As alerted by Barry Allen in Suitesmile Chat, GHA Discovery is once again sending out paid surveys to targeted members of the hotel loyalty program.
If you haven’t already, sign up for a free GHA Discovery account. This hotel loyalty program gives out free credits occasionally, as previously shared here, here, here and here.
Get D$20 after completing a survey
Targeted GHA Discovery members would receive an email titled “Got a minute? We’ve got D$20 for you“ with a link to the survey form (spoiler alert: it will take more than a minute). Note that the link in the email is unique and linked to your account.
Here’s how the email look like:
I did it quickly (and truthfully, mind you) and it took me 10 minutes to complete the survey.
To qualify for the reward, the survey has to be completed by 2 Feb 2026. The D$20 will be credited to your account by 20 Feb 2026 and will have a 12-month expiry term.
Note: D$20 is worth US$20. Use Discovery Dollars to offset/pay for a stay at a member hotel.
Stay 2+ Brands, Earn Up To D$825
As a reminder, GHA Discovery members can earn up to 825 bonus Discovery Dollars by staying in multiple brands by 31 May 2026.
GHA Discovery brands
GHA Discovery hotel brands include popular names like Anantara, Avani, Capella, Kempinski, Parkroyal and Pan Pacific.
Best credit cards for GHA Discovery hotel stays
Here are some of the best credit cards for Hotel bookings in foreign currencies:
Earn 4 mpd on five bonus categories, including dining, shopping, flights, hotels and any foreign currency spend
More information
Key details of the Maybank XL Rewards Card
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000Annual fee: S$87.20 (first 2 years waived; request waiver every year)
Earn 4 mpd on five bonus categories, up to S$1,000 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery)
2) Shop (e.g. apparels, departmental stores)
3) Travel (e.g. airlines, hotels, travel agencies)
4) Play (e.g. bars, cinemas)
5) Foreign Spend (e.g. almost anything in foreign currencies)
⚠️ Only available to those aged 21 – 39 years
⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 1-year miles expiry term (no expiry with Maybank’s Rewards Infinite Programme)
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Get 5% cashback on five bonus categories, including dining, shopping, flights, hotels and any foreign currency spend
More information
Key details of the Maybank XL Cashback Card
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000Annual fee: S$87.20 (first 2 years waived; request waiver every year)
Get 5% cashback on five bonus categories, up to S$1,600 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery)
2) Shop (e.g. apparels, departmental stores)
3) Travel (e.g. airlines, hotels, travel agencies)
4) Play (e.g. bars, cinemas)
5) Foreign Spend (e.g. almost anything in foreign currencies)
⚠️ Only available to those aged 21 – 39 years
⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate
⚠️ 0.2% cashback on non-bonus spending
⚠️ 3.25% foreign transaction fee
More information
Key details of the UOB Lady’s Card
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on 1 chosen bonus category, up to S$1,000 per calendar month
No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Bonus categories are MCC-sensitive
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Earn 4 mpd on two bonus categories:1) Mobile Contactless (e.g. Google Pay, Apple Pay)
2) Online Spending (some MCCs only)
More information
Key details of the UOB Preferred Visa Card
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on two bonus categories, up to S$600 per calendar month each (total S$1,200):1) Mobile Contactless (e.g. Google Pay, Apple Pay)
2) Online Spending (selected MCCs only) No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Online Spending category is MCC-sensitive
⚠️ S$5 earning block
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
More information
Key details of the DBS Woman’s World Card
Ease of use :
Minimum annual income: S$80,000 (not strict)
Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on online spending, up to S$1,000 per calendar month
No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 1-year miles expiry term
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
(Apply with code: V1WB7T8A)
More information
Key details of the Trust Cashback Card
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$60,000Annual fee: No annual fee, ever
Get 0.5% cashback on foreign transactions
No minimum spending
Uncapped earn rates
No foreign transaction fees
⚠️ “15% cashback” claim for chosen category is impossible to achieve
⚠️ Low earn rate for local spending (spend with better cashback cards)
Earn 4 mpd on two bonus categories:1) Overseas (incl. online in foreign currencies)
2) Local Contactless, Public Transport, Fuel
More information
Key details of the UOB Visa Signature Card
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$218 (first year waived; request waiver every year)
Earn 4 mpd on two bonus categories, up to S$1,200 per statement month each (total S$2,400):1) Overseas (incl. online in foreign currencies)
2) Local Contactless (e.g. PayWave, Google Pay, Apple Pay), SimplyGo (Public Transport), Fuel
⚠️ Minimum category spend (not card spend) of S$1,000 per statement month required for bonus earn rate
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Survery reward terms and conditions
Here are the terms and conditions of this GHA Discovery survey reward:
The GHA DISCOVERY January Member Survey (the “Survey”) applies to all GHA DISCOVERY members who:
(a) joined GHA DISCOVERY prior to 15th January 2026; and
(b) received an email invitation directly from GHA to complete the Survey; and
(c) fully complete and submit the Survey between 22nd January and 2nd February 2026 23:59 GST (“Eligible Members”).
To participate in the Survey, participants must be members of the loyalty programme and must have accepted the programme Terms and Conditions and the Privacy Policy. The survey can only be completed once by each Eligible Member. The Survey email cannot be forwarded for completion by other individuals.
Each Eligible Member will be rewarded with a 20 DISCOVERY Dollar (D$20) gift after successfully completing the Survey and filling in the required details from the Survey link provided, limited to one D$20 gift per unique member, and limited solely to the intended recipients of the Survey email.
- The D$20 gift will be applied to the Eligible Members’ membership accounts by 20th February 2026. If the Survey is not completed during the eligible period, D$ will not be applied.
- This gift is a form of promotional D$ and is subject to a limited expiry term of twelve (12) months from the date of issuance; it is excluded from the Base D$ expiration rules.
This offer is subject to change or be withdrawn by GHA without notice, cannot be transferred or exchanged for other forms of compensation, cannot be combined with any other offer or promotion unless explicitly stated and is subject to availability. D$ are not redeemable for cash. GHA’s decision in connection with any aspect of this promotion, including the eligibility of members to receive D$, is final and binding on Eligible Members.
Data Handling and Privacy
By participating in this Survey, you consent to the collection, use, and disclosure of your responses and personal information in accordance with our Privacy Policy. We will treat all information provided by you with the utmost confidentiality.
Your responses will be aggregated and anonymised, and individual responses will not be publicly disclosed. Your personal information and responses will only be used for the purposes of this Survey, and will be shared with Bond Brand Loyalty for the purpose of aggregated response analysis. Your information will not be shared with any other third parties without your consent. We are committed to protecting your privacy and ensuring the security of your data.
Please note that while we take all reasonable precautions to safeguard your data, no method of transmission or storage over the Internet is completely secure, and we cannot guarantee the absolute security of your information.
Your participation in this Survey is voluntary, and you may opt out of participating. If you wish to withdraw your responses or have your personal information removed from our records, please notify us in writing, and we will promptly take the necessary steps to comply with your request.
If you are a resident of the People’s Republic of China (PRC), you should be aware that by completing this Survey your personal information will be exported outside the PRC, in accordance with the terms of the GHA Privacy Policy for Chinese residents, which can be found here. By participating in this Survey, you are confirming your consent to this export of your personal data, in accordance with the Policy.
