UOB is running a promo for UOB PRVI Miles cardholders who shop and dine overseas in the coming weeks.
This is a similar promo to the one that was offered from May to June 2025.
Key promo terms
- Promo: Earn 5 miles per dollar on in-person overseas Shopping and Dining
- Qualifying cards (principal cardholders only):
- UOB PRVI Miles Mastercard
- UOB PRVI Miles Visa
- UOB PRVI Miles AMEX
- Promo Period: 17 Nov to 31 Dec 2025
- Bonus Cap: 8,000 miles (UNI$ 4,000)
- Spending Cap (IDR, MYR, THB, VND): S$4,000
- Spending Cap (other currencies): S$3,077
- Minimum Spend: S$1,500 on overseas Shopping and Dining throughout the entire promo period
- Bonus Miles Crediting: Within two months after promo period (by 28 Feb 2026)
- SMS Registration: Send
PMX <Last 4 alphanumeric characters of your NRIC or Passport Number>to 77862 (e.g. PMX 567A) - Foreign transaction junk fee of 3.25% applies
Fulfilled by SingSaver
Reward
S$95 cash
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Aug 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
Get 4 free airport lounge visits per year, earn 1.4 mpd on local spending and 2.4 – 3 mpd on foreign currencies
Card details
Key details of the UOB PRVI Miles Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$261.60 (first year waived; request waiver every year)
Get 4 free airport lounge visits per calendar year
No minimum spending
Uncapped earn rates
⚠️ Low earn rates (spend with 4 mpd cards instead):
• 1.4 mpd on local spending
• 2.4 – 3 mpd on foreign currency spending ⚠️ S$5 earning block
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Strict qualifying categories
Only transactions with one of these merchant category codes (MCCs) qualify for this promo.
As a reminder, all transactions must be paid in-person and overseas to qualify.
Related: How to check MCC before paying
Overseas Dining
| MCC | Description |
|---|---|
| 5441 | Candy, Nut, and Confectionary Stores |
| 5451 | Dairy Product Stores |
| 5462 | Bakeries |
| 5499 | Miscellaneous Food Stores — Convenience Stores and Specialty Markets |
| 5812 | Eating Places and Restaurants |
| 5813 | Drinking Places (Alcoholic Beverages) — Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques |
| 5814 | Quick Payment Service — Fast Food Restaurants |
| 5912 | Drug Stores and Pharmacies |
| 5921 | Package Stores — Beer, Wine, and Liquor |
Overseas Shopping
| MCC | Description |
|---|---|
| 5309 | Duty Free Stores |
| 5310 | Discount Store |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Miscellaneous General Merchandise |
| 5611 | Men’s & Boys’ Clothing and Accessory Stores |
| 5621 | Women’s Ready-to-Wear Stores |
| 5631 | Women’s Accessory and Specialty Stores |
| 5641 | Children’s and Infants’ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers & Fur Shops |
| 5691 | Men’s and Women’s Clothing Stores |
| 5697 | Tailors, Seamstresses, Mending, Alterations |
| 5698 | Wig & Toupee Shops |
| 5699 | Miscellaneous Apparel and Accessory Stores |
| 5732 | Electronics Stores |
| 5733 | Music Stores — Musical Instruments, Pianos, and Sheet Music |
| 5735 | Record Stores |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery, Office and School Supply Stores |
| 5944 | Jewelry, Watch, Clock, and Silverware Stores |
| 5945 | Hobby, Toy and Game Stores |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Gift, Card, Novelty, and Souvenir Stores |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needlework, Fabric, and Piece Good Stores |
| 5950 | Glassware and Crystal Stores |
| 5970 | Artist Supply and Craft Stores |
| 5971 | Art Dealers and Galleries |
| 5977 | Cosmetic Stores |
| 5993 | Cigar Stores & Stands |
| 5994 | News Dealers & Newsstands |
| 5999 | Miscellaneous & Specialty Retail Stores |
Is this a good promo?
The UOB PRVI Miles card makes all the right headlines and may appear as a great miles card to newbies, at first glance. However, seasoned players of the miles game know that the UOB PRVI Miles card is far from being the best miles card to spend with, for a number of lesser-known reasons:
❌ Sub-optimal earn rates (under 4 mpd target)
❌ 3.25% foreign currency fee
❌ Higher-than-usual annual fee (S$261.60)
❌ Annual fee payments do not come with any miles (except AMEX version)
❌ Annual fees are charged as UNI$ (less noticeable)
❌ Miles expire after just 2 years
❌ Only 2 transfer partners (lengthy transfer duration to Asia Miles)
❌ S$5 earning block (you get zero miles for all transactions under S$5)
With that in mind, the UOB PRVI Miles card can be useful for free airport lounge access and occasional promos like this one, but only if you’re spending between S$1,500 and S$4,000 on overseas dining and shopping, and have maxed out the better card shared below (which is also useful for other spending categories!).
Also, you need to be very sure that transactions are coded with qualifying MCCs, as shared earlier. Merchants in Japan are known to use unrelated MCCs (e.g. dining transaction in a restaurant coded as car rental).
Related: Best credit cards for Overseas spending
Note: The table below includes the opportunity cost of not using the Trust Cashback card, which gives you 1% cashback and zero FX fees on everything, with no cap.
| Amaze + Citi Rewards | 4 mpd • Non-travel spending only (i.e. no flight/hotel bookings) • Up to S$1,000 per statement month • 2.5% FX loss (estimated) Cost per mile: 0.8 cents |
| UOB PRVI Miles | 5 mpd (overseas shopping & dining only) • 3.25% FX fee Cost per mile: 0.85 cents |
Terms and conditions
Here are the terms and conditions of this promotion:
