000 (Foreigner who is a Priority/Private Banking customer)
— S$150,000 (Singaporean/PR/Foreigner)

Standard Chartered Beyond Card Promotion

Compare and apply for a sign-up promo from Standard Chartered, for the Standard Chartered Beyond Card.

Standard Chartered Beyond Card

Fulfilled by Standard Chartered

Reward
150,000 points
^{(60,000 miles equivalent, for paying annual fee)}
+
100,000 points
^{(40,000 miles equivalent, for meeting min. spend)}
=
250,000 points total
^{(100,000 miles equivalent)}

How to qualify?
✅ New or existing SC cardholders can qualify
✅ Apply by 31 Dec 2025
✅ Spend at least S$20,000 within 90 days after card approval date
✅ Pay S$1,635 annual fee
✅ Use code C4C64 if prompted

Apply

Terms & conditions

You should know

• Earn 1.5 mpd on local spend, 3 mpd on foreign currency
• Get unlimited free airport lounge visits per calendar year
• Annual fee: S$1,635 (no waiver)
• Min. annual income: S$200,000 (Singaporean/PR/Foreigner)

Standard Chartered Smart Card Promotion

Compare and apply for a sign-up promo from Standard Chartered or SingSaver, for the Standard Chartered Smart Card.

Standard Chartered Smart Card

Promo 1: Fulfilled by Standard Chartered

Reward
S$100 cashback
+
Samsonite luggage (worth S$610)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Mar 2026
✅ Spend at least S$800 within 60 days after card approval date
✅ Use code C4C64 if prompted

Apply

Terms & conditions

Promo 2: Fulfilled by SingSaver

Reward (choose one)
• S$230 cash
• S$250 Grab voucher
• Apple AirPods 4 (worth S$249)
• Hinomi Q1 chair (worth S$499)

Apply

Terms & conditions

You should know

• Get 0.5% cashback on almost everything
• Annual fee: S$0 until 5 Dec 2025
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$90,000 (Foreigner)

Got a question regarding these promos? Drop us a message.

✈️ Join over 17,000 Suitesmile subscribers
on Telegram, to be the first to know about
the next travel deals and hacks.
It's FREE! :)

Prefer WhatsApp?
Subscribe to Suitesmile's WhatsApp channel