HSBC TravelOne Card Sign-Up Promo: 20,000 Miles + Samsonite

HSBC is running a limited-time sign-up promotion for the HSBC TravelOne Card (a.k.a. HSBC T1), which I currently see as one of the best credit cards in Singapore for airport lounge access and general spending.

Up to 20,000 bonus miles + Samsonite luggage

From 1 Jul to 30 Sep 2026, applicants of the HSBC TravelOne Card can receive a Samsonite ZELTUS 69cm Spinner Exp luggage (worth S$680) plus bonus miles: 20,000 for new cardholders, 10,000 for existing cardholders.

Here’s a quick summary of how you can qualify for this sign-up bonus:

✅ Be a new or existing credit cardholder of HSBC ^{New cardholders have not held a principal HSBC credit card in the past 12 months. Existing cardholders had their most recent HSBC card issued more than 12 months ago, with no HSBC card cancelled in the past 12 months.}
✅ Apply by 30 Sep 2026
✅ Provide marketing consent during application
✅ Spend at least S$1,000 by the end of the following calendar month after card approval date ^{Meet this minimum spending in one or more transactions. It is recommended to spend this entire amount at least 5 days early, so that all transactions are posted in time.}
✅ Pay S$196.20 annual fee

✍️ Apply for the HSBC TravelOne Card
^{(Fulfilled by HSBC Singapore)}

Here’s how it works in a nutshell:

Qualifying spend period

For further clarity on the qualifying spend period (by the end of the following calendar month), here are some examples:

🎁 View sign-up promos of other HSBC credit cards

Psst...check out the latest credit card sign-up promos for July 2026:

Citibank S$430 cash 🔥Citibank | or 16k miles › HSBC S$400 cash 🔥HSBC | or 20k miles › OCBC S$420 cash 🔥OCBC | or S$450 Grab voucher › DBS S$320 cashDBS | or S$375 Grab vouchers › CIMB Samsonite + S$50 cashCIMB › View all banks ›

Frequently asked questions

Pros & cons of HSBC miles/points

Miles/points earned on the HSBC TravelOne Card offer greater flexibility than those earned through other Singapore banks’ credit cards, but they have one major disadvantage.

Advantages of HSBC miles/points:

✅ Miles expire 3 years after they are earned
Keep the miles in your card for as long as 3 years after they are earned, and transfer to a preferred Frequent Flyer Program (FFP) only when you’re ready to make an award redemption.

✅ Access to 7 useful frequent flyer programs
This gives you more award availability and award rates to compare.

✅ Free miles transfers
Miles transfers to FFPs are free, but note the minimum amount of 10,000 miles (25k points).

✅ Instant miles transfers
Miles transfers from the HSBC TravelOne Card to all useful FFPs are instant.

✅ Pool miles with other HSBC cards
Miles earned on the HSBC TravelOne Card can be pooled with those earned on other HSBC cards (such as the HSBC Revolution Card) and transferred together.

Disadvantage of HSBC miles/points:

❌ Miles transfers to KrisFlyer come with a poor transfer ratio (17% fewer miles)

✈️ Singapore credit card transfer partners

Is the HSBC TravelOne Card good?

The HSBC TravelOne Card is not a great card for spending due to poor earn rates of 1.2 miles per dollar (mpd) on SGD transactions and 2.4 mpd on foreign currency transactions (with 3.25% FX junk fee).

While these earn rates are uncapped, you’d probably take a long time to accumulate enough miles for a meaningful award redemption, unless you’re spending tens of thousands of dollars on the card every month.

Related: Best Miles credit cards (earn 4 miles per dollar)

With that said, the HSBC TravelOne Card is useful for:

• Good sign-up bonuses
• Free airport lounge access
• As a last-resort card (when the bonus caps on your 4 mpd cards are maxed out)

HSBC TravelOne Card

Get 4 free airport lounge visits per year, earn 1.2 mpd on local spending and 2.4 mpd on foreign currencies

Apply

More information

Key details of the HSBC TravelOne Card

Ease of use ^{A rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.}:
Minimum annual income:• S’porean/PR: S$30,000 – S$65,000 ^{Income requirement depends on your Total Relationship Balance (TRB) with HSBC. S$30,000/year if TRB is S$50,000 and above; S$65,000/year if TRB is below S$50,000.}
• Foreigner: S$65,000Annual fee: S$196.20 (first year waivable; always comes with 12,000 miles)

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 Get 4 free airport lounge visits per calendar year ^{Get 4 free airport lounge visits worldwide via DragonPass. Entitlement can be used for lounges, restaurants and spas, for the principal cardholder and guests. Supplementary cardholders do not have any airport lounge entitlement.}
 No minimum spending
 Uncapped earn rates
 3-year miles expiry term
 7 useful miles transfer partners
 Free miles transfers to frequent flyer programs
 Instant miles transfers

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⚠️ Low earn rates (spend with 4 mpd cards instead):
• 1.2 mpd on local spending
• 2.4 mpd on foreign currency spending⚠️ Poor transfer ratio to KrisFlyer
⚠️ 3.25% foreign transaction fee

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📄 Quick review

More information on the

HSBC TravelOne Card

Suitesmile rating:

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✍️ Short summary
This card gives you an uncapped earn rate of 1.2 miles per dollar on SGD spending and 2.4 miles per dollar on foreign currency spending.

This is a great backup card, if you have exhausted all your specialized cards with better earn rates.

Having many transfer partners gives you fantastic flexibility. However, this card has a poor transfer ratio to KrisFlyer, a great frequent flyer program for travels to regions like Australia, New Zealand, Mainland China, India and Istanbul.

Cardholders are also entitled to 4 free airport lounge visits (via DragonPass) per calendar year. For example, if you apply for the card in March 2023, you will get 4 free visits for the current year, plus 4 more free visits from 1 January the following year.

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

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💸 Annual fee
S$196.20
(Get 30k points (12k miles) when you pay the annual fee from the 2nd year onwards. Get first-year waiver, if you don’t want the sign-up bonus.)

💼 Income requirement
S’porean/PR: S$30,000 – S$65,000
Foreigner: S$65,000

🤑 Foreign currency fee
3.25%

🛋️ Airport lounge access
4 free visits per calendar year
(via DragonPass)

⏰ Points expiry
3 years from transaction
(37 months to be exact)

🫱‍🫲 Transfer partners
Asia Miles, Infinity MileageLands, BA Club and more!

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
25,000 points
(10,000 miles)

💲Transfer fee
Free

🤗 Points pooling
Points from this card can be combined with those from other HSBC cards and transferred out together at once.

❓How/When points are credited
Base points are credited immediately when the transaction is posted.

📜 Terms & conditions

🎁 Sign-up promo

Terms and conditions

You can find the full terms and conditions of the HSBC TravelOne Card sign-up promo on HSBC’s website.