For a limited time, Maybank Horizon Visa Signature Card is boosting its earn rate on selected foreign currencies to 3.2 miles per dollar, up from the usual 2.8 mpd.
Earn 3.2 mpd on selected foreign currencies
Here are the key promo terms to receive 3.2 miles per dollar (up from 2.8 mpd) on selected foreign currency spending with the Maybank Horizon Visa Signature Card:
- Promo period: 1 Apr – 30 Jun 2026
- Bonus earn rate: Earn +0.4 mpd (total 3.2 mpd) on selected currencies:
- Chinese Renminbi (RMB)
- Hong Kong Dollar (HKD)
- Indonesia Rupiah (IDR)
- Japanese Yen (JPY)
- Malaysian Ringgit (MYR)
- New Taiwan Dollar (TWD)
- South Korean Won (KRW)
- Thai Baht (THB)
- Minimum spending: S$800 per calendar month
- Bonus cap: None
- Points crediting: 1.2 mpd when transactions are posted, 2 mpd in the following calendar month
- No registration required
Is this a good promo?
There are many miles credit cards that offer a better earn rate of 4 mpd on foreign currency spending, although they come with monthly caps. Additionally, there are no minimum spending requirements on those cards, and you aren’t restricted to the selected currencies like in this promotion.
Due to Maybank’s FX junk fee of 3.25%, earning 3.2 mpd on foreign currency spending is like paying 1.08 cents per mile, before accounting for the opportunity cost of not using cashback alternatives.
With that in mind, using the Maybank Horizon Visa Signature Card with this promo is great if you have maxed out the bonus limits on those 4 mpd cards.
Is the Maybank Horizon Visa Signature Card good?
The Maybank Horizon Visa Signature Card is mainly good for large air ticket transactions (processed in Singapore), for an earn rate of 2.8 mpd, up to S$10,000 per calendar month.
However, there aren’t many airlines that process air ticket transactions in Singapore, and, for Singapore Airlines/Scoot flight bookings, the KrisFlyer UOB Card offers a slightly better earn rate of 3 mpd, with two fewer transfer partners and a shorter miles expiry term.
Here’s a detailed look at the Maybank Horizon Visa Signature Card:
More information
Key details of the Maybank Horizon Visa Signature Card
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000Annual fee: S$196.20 (first 3 years waived; request waiver every year)
Earn 2.8 mpd on foreign currency spending (uncapped)
Earn 2.8 mpd on flight bookings, up to S$10,000 per calendar month
1-year miles expiry term
⚠️ Minimum card spend of S$800 per calendar month required for bonus earn rate
⚠️ 0.24 mpd earn rate on non-bonus spending
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Terms and conditions
Here are the terms and conditions for this Maybank Horizon Visa Signature Card promo:
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