HSBC Credit Card Promotions Singapore (Official vs SingSaver)

Last updated on 21 July 2026

Coming Soon

From 22 July 2026, SingSaver is planning to offer S$450 cash when you apply for a new HSBC credit card and spend S$500 by the end of the following calendar month.

🔥 As seen in the rewards history chart below, this matches the all-time highest cash reward offered for HSBC credit cards in Singapore.

This is a courtesy note to ensure that Suitesmile readers don’t lose out on a better reward. However, keep in mind that the upcoming promo is not 100% guaranteed until it is listed in the promo details below.

Stay subscribed to Suitesmile on Telegram or WhatsApp to receive an alert when the deal is live.

Compare the best HSBC credit card promotions in Singapore for July 2026. Choose free gifts worth up to S$799 or 20,000 bonus miles with your new card.

In this comprehensive guide, you have a choice. Easily compare and choose between official HSBC sign-up gifts versus SingSaver exclusives, to find your perfect reward.

Pro tip: Choose your sign-up gift wisely! Most of these sign-up promotions are only available to new credit cardholders of the bank. To become a new cardholder again in future, you’d need to cancel all existing HSBC cards and wait 12 months to requalify.

Disclosure: Credit card promos listed on this page were hand-picked and summarized for greater clarity. All credit card applications will be completed securely on the bank’s official website and Suitesmile does not collect any personal data from applicants. Suitesmile may receive an affiliate commission for each application, which helps run and maintain this independent travel hacking website. Thank you for your support! 💙

Featuring the Best HSBC Credit Card Promotions in Singapore for 2025, with exclusive sign-up bonus offers like cash rewards and free gifts.

History of HSBC credit card sign-up rewards

Historically, new HSBC credit cardholders could choose up to S$450 in cash or other rewards such as vouchers and gadgets. Generally, choosing a cash or miles reward is better, as the other options may be worth far less than their face value or recommended retail price (RRP).

📄 Read our complete guide on maximizing credit card sign-up promos, which includes strategies and best practices when holding multiple credit cards.

Here’s a history of HSBC credit card cash/cashback rewards since Jan 2025:

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Frequently Asked Questions

What kinds of transactions qualify for the minimum spending requirements?
Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, ride-hailing, food delivery, online or in-person shopping, flight and hotel spending.

⚠️ Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.

❌ Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).

Please refer to each card’s terms and conditions for the full list of exclusions.

What if I have difficulty meeting the minimum spending requirements?
The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.

These vouchers can be used for your grocery needs in future.

Definition of a new cardholder
A new cardholder of HSBC is someone who has not held a credit card (as a principal cardholder) issued by HSBC Singapore in the past 12 months.

If you had cancelled your last HSBC credit card more than 12 months ago, you will qualify as a new cardholder and can enjoy these sign-up bonuses.

❓ Not sure which card to choose? Read reviews of the top HSBC credit cards or just pick the one with the best sign-up reward.

HSBC Revolution Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC Revolution Card.

Promo 1: Fulfilled by HSBC

Reward
42,000 points
(16.8k miles equivalent)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 30 Jun 2026
✅ Provide marketing consent during application
✅ Spend at least S$1,000 by the end of the following calendar month after card approval date
✅⚠️ Sign up for an HSBC Cash Instalment Plan

📄 Find out more about this promo

Terms & conditions

Promo 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson cordless vacuum (worth S$559)
• Dyson Airstrait (worth S$799)
• Hinomi H1 Ergonomic Office Chair (worth S$659)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 2 Aug 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 by the end of the following calendar month after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Terms & conditions

You should know

• Earn 4 mpd on contactless and online spending
Annual fee: No annual fee, ever
Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

📄 Complete review of the HSBC Revolution Card

HSBC TravelOne Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC TravelOne Card.

Offer 1: Fulfilled by HSBC

Reward
50,000 points
(20k miles equivalent)
+
Samsonite ZELTUS luggage (worth S$680)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 30 Sep 2026
✅ Provide marketing consent during application
✅ Spend at least S$1,000 by the end of the following calendar month after card approval date
✅ Pay S$196.20 annual fee

📄 Find out more about this promo

Terms & conditions

Offer 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson cordless vacuum (worth S$559)
• Dyson Airstrait (worth S$799)
• Hinomi H1 Ergonomic Office Chair (worth S$659)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 2 Aug 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 by the end of the following calendar month after card approval date
✅ Pay S$196.20 annual fee
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Terms & conditions

You should know

• Earn 1.2 mpd on local spend, 2.4 mpd on foreign currency spend
• Get 4 free airport lounge visits per calendar year
Annual fee: S$196.20 (no sign-up gift if waived)
Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

HSBC Live+ Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC Live+ Card.

Offer 1: Fulfilled by HSBC

Reward (choose one)
• S$200 cashback
• Samsonite luggage (worth S$680)
(min. spend S$500)
+
S$100 cashback
(min. spend S$1,000)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 30 Sep 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 or S$1,000 by the end of the following calendar month after card approval date

Terms & conditions

Offer 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson cordless vacuum (worth S$559)
• Dyson Airstrait (worth S$799)
• Hinomi H1 Ergonomic Office Chair (worth S$659)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 2 Aug 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 by the end of the following calendar month after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Terms & conditions

You should know

• Get 5% cashback on dining, shopping and entertainment
Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

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the next travel deals and hacks.
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HSBC Advance Card Promotion

Compare and apply for a sign-up promo from HSBC or SingSaver, for the HSBC Advance Card.

Offer 1: Fulfilled by HSBC

Reward (choose one)
• S$200 cashback
• Samsonite luggage (worth S$680)
(min. spend S$500)
+
S$100 cashback
(min. spend S$1,000)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 30 Sep 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 or S$1,000 by the end of the following calendar month after card approval date

Terms & conditions

Offer 2: Fulfilled by SingSaver

Reward (choose one)
• S$400 cash
• Dyson cordless vacuum (worth S$559)
• Dyson Airstrait (worth S$799)
• Hinomi H1 Ergonomic Office Chair (worth S$659)

How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 2 Aug 2026
✅ Provide marketing consent during application
✅ Spend at least S$500 by the end of the following calendar month after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)

Terms & conditions

You should know

• Get up to 2.5% cashback on almost everything
Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
Min. annual income:
— S$30,000 (Singaporean/PR with at least S$50,000 total relationship balance)
— S$65,000 (Singaporean/PR with less than S$50,000 total relationship balance)
— S$65,000 (Foreigner)

Got a question regarding these promos? Drop us a message.

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Other Credit Card Sign-Up Promotions

Have a look at the latest credit card sign-up promotions that are currently offered for cards from other Singapore banks in July 2026.

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Fai

Founder & Writer at Suitesmile

Suites and miles make me smile :)

Fai has been travel hacking for over a decade, visiting 50+ countries through high-value redemptions of miles and points and helping readers save thousands on travel, including in Business and First Class flights and luxury hotels. As a recognized expert in the travel and credit card world, his insights have been featured in major news outlets like Channel News Asia and The Straits Times.

All reviews and recommendations come from Fai's own credit card use, travels and research, with rare sponsored articles clearly disclosed.

Check out Fai's latest travel videos through Instagram Story highlights or read more about Fai and how Suitesmile began.