GHA Discovery Promo: Earn Double D$ in Europe & North America

GHA Discovery members can now register for a promo to earn double Discovery Dollars on hotel stays in Europe and North America.

Pro tip: Stack with 3 other overlapping GHA Discovery promos to earn up to 4X D$ and D$205 on your stay.

GHA Discovery Promo: Earn Double D$ in Europe & North America
Earn double Discovery Dollars in Europe and North America (Image: GHA Discovery)

Earn Double D$ in Europe & North America

For a limited time, GHA Discovery members can earn double Discovery Dollars on all stays in Europe and North America.

Here are the key promo terms:

  • Booking period: 1 Apr – 31 May 2026
  • Stay period: 1 Apr – 31 May 2026
  • Bonus earn rate: +1X Discovery Dollars (total 2X, uncapped)
  • Registration is required
  • No minimum nights per stay
  • No minimum spend
  • No promo code required
  • Book directly through GHA Discovery or member hotels
  • Promotional D$ expire 6 months from date of issuance

Additional note: D$1 = US$1. Discovery Dollars can be used to offset your future spending on GHA Discovery stays and experiences.

✍️ Guide: GHA Discovery Status Fast Track with Mastercard

Redeem Discovery Dollars for a stay at Oaks Queenstown Shores Resort (read my review)
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What does ‘double D$’ mean?

With this promo, members can earn uncapped double Discovery Dollars on their pre-tax hotel rates.

Membership
Status
Usual D$
(1X)
Promo D$
(+1X)
Total D$
(2X)
Silver4%+4%8%
Gold5%+5%10%
Platinum6%+6%12%
Titanium7%+7%14%
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GHA Discovery hotel brands

GHA Discovery hotel brands include popular names like Anantara, Avani, Capella, Kempinski, Parkroyal and Pan Pacific.

GHA Discovery hotel brands
GHA Discovery hotel brands (Image: GHA Discovery)

Promo Stack: Book through the app for +D$5

GHA Discovery members can stack this offer with another one to receive an additional bonus of 5 Discovery Dollars on every stay booked through the GHA Discovery mobile app.

GHA Discovery Promo: D$5 Bonus on App Bookings (2026)
Book through the app to earn an additional 5 Discovery Dollars per stay (Image: GHA Discovery)

Promo Stack: Earn up to D$825 by exploring different brands

This promo is stackable with the GHA Discovery multi-brand promo, where members can earn D$50 to D$100 per 2-night stay in a different brand. However, note that the promo overlap is only until 31 May 2026.

GHA Discovery Promo: Stay 2+ Brands, Earn Up to D$825
Explore GHA brands to earn up to 825 Discovery Dollars (Image: GHA Discovery)
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the next travel deals and hacks.
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Promo Stack: Earn triple D$ at Minor Hotels

This promo is also stackable with the GHA Discovery Minor Hotels promo, where members can earn triple Discovery Dollars, plus an additional D$100 after 2 stays. This promo overlaps for bookings made till 30 Apr 2026, for stays till 31 May 2026.

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Best credit cards for GHA Discovery hotel stays

Here are some of the best credit cards for hotel bookings in foreign currencies:

DBS Woman's World Card

Earn 4 mpd on hotel bookings, up to S$1,000 per calendar month. No minimum spending required.

More information

Key details of the DBS Woman’s World Card

Ease of use :
Minimum annual income: S$80,000 (not strict)
Annual fee: S$196.20 (first year waived; request waiver every year)


 Earn 4 mpd on online spending, up to S$1,000 per calendar month
 No minimum spending


⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 1-year miles expiry term
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee


📄 Quick review
Maybank XL Rewards Card

Earn 4 mpd on hotel bookings, up to S$1,000 per calendar month. Minimum card spend of S$500 per calendar month required.

More information

Key details of the Maybank XL Rewards Card

Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000
Annual fee: S$87.20 (first 2 years waived; request waiver every year)


 Earn 4 mpd on five bonus categories, up to S$1,000 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery)
2) Shop (e.g. apparels, departmental stores)
3) Travel (e.g. airlines, hotels, travel agencies)
4) Play (e.g. bars, cinemas)
5) Foreign Spend (e.g. almost anything in foreign currencies)


⚠️ Only available to those aged 21 – 39 years
⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 1-year miles expiry term (no expiry with Maybank’s Rewards Infinite Programme)
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee


Maybank XL Cashback Card

Get 5% cashback on hotel bookings, up to S$1,600 per calendar month. Minimum card spend of S$500 per calendar month required.

More information

Key details of the Maybank XL Cashback Card

Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000
Annual fee: S$87.20 (first 2 years waived; request waiver every year)


 Get 5% cashback on five bonus categories, up to S$1,600 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery)
2) Shop (e.g. apparels, departmental stores)
3) Travel (e.g. airlines, hotels, travel agencies)
4) Play (e.g. bars, cinemas)
5) Foreign Spend (e.g. almost anything in foreign currencies)


⚠️ Only available to those aged 21 – 39 years
⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate
⚠️ 0.2% cashback on non-bonus spending
⚠️ 3.25% foreign transaction fee


📄 Quick review
UOB Lady’s Card

Earn 4 mpd on hotel bookings, up to S$1,000 per calendar month. No minimum spending required. Travel category must be pre-selected.

More information

Key details of the UOB Lady’s Card

Ease of use :
Minimum annual income
:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000
Annual fee: S$196.20 (first year waived; request waiver every year)


 Earn 4 mpd on 1 chosen bonus category, up to S$1,000 per calendar month
 No minimum spending


⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Bonus categories are MCC-sensitive
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee


📄 Quick review
UOB Preferred Visa Card

Earn 4 mpd on hotel bookings when paying using a mobile contactless method (e.g. Google Pay, Apple Pay), up to S$600 per calendar month. No minimum spending required.

More information

Key details of the UOB Preferred Visa Card

Ease of use :
Minimum annual income
:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000
Annual fee: S$196.20 (first year waived; request waiver every year)


 Earn 4 mpd on two bonus categories, up to S$600 per calendar month each (total S$1,200):1) Mobile Contactless (e.g. Google Pay, Apple Pay)
2) Online Spending (selected MCCs only)
 No minimum spending


⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Online Spending category is MCC-sensitive
⚠️ S$5 earning block
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee


📄 Quick review
UOB Visa Signature Card

Earn 4 mpd on hotel bookings when paying with a contactless method (e.g. PayWave, Google Pay, Apple Pay), up to S$1,200 per statement month. Minimum category spend of S$1,000 per statement month required.

More information

Key details of the UOB Visa Signature Card

Ease of use :
Minimum annual income
:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000
Annual fee: S$218 (first year waived; request waiver every year)


 Earn 4 mpd on two bonus categories, up to S$1,200 per statement month each (total S$2,400):1) Overseas (incl. online in foreign currencies)
2) Local Contactless (e.g. PayWave, Google Pay, Apple Pay), SimplyGo (Public Transport), Fuel


⚠️ Minimum category spend (not card spend) of S$1,000 per statement month required for bonus earn rate
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee


📄 Quick review
UOB Lady’s Solitaire Card

Earn 4 mpd on hotel bookings, up to S$750 per calendar month. No minimum spending required. Travel category must be pre-selected.

More information

Key details of the UOB Lady’s Solitaire Card

Ease of use :
Minimum annual income
: S$120,000
Annual fee: S$414.20 (first year waived; request waiver every year)


 Earn 4 mpd on two chosen bonus categories, up to S$750 per calendar month each (total S$1,500)
 No minimum spending


⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Bonus categories are MCC-sensitive
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee


📄 Quick review
Mari Credit Card

Get 1.5% cashback with zero FX fees on overseas hotel bookings, up to S$1,500 per calendar month. No minimum spending required.

(Apply with code: 6JAC91WK)

More information

Key details of the Mari Credit Card

Ease of use :
Minimum annual income: S$15,000 – S$30,000
Annual fee: No annual fee, ever


 Get 1.5% cashback on foreign transactions, up to S$1,500 per calendar month (till 31 Dec 2026)
 No minimum spending
 No foreign transaction fees


⚠️ Low earn rates on local and Shopee spending (spend with better cashback cards instead)
• 1.5% cashback on local spending
• 1.5% coins on Shopee spending


📄 Quick review

🎁 Sign-up bonus

UOB EVOL Card

Get 0.5% or 1% cashback with zero FX fees on overseas hotel bookings. No minimum spending required.

More information

Key details of the UOB EVOL Card

Ease of use :
Minimum annual income
:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000
Annual fee: S$196.20 (first year waived; subsequent years waived with at least 3 transactions of any amount monthly, request waiver if needed)


 Get uncapped 0.5 – 1% cashback on foreign transactions, with no minimum spending (till 31 Dec 2026)
 No foreign transaction fee


⚠️ “10% cashback” claim is impossible to achieve
⚠️ Minimum card spend of S$800 per statement month required for bonus cashback
⚠️ Get a maximum of 6.4% cashback on two bonus categories (but only if you meet the spending amounts exactly and spend exactly S$300 on other things):1) Local Online & Mobile Contactless (up to S$300)
2) Selected Gym, Telco & Streaming (up to S$200)
⚠️ 0.3% cashback on non-bonus spending
⚠️ Selected Gym, Telco & Streaming category is MCC-sensitive


📄 Quick review
Trust Cashback Card

Get 0.5% cashback with zero FX fees on overseas hotel bookings. No minimum spending required.

(Apply with code: V1WB7T8A)

More information

Key details of the Trust Cashback Card

Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$60,000
Annual fee: No annual fee, ever


 Get 0.5% cashback on foreign transactions
 No minimum spending
 Uncapped earn rates
 No foreign transaction fees
 Unlimited fee-free overseas ATM withdrawals (follow these steps)


⚠️ “15% cashback” claim for chosen category is impossible to achieve
⚠️ Low earn rate for local spending (spend with better cashback cards)


Promo terms and conditions

Here are the terms and conditions of this GHA Discovery promo:

The GHA DISCOVERY 2xDISCOVERY Dollars Promotion (the “Promotion”) applies to net eligible spend on eligible stays at all GHA DISCOVERY hotels located in North America and Europe by GHA DISCOVERY members who book directly with GHA or the hotel brand and have registered for the Promotion prior to their stay. The Promotion runs from 1 April 2026 to 31 May 2026.

Promotion Details

The Promotion allows members to earn double the normal number of DISCOVERY Dollars (“D$”) for their eligible stays. Members will earn both the normal number of Base DISCOVERY Dollars (“Base D$”) and an equal number of Promotional DISCOVERY Dollars (“Promotional D$”).

Click here to see the list of participating properties.

Eligibility

To take advantage of the Promotion, participants must be a member of the GHA DISCOVERY programme and must have accepted the GHA DISCOVERY programme Terms & Conditions and the Privacy Policy.

Not a member yet? Join GHA DISCOVERY.

Don’t have the GHA DISCOVERY App? Download Here. 

Members must register for the Promotion within the promotional opt-in period (1 April 2026 – 31 May 2026) prior to their stay by clicking on the “Register” button on the designated website page. Eligible bookings must be made during the promotional period through GHA or Brand direct channels, and the eligible stay must be completed within the stay period (1 April 2026 – 31 May 2026). The member must be checked out on or before 31 May 2026 for the Promotional D$ to be awarded.

Ineligible Rates

The following rates do not qualify for earning Promotional D$:

  1. Third-party online retailer rates (e.g., Expedia.com, Booking.com, Hotels.com, Orbitz.com, Priceline, Travelocity.com)
  2. Tour series rates, tour operator packages and charter rates
  3. Room rates for airline staff and crew where rooms are pre-booked and paid for by the airline directly
  4. Travel-industry staff rates
  5. Other discounted rates
  6. Complimentary, free, traded, or bartered night stays, or stays in connection with gift certificates or other awards or vouchers

Additional Terms

  1. Promotional D$ are awarded in addition to the Base D$ that are issued as a result of completing the eligible stay. Promotional D$ are subject to a limited expiry term of six (6) months from the date of issuance and are therefore excluded from the Base D$ expiration rules. Any Base D$ earned on a member’s stay will be subject to expiration based on standard tier-based expiration rules. This offer is subject to change or withdrawal without notice and is subject to availability.
  2. Bookings and eligible stays made prior to registration will not be considered as a qualified eligible stay towards the Promotion, even if they are in the Promotional Stay period.
  3. Bookings made prior to 1 April 2026 will also not be considered towards the Promotion.
  4. This offer is subject to change or withdrawal without notice, cannot be transferred or exchanged for other forms of compensation, cannot be combined with any other offer or promotion unless explicitly stated, and is subject to availability. D$ is not redeemable for cash.
  5. Promotional D$ can be earned on a maximum of two rooms per night.  
  6. Bookings must be made through the following channels: ghadiscovery.comGHA DISCOVERY app or eligible direct brand channels.

GHA DISCOVERY membership, earnings, and redemption are subject to the programme Terms & Conditions.

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Fai

Founder & Writer at Suitesmile

Suites and miles make me smile :)

Fai has been travel hacking for over a decade, visiting 50+ countries through high-value redemptions of miles and points and helping readers save thousands on travel, including in Business and First Class flights and luxury hotels. As a recognized expert in the travel and credit card world, his insights have been featured in major news outlets like Channel News Asia and The Straits Times.

All reviews and recommendations come from Fai's own credit card use, travels and research, with rare sponsored articles clearly disclosed.

Check out Fai's latest travel videos through Instagram Story highlights or read more about Fai and how Suitesmile began.

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