Citibank is running a limited-time sign-up promotion for the Citi Rewards Card, which is widely regarded as the best Miles credit card in Singapore at the moment.
✍️ Citi Rewards Card Review: Still The Best Miles Card In 2026?
Get 16,000 bonus miles
From 1 August 2024 to 31 Mar 2027, new credit cardholders of Citibank can receive 40,000 bonus points (equivalent to 16,000 miles) after spending at least S$800 by the end of the third calendar month from the card approval date.
The first-year annual fee is automatically waived, and I urge cardholders to request an annual fee waiver every subsequent year.
✍️ Apply for the Citi Rewards Card
(Fulfilled by Citibank Singapore)
What kinds of transactions qualify for the minimum spending requirement?
Retail spending for goods and services is the safest way to guarantee that you meet the minimum spending requirement, and receive the advertised sign-up bonuses. This includes dining, groceries, ride-hailing, food delivery, online or in-person shopping, flight and hotel spending.
⚠️ Transactions that may not qualify include: Phone bills, business/professional services (Google/Facebook ads), hospital/clinic bills.
❌ Transactions that will not qualify include: Utility bills, school fees, e-wallet top-ups and payments to financial institutions (e.g. banks, brokerages).
Please refer to each card’s terms and conditions for the full list of exclusions.
What if I have difficulty meeting the minimum spending requirement?
The simplest, tried-and-tested way to meet a credit card minimum spending requirement is by purchasing supermarket vouchers at NTUC Fairprice or Dairy Farm (Giant, Cold Storage) outlets.
These vouchers can be used for your grocery needs in future.
Definition of a new cardholder
A new cardholder of Citibank is someone who has not held a credit card (as a principal cardholder) issued by Citibank Singapore in the past 12 months.
If you had cancelled your last Citibank credit card more than 12 months ago, you will qualify as a new cardholder and can enjoy these sign-up bonuses.
For further clarity on the minimum qualifying spend period, here are some examples:
| Application Date | Approval Date | Spend min. S$800 by |
|---|---|---|
| 1 Oct 2026 | 4 Oct 2026 | 31 Dec 2026 |
| 15 Oct 2026 | 20 Oct 2026 | 31 Dec 2026 |
| 31 Oct 2026 | 2 Nov 2026 | 31 Jan 2027 |
🎁 View sign-up bonuses of other Citibank credit cards
Citi miles/points are more valuable
Points earned on the Citi Rewards Card give you far greater flexibility as compared to those earned through credit cards of other Singapore banks, mainly because:
- You get access to 8 useful frequent flyer programs
More award availability, more award rates to compare. - Points expire in 5-year cycles
Points earned on the Citi Rewards Card expire every 5 years from the card approval date, giving you enough time to accumulate enough, before converting to frequent flyer miles for a meaningful award redemption.
✈️ Singapore credit card transfer partners
Is the Citi Rewards Card good?
Yes, it is! I see the Citi Rewards Card as the #1 Miles card in Singapore, and I currently prioritize spending on this card in my miles and credit card strategy for 2026.
On top of the great miles flexibility mentioned above, cardholders can enjoy a superb earn rate of 4 miles per dollar on a wide range of spending categories like online spending, dining, groceries, in-person shopping, overseas spending, ride-hailing and even phone bills. Note that the 4 mpd earn rate is capped at S$1,000 worth of spending per statement month.
📄 Read our complete review of the Citi Rewards Card
Promo 1: Fulfilled by Citibank
Reward
40,000 points
(16,000 miles equivalent)
Be a new credit cardholder of the bank
Apply by 31 Mar 2027
Spend at least S$800 by the end of the 3rd calendar month after card approval date
Promo 2: Fulfilled by SingSaver
Reward (choose one)
• S$400 cash
• S$420 Shopee vouchers
• Dyson cordless vacuum (worth S$559)
• Dyson Airstrait (worth S$799)
Be a new credit cardholder of the bank
Apply by 15 Oct 2026
Spend at least S$500 within 30 days after card approval date
Submit rewards redemption form that you receive via email (from SingSaver)
Earn 4 mpd on online spending, selected in-person shopping and even in-person overseas spending with Amaze linkage
Card details
Key details of the Citi Rewards Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Foreigner: S$42,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on online spending, selected in-person shopping and in-person overseas spending (via Amaze ), up to S$1,000 per statement month
No minimum spending
5-year points expiry cycle
8 useful points transfer partners
0.4 mpd earn rate on non-bonus spending
Travel-related spending (e.g. flights, hotels) excluded from bonus earn rate
In-person shopping bonus earn rate (without Amaze linkage) is MCC-sensitive
3.25% foreign transaction fee (save ~1% via Amaze)
Amaze linkage for SGD spending comes with a 1% fee
Terms and conditions
Read the full terms and conditions of this Citi Rewards Card sign-up promo.
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