Citibank is running a limited-time sign-up promotion for the Citi PremierMiles Card, which I consider one of the best general spending credit cards in Singapore.
✍️ Citi PremierMiles Card Review: Best Of The Worst
Get up to 30,000 bonus miles
From 1 August 2024 to 31 Mar 2027, new Citibank credit cardholders can receive up to 30,000 bonus miles after spending at least S$800 by the end of the third calendar month from the card approval date.
Applicants will receive 8,000 or 30,000 bonus miles, depending on whether they choose to pay or waive the optional first-year annual fee of S$196.20.
✍️ Apply for the Citi PremierMiles Card
(Fulfilled by Citibank Singapore)
What kinds of transactions qualify for the minimum spending requirement?
Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, ride-hailing, food delivery, online or in-person shopping, flight and hotel spending.
⚠️ Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.
❌ Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).
Please refer to each card’s terms and conditions for the full list of exclusions.
What if I have difficulty meeting the minimum spending requirement?
The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.
These vouchers can be used for your grocery needs in future.
Definition of a new cardholder
A new cardholder of Citibank is someone who has not held a credit card (as a principal cardholder) issued by Citibank Singapore in the past 12 months.
If you had cancelled your last Citibank credit card more than 12 months ago, you will qualify as a new cardholder and can enjoy these sign-up bonuses.
Here’s how it works:
| Minimum Spend | First-Year Annual Fee (S$196.20) | Sign Up Gift |
|---|---|---|
| S$800 by end of 3rd month | Waived | 8k miles |
| S$800 by end of 3rd month | Paid | 30k miles |
For further clarity on the minimum qualifying spend period, here are some examples:
| Application Date | Approval Date | Spend min. S$800 by |
|---|---|---|
| 1 Oct 2026 | 4 Oct 2026 | 31 Dec 2026 |
| 15 Oct 2026 | 20 Oct 2026 | 31 Dec 2026 |
| 31 Oct 2026 | 2 Nov 2026 | 31 Jan 2027 |
🎁 View sign-up promotions for all Citibank credit cards
Citi miles are more valuable
Miles earned on the Citi PremierMiles Card give you far greater flexibility as compared to those earned through credit cards of other Singapore banks, mainly because:
- Citi miles never expire
Keep the miles in your card for as long as you want; transfer to a preferred FFP only when you’re ready to make an award redemption. - Get access to 8 useful frequent flyer programs
More award availability, more award rates to compare.
✈️ Singapore credit card transfer partners
Is it worth paying the first-year annual fee?
First, you’d need to calculate your cost per mile by dividing the annual fee by the number of additional miles you receive.
Annual fee: S$196.20
Additional miles: 22,000 (30,000 minus 8,000)
Cost per mile: 0.89 cents
Cardholders are encouraged to set their own valuation of miles, depending on their award goals. In general, 0.89 cents is a good price to pay for Citi miles, as they give you access to Frequent Flyer Programs (FFPs) with low award rates for Business Class to Japan/S. Korea, Europe and, of course, the KrisFlyer sweet spots.
Is the Citi PremierMiles Card good?
As covered in the beginner’s guide of the Miles Game, cards that are marketed as “Miles” or “Travel” cards should be used as a last resort, due to abysmal earn rates.
Citi PremierMiles Card earns just 1.2 miles per dollar (mpd) on SGD transactions and 2.2 mpd on foreign currency transactions (which unfortunately comes with a 3.25% FX junk fee). These earn rates are uncapped, but in reality, you’d probably take forever to accumulate enough miles for a meaningful award redemption.
Seasoned travel hackers know that the real “Miles” cards are NOT those marketed as Miles/Travel cards; the real kings are Rewards cards (offered by various banks) that offer a far better earn rate of 4 mpd, albeit with monthly caps.
In summary, I recommend using this Citi PremierMiles Card only for its good sign-up bonus, free airport lounge benefit and as a last resort (when all your 4 mpd cards are maxed out).
Here’s a quick look at the key benefits of the Citi PremierMiles Card:
Promo 1: Fulfilled by Citibank
Reward (choose one)
• 8,000 bonus miles
(annual fee waived)
• 30,000 bonus miles
(pay S$196.20 annual fee)
Be a new credit cardholder of the bank
Apply by 31 Mar 2027
Spend at least S$800 by the end of the 3rd calendar month after card approval date
Terms & conditions (8k miles)
Terms & conditions (30k miles)
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$400 cash
• S$420 Shopee vouchers
• Dyson cordless vacuum (worth S$559)
• Dyson Airstrait (worth S$799)
Be a new credit cardholder of the bank
Apply by 15 Oct 2026
Spend at least S$500 within 30 days after card approval date
Submit rewards redemption form that you receive via email (from SingSaver)
Get 2 free airport lounge visits per year, earn 1.2 mpd on local spending and 2.2 mpd on foreign currencies
Card details
Key details of the Citi PremierMiles Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Foreigner: S$42,000Annual fee: S$196.20 (first year waived; always comes with 10,000 miles, but request waiver every year )
Get 2 free airport lounge visits per calendar year
No minimum spending
Uncapped earn rates
Miles don’t expire
8 useful miles transfer partners
Low earn rates (spend with 4 mpd cards instead):
• 1.2 mpd on local spending
• 2.2 mpd on foreign currency spending 3.25% foreign transaction fee
Terms and conditions
Read the full terms and conditions of each sign-up promo:
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