The official list of KrisFlyer Spontaneous Escapes for July 2026 is now live. Save 30% KrisFlyer miles when you redeem by 30 Jun 2026, for selected Singapore Airlines flights in July 2026.
This complete guide provides the full list in easy-to-read tables, our top recommendations and an interactive route map to visualise every destination by cabin class.
✨ Scoot Spontaneous Escapes: KrisFlyer is also running a spontaneous escapes promo for selected Scoot flights in July 2026.
Around the middle of every month, Singapore Airlines KrisFlyer shares a list of last-minute discounted routes for you to redeem KrisFlyer miles for. With these monthly deals, KrisFlyer members can usually redeem 30% fewer miles (sometimes higher) for flights to/from selected cities.
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Here’s an interactive map of this month’s KrisFlyer Spontaneous Escapes promo. Filter by cabin class and zoom in to look closer.
💡 Tip: Tap ex-SIN to view routes departing from Singapore only.
👆 Tap a cabin to show or hide it
Map overview of the Spontaneous Escapes routes for Jul 2026 (tap a cabin class to filter)
My top picks this month
Here are my top picks for this month’s edition of KrisFlyer Spontaneous Escapes. With a 30% award discount, these routes offer very low award rates (vs other FFPs).
Australia in Business Class: Great value for your miles when redeemed for Cairns in Business Class with just 50,400 miles.
Beijing, Shanghai in Premium Economy and Business: Beijing and Shanghai are always great sweet spots, especially for just 25,200 miles in Premium Economy, with Beijing also in Business Class for 31,500 miles.
South Asia in Business Class: Fly to/from cities in India and Sri Lanka in Business Class with just 31,500 miles.
Johannesburg in Premium Economy: Redeem just 36,050 miles for a Premium Economy flight duration over 10 hours long.
Japan, South Korea in Economy Class: Fly to/from Tokyo, Osaka and Seoul in Economy Class with 17,850 miles.
Europe in Premium Economy: Redeem 52,150 miles for Premium Economy to Frankfurt.
Full list of Spontaneous Escapes routes (July 2026)
Here’s the complete list of Singapore Airlines KrisFlyer Spontaneous Escapes routes available to book by the end of this month, for travel the following month.
These are regional routes to/from cities in Southeast Asia, covering Zones 2 and 3 in KrisFlyer’s award chart.
Due to the short flight distances and competitive cash fares from other airlines, these routes typically do not offer great value for your miles, even with a 30% award discount.
From
To
Economy
Business
Singapore
Bandar Seri Begawan
8,000 5,600
Blackout Period(s): –
Flight Number(s): SQ148
–
Bandar Seri Begawan
Singapore
8,000 5,600
Blackout Period(s): –
Flight Number(s): SQ147
–
Jakarta
Singapore
–
22,000 15,400
Blackout Period(s): 1-10 July 2026
Flight Number(s): SQ951, SQ963, SQ965
Singapore
Kuala Lumpur
8,000 5,600
Blackout Period(s): –
Flight Number(s): SQ122
22,000 15,400
Blackout Period(s): –
Flight Number(s): SQ122
Kuala Lumpur
Singapore
8,000 5,600
Blackout Period(s): –
Flight Number(s): SQ103
22,000 15,400
Blackout Period(s): –
Flight Number(s): SQ105
Medan
Singapore
8,000 5,600
Blackout Period(s): 1-10 July 2026
Flight Number(s): SQ991, SQ995
22,000 15,400
Blackout Period(s): 1-10 July 2026
Flight Number(s): SQ991, SQ995
Singapore
Penang
8,000 5,600
Blackout Period(s): 3, 4 July 2026
Flight Number(s): SQ138
–
Penang
Singapore
8,000 5,600
Blackout Period(s): 4, 5 July 2026
Flight Number(s): SQ131
–
Surabaya
Singapore
–
22,000 15,400
Blackout Period(s): 1-10 July 2026
Flight Number(s): SQ923, SQ927, SQ929
Singapore
Bangkok
13,000 9,100
Blackout Period(s): 2, 3 July 2026
Flight Number(s): SQ714, SQ720
25,000 17,500
Blackout Period(s): 1, 15, 20, 29 July 2026
Flight Number(s): SQ714
Bangkok
Singapore
13,000 9,100
Blackout Period(s): 5, 6, 12, 19, 26 July 2026
Flight Number(s): SQ719, SQ721
25,000 17,500
Blackout Period(s): 5, 24, 26 July 2026
Flight Number(s): SQ719
Singapore
Hanoi
13,000 9,100
Blackout Period(s): 1-5 July 2026
Flight Number(s): SQ192, SQ194, SQ196
25,000 17,500
Blackout Period(s): 6, 13, 20, 27 July 2026
Flight Number(s): SQ192
Hanoi
Singapore
13,000 9,100
Blackout Period(s): –
Flight Number(s): SQ191, SQ193
25,000 17,500
Blackout Period(s): 3, 9-11, 15, 16, 22, 31 July 2026
These are routes to/from cities in North/East Asia, covering Zones 4, 5 and 7 in KrisFlyer’s award chart. This includes cities in Japan, South Korea, Mainland China, Taiwan and Hong Kong.
As compared to other FFPs, KrisFlyer does not offer great award rates to/from Japan, South Korea, Taiwan and Hong Kong, even with a 30% award discount.
However, flights to/from Mainland China come with fantastic value and I see them as KrisFlyer’s sweet spots (marked in green below).
Blackout Period(s): 4-7, 11-13, 16-20, 24-29, 31 July 2026
Flight Number(s): SQ607, SQ611
–
–
Singapore
Tokyo
25,500 17,850
Blackout Period(s): 2-4, 10, 11 July 2026
Flight Number(s): SQ12
–
–
Singapore
Hong Kong
–
28,000 19,600
Blackout Period(s): –
Flight Number(s): SQ874, SQ892, SQ894
–
Hong Kong
Singapore
–
28,000 19,600
Blackout Period(s): –
Flight Number(s): SQ893
–
West Asia & Africa
These are routes to/from cities in South/West Asia and Africa, covering Zones 6 and 10 in KrisFlyer’s award chart. This includes cities in India, UAE, Turkey and South Africa.
All flights to/from these cities offer fantastic value, and I see them as KrisFlyer’s sweet spots (marked in green below).
From
To
Economy
Premium Economy
Business
Singapore
Ahmed- abad
19,000 13,300
Blackout Period(s): 10-12, 14, 17-19, 24-26, 30, 31 July 2026
Flight Number(s): SQ504
–
45,000 31,500
Blackout Period(s): –
Flight Number(s): SQ504
Ahmed- abad
Singapore
19,000 13,300
Blackout Period(s): 1-3, 8, 11, 25 July 2026
Flight Number(s): SQ505
–
45,000 31,500
Blackout Period(s): –
Flight Number(s): SQ505
Singapore
Colombo
–
–
45,000 31,500
Blackout Period(s): –
Flight Number(s): SQ468
Colombo
Singapore
–
–
45,000 31,500
Blackout Period(s): –
Flight Number(s): SQ469
Singapore
Dhaka
19,000 13,300
Blackout Period(s): –
Flight Number(s): SQ446
–
45,000 31,500
Blackout Period(s): –
Flight Number(s): SQ446
Dhaka
Singapore
19,000 13,300
Blackout Period(s): 1-3 July 2026
Flight Number(s): SQ447
–
45,000 31,500
Blackout Period(s): –
Flight Number(s): SQ447
Singapore
Hyder- abad
–
–
45,000 31,500
Blackout Period(s): 2, 5, 6, 8, 29 July 19
Flight Number(s): SQ522
Singapore
Johann- esburg
–
51,500 36,050
Blackout Period(s): 3-6, 11-18, 22, 25, 31 July 2026
Flight Number(s): SQ482
–
Southwest Pacific
These are routes to/from cities in Oceania/Southwest Pacific, covering Zones 8 and 9 in KrisFlyer’s award chart. This includes cities in Australia and New Zealand.
All flights to/from these cities offer fantastic value, and I see them as KrisFlyer’s sweet spots (marked in green below).
From
To
Economy
Premium Economy
Business
Darwin
Singapore
20,500 14,350
Blackout Period(s): –
Flight Number(s): SQ252, SQ254
–
–
Perth
Singapore
20,500 14,350
Blackout Period(s): 1-14 July 2026
Flight Number(s): SQ224
–
–
Adelaide
Singapore
29,000 20,300
Blackout Period(s): 1-15 July 2026
Flight Number(s): SQ278, SQ276
–
–
Brisbane
Singapore
29,000 20,300
Blackout Period(s): 1-12 July 2026
Flight Number(s): SQ266, SQ256
–
–
Cairns
Singapore
29,000 20,300
Blackout Period(s): 1, 14-31 July 2026
Flight Number(s): SQ204
–
72,000 50,400
Blackout Period(s): –
Flight Number(s): SQ204
Melbourne
Singapore
29,000 20,300
Blackout Period(s): 1-20, 25, 26 July 2026
Flight Number(s): SQ228
–
–
Sydney
Singapore
29,000 20,300
Blackout Period(s): 1-20, 25, 26 July 2026
Flight Number(s): SQ212, SQ232
–
–
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These are routes to/from cities in Europe, covering Zone 11 in KrisFlyer’s award chart. This includes cities in United Kingdom, Germany, France, Italy and more.
As compared to other FFPs, KrisFlyer does not offer good award rates to/from Europe, even with a 30% award discount.
💡 Pro tip: Most of the time, these routes are bookable hours before the official list is released. These routes are often shared by members of Suitesmile Chat Telegram group.
Example of a Promo award on an eligible Spontaneous Escapes route
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Spontaneous Escapes rules & restrictions
Here are the key rules and points to note when making a Spontaneous Escapes booking:
Only Singapore Airlines-operated flights are eligible
Promo award rates are only available online, via Singapore Airlines’ website or mobile app
Promo award rates are released in limited quantities on a first-come, first-served basis
Tickets cannot be changed or cancelled
Award discounts apply only to Saver rates
Blackout dates apply, as shown in the tables above
Can you cancel an existing award booking, then book this Spontaneous Escapes deal?
If you already have a confirmed KrisFlyer award booking and found lower rates through Spontaneous Escapes, you can cancel the existing booking and pay the following miles redeposit fee, depending on your award type:
Saver booking: US$75
Advantage booking: US$50
Miles from the previous booking will then be returned to your KrisFlyer account (usually instantly) and the previously-paid taxes/fees will be refunded to the card that was previously used for payment (this can take a few weeks). Not sure about your existing booking type? Chat with a Singapore Airlines representative here.
✍️ It’s recommended to book the Spontaneous Escapes flight first, before doing the cancellation, in case availability runs out. Be sure to have enough miles in your balance for the new booking!
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As shared above, Spontaneous Escapes deals are available for Economy, Premium Economy and Business Class seats on selected routes; no First Class!
Here’s a quick refresher of what each seat type looks like:
Singapore Airlines Economy Class seats (Photo: Singapore Airlines)Singapore Airlines Premium Economy Bulkhead seat (read my review)Singapore Airlines Boeing 777 Business Class Bulkhead seat (read my review)Singapore Airlines Airbus A380 Business Class Bulkhead seat (read my review)Singapore Airlines Boeing 787-10 Business Class seat (Photo: Singapore Airlines)
These cards are picked and ranked based on how they compare against other cards, based on these key factors:
1) Earn rates (miles/cashback)
2) Accessibility (min. income/age requirements)
3) Ease of use (min. spending, conditions to receive max. miles/cashback)
4) Miles/Points flexibility (expiry term, transfer partners)
5) Annual fee
6) Foreign transaction fee
7) Other additional benefits
4.5Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income:• S’porean/PR: S$30,000 • Foreigner: S$42,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on online spending, selected in-person shopping and in-person overseas spending (via Amaze For in-person overseas spending, the trick is to link the Citi Rewards Card to Amaze, then use the Amaze Card to spend. Such transactions will be seen as 'online' by Citibank, earning you the bonus earn rate.), up to S$1,000 per statement month No minimum spending 5-year miles expiry cycle Miles/Points expire in 5-year cycles (plus 3 months grace period) from your card approval date. As such, points earned near the end of a cycle will have a shorter expiry term. 9 useful miles transfer partners
⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ Travel-related spending (e.g. flights, hotels) excluded from bonus earn rate ⚠️ In-person shopping bonus earn rate (without Amaze linkage) is MCC-sensitive ⚠️ 3.25% foreign transaction fee (save ~1% via Amaze) ⚠️ Amaze linkage for SGD spending comes with a 1% fee
4.5Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income:• S’porean/PR: S$15,000 – S$30,000 S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above. • Foreigner: S$40,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on two bonus categories, up to S$600 per calendar month each (total S$1,200):1) Mobile Contactless (e.g. Google Pay, Apple Pay) 2) Online Spending (selected MCCs only) No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ Online Spending category is MCC-sensitive ⚠️ S$5 earning block Transactions under S$5 earn zero miles. ⚠️ 2-year miles expiry term ⚠️ Only 2 useful miles transfer partners ⚠️ 3.25% foreign transaction fee
📄 Quick review
More information on the
UOB Preferred Visa Card
Suitesmile rating:
✍️ Short summary
This card gives you a strong earn rate of 4 miles per dollar on the following spending categories:
Mobile Contactless (e.g. groceries, public transport, dining, shopping, hotels, overseas)
No minimum spend is required to earn 4 mpd on both categories, but this bonus earn rate is capped at S$600 worth of spending per category, per calendar month (max. total of S$1,200).
The Mobile Contactless category covers a wide range of spending categories, while the Online Spending category is MCC-sensitive.
Take note that cardholders will only earn 0.4 mpd on other categories and spending above the monthly bonus cap.
Before converting UOB UNI$ to miles for the first time, you’d need to enrol in the UOB Rewards Frequent Flyer Conversion programme. It’s best to do this early to avoid delays on your future miles conversions.
“Mobile Contactless” refers to Google Pay, Apple Pay, Samsung Pay and Fitbit Pay. Cardholders will not earn 4 mpd by using the physical card.
💸 Annual fee
S$196.20
(First year waived, request waiver every year after that)
💼 Income requirement
S$30,000/year (S’porean/PR aged 55 and below),
S$15,000/year (S’porean/PR aged 56 and above),
S$40,000/year (Foreigner)
🤗 Points pooling UNI$ from this card can be combined with those from other UOB cards and transferred out together at once.
❓How/When points are credited Earn 1 base UNI$ per S$5 spent, plus 9 bonus UNI$ for eligible online and mobile contactless transactions (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.
4.5Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income:• S’porean/PR: S$30,000 • Malaysian: S$45,000 • Foreigner: S$60,000Annual fee: S$87.20 (first 2 years waived; request waiver every year)
Earn 4 mpd on five bonus categories, up to S$1,000 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery) 2) Shop (e.g. apparels, departmental stores) 3) Travel (e.g. airlines, hotels, travel agencies) 4) Play (e.g. bars, cinemas) 5) Foreign Spend (e.g. almost anything in foreign currencies)
⚠️ Only available to those aged 21 – 39 years ⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate ⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ 1-year miles expiry term (no expiry with Maybank’s Rewards Infinite Programme) ⚠️ Only 3 useful miles transfer partners ⚠️ 3.25% foreign transaction fee
4Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income: S$80,000 (not strict) Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on online spending, up to S$1,000 per calendar month No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ 1-year miles expiry term ⚠️ Only 3 useful miles transfer partners ⚠️ 3.25% foreign transaction fee
📄 Quick review
More information on the
DBS Woman’s World Card
Suitesmile rating:
✍️ Short summary
This card, which is also available to men, gives you a strong earn rate of 4 miles per dollar on online spending, up to S$1,000 per calendar month, with no minimum spending requirement. This covers a wide range of spending categories like online shopping, flights, hotels, food delivery and ride-hailing.
The biggest drawback of this card is its short points expiry term of just 1 year. Cardholders should set yearly reminders to transfer out the points before they expire.
💸 Annual fee
S$196.20
(First year waived, always request for a waiver after that)
💼 Income requirement
S$80,000/year
(Not strict. Many readers with lower income have reported that you can get an approval by applying without SingPass, then entering an annual income above S$80k, before uploading your actual proof of income that is under S$80k.)
🤗 Points pooling
Points from this card can be combined with those from other DBS cards and transferred out together at once.
❓How/When points are credited
Earn 1 base point per S$5 spent, plus 9 bonus points for eligible online transactions (equivalent to 4 mpd in total). Base points are credited immediately when the transaction is posted, while bonus points are credited around the middle of the following calendar month.
4Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income:• S’porean/PR: S$15,000 – S$30,000 S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above. • Foreigner: S$40,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on 1 chosen bonus category, up to S$1,000 per calendar month Choose 1 bonus category from: 1) Beauty & Wellness 2) Fashion 3) Dining 4) Family 5) Travel 6) Transport 7) Entertainment No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ Bonus categories are MCC-sensitive ⚠️ 2-year miles expiry term ⚠️ Only 2 useful miles transfer partners ⚠️ 3.25% foreign transaction fee
📄 Quick review
More information on the
UOB Lady’s Card
Suitesmile rating:
✍️ Short summary
This card, which is also available to men, gives you a great earn rate of 4 miles per dollar on 1 pre-selected bonus category, up to S$1,000 per calendar month. No minimum spending is required.
Cardholders will only earn 0.4 mpd on other categories and spending above S$1,000 per calendar month.
Family (e.g. supermarkets, children clothing stores)
Travel (e.g. flights, hotels, duty-free stores)
Transport (e.g. public transport, taxi, petrol)
Entertainment (e.g. bars, night clubs, cinemas)
Cardholders may check existing selected bonus category by calling UOB.
There are 3 main versions of the UOB Lady’s Card (UOB Lady’s Card, UOB Lady’s Solitaire Card, UOB Lady’s Solitaire Metal Card). Each UOB customer can only hold one at a time.
Before converting UOB UNI$ to miles for the first time, you’d need to enrol in the UOB Rewards Frequent Flyer Conversion programme. It’s best to do this early to avoid delays on your future miles conversions.
💸 Annual fee
S$196.20
(First year waived, request waiver every year after that)
💼 Income requirement
S$30,000/year (S’porean/PR aged 55 and below),
S$15,000/year (S’porean/PR aged 56 and above),
S$40,000/year (Foreigner)
🤗 Points pooling
UNI$ from this card can be combined with those from other UOB cards and transferred out together at once.
❓How/When points are credited
Earn 1 base UNI$ per S$5 spent, plus 9 bonus UNI$ for eligible transactions on the bonus category (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.
4Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income:• S’porean/PR: S$15,000 – S$30,000 S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above. • Foreigner: S$40,000Annual fee: S$218 (first year waived; request waiver every year)
Earn 4 mpd on two bonus categories, up to S$1,200 per statement month each (total S$2,400):1) Overseas (incl. online in foreign currencies) 2) Local Contactless (e.g. PayWave, Google Pay, Apple Pay), SimplyGo (Public Transport), Fuel
⚠️ Minimum category spend (not card spend) of S$1,000 per statement month required for bonus earn rate ⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ 2-year miles expiry term ⚠️ Only 2 useful miles transfer partners ⚠️ 3.25% foreign transaction fee
📄 Quick review
More information on the
UOB Visa Signature Card
Suitesmile rating:
✍️ Short summary
This card gives you a strong earn rate of 4 miles per dollar on two categories:
Overseas (incl. online in foreign currencies)
Local Contactless (e.g. PayWave, Google Pay, Apple Pay), SimplyGo (bus/mrt), Fuel (excl. SPC, Shell)
To receive the bonus earn rate, a minimum spending of S$1,000 per statement month is required on that particular category, with a category cap of S$1,200 in the same period. You may also enjoy the bonus earn rate on just 1 category in any statement period.
These categories offers broad coverage on spendings like shopping (in-person and online), foreign currency (in-person and online), dining, groceries, flights, hotels, food delivery and ride-hailing.
However, the huge catch is the minimum spending amount that has to be met on that particular bonus category (not general card spend like other cards). For example, if you want to earn 4 mpd on foreign currency spending, you have to spend at least S$1,000 per statement month on foreign currencies.
All other spending earn just 0.4 mpd (uncapped).
Before converting UOB UNI$ to miles for the first time, you’d need to enrol in the UOB Rewards Frequent Flyer Conversion programme. It’s best to do this early to avoid delays on your future miles conversions.
💸 Annual fee
S$218
(First year waived, request waiver every year after that)
💼 Income requirement
S$30,000/year (S’porean/PR aged 55 and below),
S$15,000/year (S’porean/PR aged 56 and above),
S$40,000/year (Foreigner)
🤗 Points pooling UNI$ from this card can be combined with those from other UOB cards and transferred out together at once.
❓How/When points are credited Earn 1 base UNI$ per S$5 spent, plus 9 bonus UNI$ for eligible online and contactless transactions (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.
3.5Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income:• S’porean/PR: S$15,000 – S$30,000 S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above. • Foreigner: S$45,000Annual fee: S$196.20 (first 2 years waived; request waiver every year)
Earn 4 mpd on shopping (online and in-person), up to S$1,000 per calendar month No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ S$5 earning block Transactions under S$5 earn zero miles. ⚠️ 2-year miles expiry term ⚠️ Only 2 useful miles transfer partners ⚠️ Bonus category is MCC-sensitive ⚠️ 3.25% foreign transaction fee
📄 Quick review
More information on the
OCBC Rewards Card
Suitesmile rating:
✍️ Short summary
This card gives you a strong earn rate of 4 miles per dollar on online and in-person shopping at places with specific merchant categories (mainly clothing/shoes, toys, duty free, luggage etc.), up to S$1,000 per calendar month, with no minimum spending requirement.
Cardholders will only earn 0.4 mpd on other spending.
At the moment, OCBC only has 2 transfer partners with decent transfer ratios; KrisFlyer and Flying Blue. As flexibility is very important in the Miles Game, I recommend maximizing the limits of other 4 mpd cards first, before using this one.
Not into Miles or travel-hacking? Redeem your points for 2.78% cashback instead, on the aforementioned spending categories.
💸 Annual fee
S$196.20
(First 2 years waived)
💼 Income requirement
S$30,000/year (S’porean/PR aged 55 and below),
S$15,000/year (S’porean/PR aged 56 and above),
S$45,000/year (Foreigner)
🤗 Points pooling
OCBC$ from this card cannot be combined with those from other OCBC cards.
❓How/When points are credited
Earn 5 base point per S$5 spent, plus 45 bonus points for eligible shopping transactions (equivalent to 4 mpd in total). Base points are credited immediately when the transaction is posted, while bonus points are credited by the end of the following calendar month.
4Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.
Card ratingSuitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.: Ease of useA rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.: Minimum annual income: S$120,000 Annual fee: S$414.20 (first year waived; request waiver every year)
Earn 4 mpd on two chosen bonus categories, up to S$750 per calendar month each (total S$1,500) Choose 2 bonus categories from: 1) Beauty & Wellness 2) Fashion 3) Dining 4) Family 5) Travel 6) Transport 7) Entertainment No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending ⚠️ Bonus categories are MCC-sensitive ⚠️ 2-year miles expiry term ⚠️ Only 2 useful miles transfer partners ⚠️ 3.25% foreign transaction fee
📄 Quick review
More information on the
UOB Lady’s Solitaire Card
Suitesmile rating:
✍️ Short summary
This card, which is also available to men, gives you a great earn rate of 4 miles per dollar on 2 pre-selected bonus categories, up to S$750 per calendar month each (total S$1,500). No minimum spending is required.
Cardholders will only earn 0.4 mpd on other categories and spendings above the bonus limit.
Family (e.g. supermarkets, children clothing stores)
Travel (e.g. flights, hotels, duty-free stores)
Transport (e.g. public transport, taxi, petrol)
Entertainment (e.g. bars, night clubs, cinemas)
Cardholders may check existing selected bonus category by calling UOB.
There are 3 main versions of this card (UOB Lady’s Card, UOB Lady’s Solitaire Card, UOB Lady’s Solitaire Metal Card). Each UOB customer can only hold one at a time.
Before converting UOB UNI$ to miles for the first time, you’d need to enrol in the UOB Rewards Frequent Flyer Conversion programme. It’s best to do this early to avoid delays on your future miles conversions.
💸 Annual fee
S$414.20
(First year waived, request waiver every year after that)
🤗 Points pooling
UNI$ from this card can be combined with those from other UOB cards and transferred out together at once.
❓How/When points are credited
Earn 1 base UNI$ per S$5 spent, plus 9 bonus UNI$ for eligible transactions on the bonus category (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.
Fai has spent over a decade maximizing miles and points, visiting 50+ countries through high-value redemptions and helping readers save thousands on travel, including in Business and First Class flights and luxury hotels. His insights have been featured in major news outlets like Channel News Asia and The Straits Times.
All reviews and recommendations come from Fai's own credit card use, travels and research, with rare sponsored articles clearly disclosed.
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