Getting Started Archives

Black Friday: $250 cash via PayNow for Citibank Cards until 29 November (No spending required)

6 August 2025, 2:59 pm25 November 2019, 3:22 am by Fai

Here’s something to offset your upcoming Black Friday spending! For a limited time, new-to-bank customers of Citibank will receive $250 cash via PayNow upon approval and activation.

Should you pay your credit card’s annual fee?

6 August 2025, 2:59 pm7 October 2019, 4:17 am by Fai

Short answer: No.

Pros & Cons: Credit Cards vs Cash

8 July 2025, 4:10 pm19 September 2019, 5:27 am by Fai

Weighing out the pros and cons between using credit cards and cash.

Deciding on your miles redemption goal

15 August 2021, 12:40 pm15 September 2019, 10:24 am by Fai

I recommend always having redemption goals to ‘spend’ your miles/points on for the following reasons:

How to drastically minimize the risk of accumulating credit card debt

15 August 2021, 12:40 pm15 June 2019, 9:02 am by Fai

Take these additional steps to stay on the winning side!

Getting Started, Step 4: Earning miles and points through other methods

6 August 2025, 9:16 pm13 June 2019, 10:23 am by Fai

Earn miles and points through methods other than credit card spending.

Getting Started, Step 3: Using the right cards for your spending

6 August 2025, 9:16 pm12 June 2019, 5:12 am by Fai

Earn miles fast by using the right credit cards.

Getting Started, Step 2: Credit card sign-up bonuses

5 August 2025, 8:35 pm11 June 2019, 4:47 am by Fai

Rack up a huge amount of cash and sign-up gifts as a new credit customer of each bank.

Getting Started, Step 1: Is the Miles Game for you?

6 August 2025, 9:16 pm10 June 2019, 7:15 am by Fai

Things to consider before embarking on this ultra-rewarding journey.