UOB is running a great promotion for overseas foreign currency spending on the UOB EVOL Card in the coming months.
3% cashback on overseas spending
From 1 November 2025 till 31 January 2026, UOB EVOL cardholders can receive 3% cashback on overseas foreign currency spending, capped at S$40 per statement month (S$1,333 worth of spending).
No registration is required to enjoy this promo, but cardholders are required to meet the usual minimum spending requirement of S$800 per statement month. For the avoidance of doubt, non-overseas spending counts towards your total, as long as it doesn’t fall under the usual exclusions as stated in the card’s terms and conditions.
Note: Cardholders can also get an additional 7% cashback on Malaysian Ringgit (MYR) spending during this promo period, but that is capped at just S$20 per month (S$285 worth of spending), with the same min. spending requirement of S$800 per statement month.
0% foreign currency fee
As shared recently, UOB EVOL Card became the first credit card from a traditional Singapore bank to offer 0% foreign currency fees as an evergreen card benefit; uncapped, with no minimum spending requirement.
✍️ Singapore cards with zero foreign transaction fees
While the UOB EVOL Card doesn’t come with other attractive benefits (aside from this promo), this is a much-welcomed step in the right direction, as the majority of credit cards in Singapore charge foreign transaction junk fees of over 3%.
✍️ Best cards for foreign currency spending (online and overseas)
Get 0.5 – 1% cashback with no FX fees on foreign currency spending, and up to 6.4% cashback on two bonus categories:1) Local Online & Mobile Contactless (e.g. Google Pay, Apple Pay)
2) Selected Gym, Telco & Streaming (some MCCs only)
More information
Key details of the UOB EVOL Card
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$196.20 (waived indefinitely)
Get uncapped 0.5 – 1% cashback on foreign transactions, with no minimum spending (till 31 Dec 2026)
No foreign transaction fee
⚠️ “10% cashback” claim is impossible to achieve
⚠️ Minimum card spend of S$800 per statement month required for bonus cashback
⚠️ Get a maximum of 6.4% cashback on two bonus categories (but only if you meet the spending amounts exactly and spend exactly S$300 on other things):1) Local Online & Mobile Contactless (up to S$300)
2) Selected Gym, Telco & Streaming (up to S$200)⚠️ 0.3% cashback on non-bonus spending
⚠️ Selected Gym, Telco & Streaming category is MCC-sensitive
Promo terms and conditions
Here are the terms and conditions of this UOB EVOL Card promotion:
