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Singapore's Guide to Miles, Credit Cards & Travel

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      • Airport Lounge
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      • No Foreign Transaction Fee
      • No Annual Fee
      • Overseas ATM
      • Public Transport
      • Petrol
      • Insurance
      • Big Purchases
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      • Food Delivery
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Getting Started

Black Friday: $250 cash via PayNow for Citibank Cards until 29 November (No spending required)

Black Friday: $250 cash via PayNow for Citibank Cards until 29 November (No spending required)

20 July 2026, 8:21 am25 November 2019, 3:22 am by Fai

Here’s something to offset your upcoming Black Friday spending! For a limited time, new-to-bank customers of Citibank will receive $250 cash via PayNow upon approval and activation.

Categories Getting Started Tags credit cards
Should you pay your credit card's annual fee?

Should you pay your credit card’s annual fee?

20 July 2026, 7:57 am7 October 2019, 4:17 am by Fai

Short answer: No.

Categories Guides, Getting Started Tags credit cards
Pros & Cons: Credit Cards vs Cash

Pros & Cons: Credit Cards vs Cash

20 July 2026, 7:57 am19 September 2019, 5:27 am by Fai

Weighing out the pros and cons between using credit cards and cash.

Categories Guides, Getting Started Tags cash, credit cards
Deciding on your miles redemption goal

Deciding on your miles redemption goal

20 July 2026, 8:23 am15 September 2019, 10:24 am by Fai

I recommend always having redemption goals to ‘spend’ your miles/points on for the following reasons:

Categories Getting Started, Guides Tags redemption
How to drastically minimize the risk of accumulating credit card debt

How to drastically minimize the risk of accumulating credit card debt

20 July 2026, 7:58 am15 June 2019, 9:02 am by Fai

Take these additional steps to stay on the winning side!

Categories Guides, Getting Started Tags credit cards
Getting Started, Step 4: Earning miles and points through other methods

Getting Started, Step 4: Earning miles and points through other methods

20 July 2026, 7:26 am13 June 2019, 10:23 am by Fai

Earn miles and points through methods other than credit card spending.

Categories Guides, Getting Started Tags shopping portals
Getting Started, Step 3: Using the right cards for your spending

Getting Started, Step 3: Using the right cards for your spending

20 July 2026, 7:26 am12 June 2019, 5:12 am by Fai

Earn miles fast by using the right credit cards.

Categories Guides, Getting Started Tags credit cards
Getting Started, Step 2: Credit card sign-up bonuses

Getting Started, Step 2: Credit card sign-up bonuses

20 July 2026, 7:26 am11 June 2019, 4:47 am by Fai

Rack up a huge amount of cash and sign-up gifts as a new credit customer of each bank.

Categories Guides, Getting Started Tags credit cards
Getting Started, Step 1: Is the Miles Game for you?

Getting Started, Step 1: Is the Miles Game for you?

20 July 2026, 7:58 am10 June 2019, 7:15 am by Fai

Things to consider before embarking on this ultra-rewarding journey.

Categories Guides, Getting Started
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