HSBC is running a limited-time sign-up promotion for the HSBC Revolution Card, which I currently see as one of the best Miles credit cards in Singapore.
The HSBC Revolution Card has been significantly improved as of 1 April 2026, awarding 4 or 8 miles per dollar on useful spending categories.

Get 16,800 bonus miles
From 1 Apr to 30 Jun 2026, applicants of the HSBC Revolution Card can receive 42,000 bonus points (equivalent to 16,800 miles) after meeting the minimum spending requirement.
Here’s how you can qualify for this HSBC Revolution Card sign-up bonus:
✅ Be a new credit cardholder of the bank
✅ Apply by 30 Jun 2026
✅ Provide marketing consent during application
✅ Spend at least S$1,000 by the end of the following calendar month after card approval date
✅⚠️ Sign up for an HSBC Cash Instalment Plan
✍️ Apply for the HSBC Revolution Card
(Fulfilled by HSBC Singapore)
For further clarity on the qualifying spend period and qualifying instalment plan periods, here are some examples:
| Application Date | Approval Date | Spend By |
|---|---|---|
| 1 Apr 2026 | 4 Apr 2026 | 31 May 2026 |
| 26 Apr 2026 | 28 Apr 2026 | 31 May 2026 |
| 30 Apr 2026 | 2 May 2026 | 30 Jun 2026 |
⚠️ Required: HSBC Cash Instalment Plan
To qualify for the HSBC Revolution Card’s sign-up bonus, HSBC (annoyingly) also requires you to sign up for a new HSBC Cash Instalment Plan by the end of the calendar month following your card approval month. The minimum loan amount is S$5,000, with a minimum loan tenure of one year.
The HSBC Cash Instalment Plan is a loan facility that allows you to turn your credit card’s available credit limit into cash, with chargeable interest.
If you find this condition too troublesome, consider the HSBC Revolution Card’s SingSaver-fulfilled sign-up promo instead, to receive S$400 cash or a gift worth S$799.
Is the HSBC Revolution Card good?
I see the HSBC Revolution Card as one of the best Miles credit cards in Singapore for the following reasons:
- Solid earn rate of 4 mpd (or 8 mpd with S$50k deposit) on useful spending categories:
- No annual fee, ever
- Access to 7 useful frequent flyer programs (FFPs)
- Free miles/points conversions to FFPs
- Instant miles/points conversions to useful FFPs
However, to extract maximum value from the HSBC Revolution Card, you’ll need adequate knowledge beyond KrisFlyer, as the conversion ratio to that program is poor. As compared to other useful FFPs, you’ll receive 17% fewer miles when converting HSBC points to KrisFlyer miles; effectively dropping your 4 mpd earn rate to 3.3 mpd.
📄 Read the complete review of the HSBC Revolution Card
Earn 4 mpd on contactless and online spending; boost earn rate to 8 mpd with a minimum deposit of S$50,000
More information
Key details of the HSBC Revolution Card
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000 – S$65,000
• Foreigner: S$65,000Annual fee: Nil
Earn 4 mpd on selected contactless and online spending, up to S$1,000 per calendar month
Boost bonus earn rate to 8 mpd (up to S$1,200 per calendar month) with a minimum deposit of S$50,000
No minimum spending
3-year miles expiry term
7 useful miles transfer partners
Free miles transfers to frequent flyer programs
Instant miles transfers
No annual fee, ever
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Poor transfer ratio to KrisFlyer
⚠️ Bonus categories are MCC-sensitive
⚠️ 3.25% foreign transaction fee
Get up to 55,200 miles with HSBC EGA
As shared above, HSBC Revolution Cardholders can receive an earn rate of 8 mpd (instead of 4 mpd) on contactless and online spending if they have a minimum of S$50,000 in deposits in the HSBC Everyday Global Account (EGA).
✍️ HSBC Revolution cardholders can apply for the HSBC EGA account through the HSBC app.
New HSBC personal banking customers can receive up to 138,000 points (equivalent to 55,200 miles) when they open a new HSBC EGA account and meet the minimum incremental fresh funds requirements, as follows:
| Deposits | Reward |
|---|---|
| At least S$50,000 (under S$100,000) | 48,000 points (19,200 miles) |
| At least S$100,000 (under S$150,000) | 88,000 points (35,200 miles) |
| At least S$150,000 | 138,000 points (55,200 miles) |
📄 HSBC EGA promo terms and conditions
Frequently asked questions
Terms and conditions
Here are the terms and conditions of the HSBC Revolution Card sign-up promo:
revolution-sign-up-gift-offer-terms-and-conditions
