HSBC Credit Card Promotions Singapore (Official Vs SingSaver)

Last updated on 16 January 2026

Compare the best HSBC credit card promotions in Singapore for January 2026. Choose free gifts worth up to S$799, S$400 cash, or 33,600 bonus miles with your new card.

In this comprehensive guide, you have a choice. Easily compare and choose between official HSBC sign-up gifts versus SingSaver exclusives, to find your perfect reward.

Pro tip: Choose your sign-up gift wisely! Most of these sign-up promotions are only available to new credit cardholders of the bank. To become a new cardholder again in future, you’d need to cancel all existing HSBC cards and wait 12 months to requalify.

Disclosure: Credit card promos listed on this page were hand-picked and summarized for greater clarity. All credit card applications will be completed securely on the bank’s official website and Suitesmile does not collect any personal data from applicants. Suitesmile may receive an affiliate commission for each application, which helps run and maintain this independent travel hacking website. Thank you for your support! 💙

What kinds of transactions qualify for the minimum spending requirements?

Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, ride-hailing, food delivery, online or in-person shopping, flight and hotel spending.

⚠️ Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.

❌ Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).

Please refer to each card’s terms and conditions for the full list of exclusions.

What if I have difficulty meeting the minimum spending requirements?

The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.

These vouchers can be used for your grocery needs in future.

Definition of a new cardholder

A new cardholder of HSBC is someone who has not held a credit card (as a principal cardholder) issued by HSBC Singapore in the past 12 months.

If you had cancelled your last HSBC credit card more than 12 months ago, you will qualify as a new cardholder and can enjoy these sign-up bonuses.

❓ Not sure which card to choose? Compare the top HSBC credit cards, or just pick the one with the best sign-up reward. 😉

HSBC Revolution Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC Revolution Card.

HSBC Revolution Card

Promo 1: Fulfilled by HSBC

Reward (choose one)
• S$200 cashback
• Samsonite luggage (worth S$680)
^{(min. spend S$500)}
+
S$100 cashback
^{(min. spend S$1,000)}

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Jan 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 or S$1,000 by the end of the following calendar month after card approval date

Apply

Terms & conditions

Promo 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson Airstrait (worth S$799) 🔥

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 by the end of the following calendar month after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Apply

Terms & conditions

You should know

• Earn 4 mpd for online shopping
• Annual fee: No annual fee, ever
• Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

📄 Read the complete review of the HSBC Revolution Card

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HSBC TravelOne Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC TravelOne Card.

HSBC TravelOne Card

Offer 1: Fulfilled by HSBC

Reward
62,500 points
^{(25k miles equivalent, min. spend S$500)}
+
21,500 points
^{(8.6k miles equivalent, min. spend S$1,000)}
=
84,000 points total
^{(33.6k miles equivalent, min. spend S$1,000)}

Apply

Terms & conditions

Offer 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson Airstrait (worth S$799) 🔥

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 by the end of the following calendar month after card approval date
✅ Pay S$196.20 annual fee
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Apply

Terms & conditions

You should know

• Earn 1.2 mpd on local spend, 2.4 mpd on foreign currency spend
• Get 4 free airport lounge visits per calendar year
• Annual fee: S$196.20 (no sign-up gift if waived)
• Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

HSBC Live+ Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC Live+ Card.

HSBC Live+ Card

Offer 1: Fulfilled by HSBC

Reward (choose one)
• S$200 cashback
• Samsonite luggage (worth S$680)
^{(min. spend S$500)}
+
S$100 cashback
^{(min. spend S$1,000)}

Apply

Terms & conditions

Offer 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson Airstrait (worth S$799) 🔥

Apply

Terms & conditions

You should know

• Get 5% cashback on dining, shopping and entertainment
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

HSBC Advance Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC Advance Card.

HSBC Advance Card

Offer 1: Fulfilled by HSBC

Reward (choose one)
• S$200 cashback
• Samsonite luggage (worth S$680)
^{(min. spend S$500)}
+
S$100 cashback
^{(min. spend S$1,000)}

Apply

Terms & conditions

Offer 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson Airstrait (worth S$799) 🔥

Apply

Terms & conditions

You should know

• Get up to 3.5% cashback on almost everything
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

Got a question regarding these promos? Drop us a message.