UOB PRVI Miles Card is running a limited-time promo, offering a bonus earn rate of 5 miles per dollar on overseas shopping and dining in the coming weeks.
UOB has been running this promo twice a year, with the most recent edition in Nov-Dec 2025.
✍️ UOB PRVI Miles Card Review: Too Many Red Flags
Earn 5 mpd on overseas shopping and dining
Here are the key terms and conditions to earn 5 miles per dollar on overseas shopping ans dining on the UOB PRVI Miles Card:
- Bonus earn rate: Earn 5 miles per dollar on in-person overseas Shopping and Dining
- Qualifying cards (principal cardholders only):
- UOB PRVI Miles Mastercard
- UOB PRVI Miles Visa
- UOB PRVI Miles AMEX
- Promo Period: 18 May to 30 Jun 2026
- Bonus Cap: UNI$ 4,000 (8,000 miles)
- Spending Cap (IDR, MYR, THB, VND): S$4,000
- Spending Cap (other currencies): S$3,077
- Minimum Spend: S$1,500 on overseas Shopping and Dining during the entire promo period
- Crediting: Bonus miles will be credited within two months after the promo period (by 31 Aug 2026)
- Registration: Required via this link
- ⚠️ Foreign transaction junk fee of 3.25% applies
Strict qualifying categories
Only transactions with one of these merchant category codes (MCCs) qualify for this promo.
As a reminder, all transactions must be paid in-person and overseas to qualify.
Related: How to check MCC before paying
Overseas Dining
| MCC | Description |
|---|---|
| 5441 | Candy, Nut, and Confectionary Stores |
| 5451 | Dairy Product Stores |
| 5462 | Bakeries |
| 5499 | Miscellaneous Food Stores — Convenience Stores and Specialty Markets |
| 5812 | Eating Places and Restaurants |
| 5813 | Drinking Places (Alcoholic Beverages) — Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques |
| 5814 | Quick Payment Service — Fast Food Restaurants |
| 5912 | Drug Stores and Pharmacies |
| 5921 | Package Stores — Beer, Wine, and Liquor |
Overseas Shopping
| MCC | Description |
|---|---|
| 5309 | Duty Free Stores |
| 5310 | Discount Store |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Miscellaneous General Merchandise |
| 5611 | Men’s & Boys’ Clothing and Accessory Stores |
| 5621 | Women’s Ready-to-Wear Stores |
| 5631 | Women’s Accessory and Specialty Stores |
| 5641 | Children’s and Infants’ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers & Fur Shops |
| 5691 | Men’s and Women’s Clothing Stores |
| 5697 | Tailors, Seamstresses, Mending, Alterations |
| 5698 | Wig & Toupee Shops |
| 5699 | Miscellaneous Apparel and Accessory Stores |
| 5732 | Electronics Stores |
| 5733 | Music Stores — Musical Instruments, Pianos, and Sheet Music |
| 5735 | Record Stores |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery, Office and School Supply Stores |
| 5944 | Jewelry, Watch, Clock, and Silverware Stores |
| 5945 | Hobby, Toy and Game Stores |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Gift, Card, Novelty, and Souvenir Stores |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needlework, Fabric, and Piece Good Stores |
| 5950 | Glassware and Crystal Stores |
| 5970 | Artist Supply and Craft Stores |
| 5971 | Art Dealers and Galleries |
| 5977 | Cosmetic Stores |
| 5993 | Cigar Stores & Stands |
| 5994 | News Dealers & Newsstands |
| 5999 | Miscellaneous & Specialty Retail Stores |
Is this a good promo?
As shared in my complete review of the UOB PRVI Miles Card, it makes all the right headlines and may look amazing to newbies at first glance. However, seasoned players of the miles game know that this card is far from being the best miles card to spend with, due to a number of lesser-known reasons:
👎 Sub-optimal earn rates (under 4 mpd target)
👎 3.25% foreign currency fee
👎 Higher-than-usual annual fee (S$261.60)
👎 Annual fee payments do not come with any miles
👎 Annual fees are charged as UNI$ (less noticeable)
👎 Miles expire after just 2 years
👎 Only 2 transfer partners (lengthy transfer duration to Asia Miles)
👎 S$5 earning block (you get zero miles for all transactions under S$5)
With that in mind, the UOB PRVI Miles Card can be useful for free airport lounge access and occasional promos like this one, but only if you’re spending between S$1,500 and S$4,000 on overseas dining and shopping, and have maxed out the superior Amaze + Citi Rewards Card combo.
Also, you need to be sure that transactions are coded with the qualifying MCCs shared above. Note that merchants in Japan are known to use unrelated MCCs (e.g. dining transaction in a restaurant coded as car rental).
Related: Best credit cards for Overseas spending
Here’s a detailed look at the UOB PRVI Miles Card:
Get 4 free airport lounge visits per year, earn 1.4 mpd on local spending and 2.4 – 3 mpd on foreign currencies
More information
Key details of the UOB PRVI Miles Card
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$261.60 (first year waived; request waiver every year)
Get 4 free airport lounge visits per calendar year
No minimum spending
Uncapped earn rates
⚠️ Low earn rates (spend with 4 mpd cards instead):
• 1.4 mpd on local spending
• 2.4 – 3 mpd on foreign currency spending ⚠️ S$5 earning block
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Terms and conditions
Here are the terms and conditions of this UOB PRVI Miles Card promotion:
