Last updated on 23 January 2026
Compare the best Citibank credit card promotions in Singapore for January 2026. Choose free gifts worth up to S$799, S$400 cashback or 57,000 bonus miles with your new card.
In this comprehensive guide, you have a choice. Easily compare and choose between official Citibank sign-up gifts versus SingSaver exclusives, to find your perfect reward.
Pro tip: Choose your sign-up gift wisely! Most of these sign-up promotions are only available to new credit cardholders of the bank. To become a new cardholder again in future, you’d need to cancel all existing Citibank cards and wait 12 months to requalify.
Disclosure: Credit card promos listed on this page were hand-picked and summarized for greater clarity. All credit card applications will be completed securely on the bank’s official website and Suitesmile does not collect any personal data from applicants. Suitesmile may receive an affiliate commission for each application, which helps run and maintain this independent travel hacking website. Thank you for your support! 💙
❓ Not sure which card to choose? Compare the top Citibank credit cards, or just pick the one with the best sign-up reward. 😉
Citi Rewards Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi Rewards Card.
Promo 1: Fulfilled by Citibank
Reward
40,000 points
(16,000 miles equivalent)
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 28 Feb 2026
✅ Spend at least S$800 by the end of the 3rd calendar month after card approval date
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$380 cash
• Dyson Airstrait (worth S$799) 🔥
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Earn 4 mpd on online shopping, and almost everything with Amaze linkage
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$42,000 (Foreigner)
Citi Cash Back Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi Cash Back Card.
Promo 1: Fulfilled by Citibank
Reward
S$300 cashback
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 28 Feb 2026
✅ Spend at least S$800 by the end of the 3rd calendar month after card approval date
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$380 cash
• Dyson Airstrait (worth S$799) 🔥
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Get 8% cashback on ride-hailing & petrol, 6% cashback on dining & groceries
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$42,000 (Foreigner)
Citi SMRT Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi SMRT Card.
Promo 1: Fulfilled by Citibank
Reward
S$400 cashback
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 28 Feb 2026
✅ Spend at least S$800 by the end of the 3rd calendar month after card approval date
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$380 cash
• Dyson Airstrait (worth S$799) 🔥
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Get 5% cashback on online spending, groceries and transportation
• Annual fee: S$196.20 (automatically waived for the first 2 years, cancel within 2 years if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$42,000 (Foreigner)
Citi PremierMiles Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi PremierMiles Card.
Promo 1: Fulfilled by Citibank
Reward (choose one)
• 8,000 bonus miles
(annual fee waived)
• 30,000 bonus miles
(pay S$196.20 annual fee)
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 28 Feb 2026
✅ Spend at least S$800 by the end of the 3rd calendar month after card approval date
📄 Find out more about this promo
Terms & conditions (8k miles)
Terms & conditions (30k miles)
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$380 cash
• Dyson Airstrait (worth S$799) 🔥
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Earn 1.2 mpd on local spend, 2.2 mpd on foreign currency
• Get 2 free airport lounge visits per calendar year
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$42,000 (Foreigner)
Citi Cash Back+ Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi Cash Back+ Card.
Promo 1: Fulfilled by Citibank
Reward
8% cashback
(up to S$4,000, till the end of 3rd calendar month)
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 28 Feb 2026
✅ Spend at least S$800 by the end of the 3rd calendar month after card approval date
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$380 cash
• Dyson Airstrait (worth S$799) 🔥
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Get unlimited 1.6% cashback on almost everything
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$42,000 (Foreigner)
Citi Prestige Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi Prestige Card.
Promo 1: Fulfilled by Citibank
Reward
80,000 points
(37,000 miles equivalent, for paying annual fee)
+
62,500 points
(25,000 miles equivalent)
=
142,500 points total
(57,000 miles equivalent)
How to qualify?
✅ Be a new or existing credit cardholder of the bank
✅ Apply by 26 Jan 2026
✅ Spend at least S$2,000 by the end of the 3rd calendar month after card approval date
✅ Pay S$651.82 annual fee
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$480 cash
• Sony WH-1000XM6 headphones (worth S$649)
• Apple Watch Series 11 (worth S$599)
• 1 night at Sofitel City Centre Singapore (worth S$608)
+
80,000 points*
(37,000 miles equivalent, for paying annual fee)
*Points fulfilled by Citibank
How to qualify?
✅⚠️ Be a NEW credit cardholder of the bank
✅ Apply by 15 Jan 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Pay S$651.82 annual fee
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Earn 1.2 mpd on local spend, 2 mpd on foreign currency
• Get 12 free airport lounge visits per calendar year, 4th night free on hotel bookings
• Get 80,000 points (32,000 miles equivalent) every year, after paying the annual fee
• Annual fee: S$651.82 (no waiver)
• Min. annual income: S$120,000 (Singaporean/PR/Foreigner)
Citi M1 Card Promotion
Compare and apply for a sign-up promo from Citibank or SingSaver, for the Citi M1 Card.
Promo 1: Fulfilled by Citibank
Reward
S$300 cashback
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 28 Feb 2026
✅ Spend at least S$800 by the end of the 3rd calendar month after card approval date, plus spend on M1 bill or M1 shop
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$380 cash
• Dyson Airstrait (worth S$799) 🔥
How to qualify?
✅ Be a new credit cardholder of the bank
✅ Apply by 1 Feb 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
You should know
• Get 5% cashback on entertainment, 3% cashback on M1 bills and M1 shop purchases
• Annual fee: S$196.20 (automatically waived for the first year, cancel within 1 year if you don’t like the card)
• Min. annual income:
— S$30,000 (Singaporean/PR)
— S$42,000 (Foreigner)
Got a question regarding these promos? Drop us a message.
Other Credit Card Sign-Up Promotions
Have a look at the latest credit card sign-up promotions that are currently offered for cards from other Singapore banks in January 2026.
