As shared by Alvin in Suitesmile Chat, IHG is offering up to triple points on hotel stays from 1 Oct till 30 Dec 2025 with its latest global promo. This promo will begin immediately after the current one ends.
Key promo terms
- Bonus earn rates:
- Double points on second stay
- Triple points from third stay onwards
- Registration is required before the first stay
- Stays that were booked before registration, but completed after registration, will qualify
- Stay from 1 Oct to 31 Dec 2025
- Only paid stays count
- There’s no limit to the number of points that you can earn with this promotion
- Bonus points take 6 to 8 weeks to be credited to your account
How many points will you get with a 3X bonus?
IHG members usually earn points on qualifying spend, excluding taxes/fees. This comes in the form of Base Points + Status Bonus Points + Promo Bonus Points.
With this promo, every member will receive up to 20 additional points per US Dollar (3X Base Points).
Here’s the total amount of points that members will receive with each membership level:
| Status | Usual Earn Rate (per USD) | Earn Rate with 2X Points (per USD) | Earn Rate with 3X Points (per USD) |
|---|---|---|---|
| Member | 10 | 20 (+10) | 30 (+20) |
| Silver | 12 | 22 (+10) | 32 (+20) |
| Gold | 14 | 24 (+10) | 34 (+20) |
| Platinum | 16 | 26 (+10) | 36 (+20) |
| Diamond | 20 | 30 (+10) | 40 (+20) |
Is this a good promotion?
Unlike fixed-points offers, spend-based offers like this are less exciting, as it awards a fair amount of bonus points, based on what you spend. Yes, this also means that award stays will not count.
That said, 3X points promos are more attractive than the usual 2X ones, and can be useful to those who are staying at least thrice till the end of the year.
✍️ Check the latest promo to buy IHG points
What are IHG hotel brands?
IHG hotel brands include popular names like Intercontinental, Indigo, Regent, Crowne Plaza and Holiday Inn.
Best cards for IHG hotel stays
Here are some of the best credit cards for hotel bookings in foreign currencies:
Fulfilled by Maybank
Reward
S$10 cashback
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Oct 2026
✅ Spend at least once (any amount) within 30 days) after card approval date
Earn 4 mpd on five bonus categories, including dining, shopping, flights, hotels and any foreign currency spend
Card details
Key details of the Maybank XL Rewards Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000Annual fee: S$87.20 (first 2 years waived; request waiver every year)
Earn 4 mpd on five bonus categories, up to S$1,000 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery)
2) Shop (e.g. apparels, departmental stores)
3) Travel (e.g. airlines, hotels, travel agencies)
4) Play (e.g. bars, cinemas)
5) Foreign Spend (e.g. almost anything in foreign currencies)
⚠️ Only available to those aged 21 – 39 years
⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 1-year miles expiry term (no expiry with Maybank’s Rewards Infinite Programme)
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Earn 4 mpd on online spending
Card details
Key details of the DBS Woman’s World Card
Card rating :
Ease of use :
Minimum annual income: S$80,000 (not strict)
Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on online spending, up to S$1,000 per calendar month
No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 1-year miles expiry term
⚠️ Only 3 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Fulfilled by SingSaver
Reward
S$95 cash
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Aug 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
Earn 4 mpd on one chosen bonus category
Card details
Key details of the UOB Lady’s Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on 1 chosen bonus category, up to S$1,000 per calendar month
No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Bonus categories are MCC-sensitive
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Earn 4 mpd on two bonus categories:1) Mobile Contactless (e.g. Google Pay, Apple Pay)
2) Online Spending (some MCCs only)
Card details
Key details of the UOB Preferred Visa Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$196.20 (first year waived; request waiver every year)
Earn 4 mpd on two bonus categories, up to S$600 per calendar month each (total S$1,200):1) Mobile Contactless (e.g. Google Pay, Apple Pay)
2) Online Spending (selected MCCs only) No minimum spending
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ Online Spending category is MCC-sensitive
⚠️ S$5 earning block
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Fulfilled by SingSaver
Reward
S$95 cash
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Aug 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
Earn 4 mpd on two bonus categories:1) Overseas (incl. online in foreign currencies)
2) Local Contactless, Public Transport, Fuel
Card details
Key details of the UOB Visa Signature Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$218 (first year waived; request waiver every year)
Earn 4 mpd on two bonus categories, up to S$1,200 per statement month each (total S$2,400):1) Overseas (incl. online in foreign currencies)
2) Local Contactless (e.g. PayWave, Google Pay, Apple Pay), SimplyGo (Public Transport), Fuel
⚠️ Minimum category spend (not card spend) of S$1,000 per statement month required for bonus earn rate
⚠️ 0.4 mpd earn rate on non-bonus spending
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Fulfilled by Maybank
Reward
S$10 cashback
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Oct 2026
✅ Spend at least once (any amount) within 30 days) after card approval date
Get 5% cashback on five bonus categories, including dining, shopping, flights, hotels and any foreign currency spend
Card details
Key details of the Maybank XL Cashback Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$30,000
• Malaysian: S$45,000
• Foreigner: S$60,000Annual fee: S$87.20 (first 2 years waived; request waiver every year)
Get 5% cashback on five bonus categories, up to S$1,600 per calendar month:1) Dine (e.g. restaurants, bakeries, food delivery)
2) Shop (e.g. apparels, departmental stores)
3) Travel (e.g. airlines, hotels, travel agencies)
4) Play (e.g. bars, cinemas)
5) Foreign Spend (e.g. almost anything in foreign currencies)
⚠️ Only available to those aged 21 – 39 years
⚠️ Minimum card spend of S$500 per calendar month required for bonus earn rate
⚠️ 0.2% cashback on non-bonus spending
⚠️ 3.25% foreign transaction fee
Fulfilled by Trust Bank
Reward
Scratch card worth S$5 – S$1,000
✅ Be a new credit cardholder of the bank
✅ Download the Trust mobile app from Google Play Store or Apple App Store
✅ Apply using referral code V1WB7T8A
✅ Spend once (any amount) within 30 days after card approval date
Get 0.5% cashback and no FX fees on foreign transactions
(Apply with code: V1WB7T8A)
Card details
Key details of the Trust Cashback Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$60,000Annual fee: No annual fee, ever
Get 0.5% cashback on foreign transactions
No minimum spending
Uncapped earn rates
No foreign transaction fees
⚠️ “15% cashback” claim for chosen category is impossible to achieve
⚠️ Low earn rate of 1% cashback on local spending (spend with better cashback cards)
Terms and conditions
IHG shared the following terms and conditions for this promo.
To participate in the “Up to 3X” Promotion (the “Promotion”), an individual must have an active, valid IHG One Rewards member account and must register for the Promotion. Members can pre-register for this Promotion starting September 16, 2025 through September 30, 2025 (the “Pre-Registration Period”). Members will be able to stay and earn IHG One Rewards bonus points under this Promotion beginning October 1, 2025 and ending on December 31, 2025 (the “Promotion Period”). Members who did not register during the Pre-Registration Period may register for the Promotion during the Promotion Period. A member can only register once. By registering for the Promotion, a member is accepting these Terms & Conditions.
After registering for the Promotion, a member can earn 2X bonus points beginning on their second qualifying stay and 3X bonus points beginning on their third qualifying stay and each qualifying stay thereafter for a maximum during the promotion period of 70,000 bonus points total. For purposes of this Promotion, a “Qualifying Stay” is defined as a minimum one (1) night stay at a participating hotel booked under a Qualifying Rate, with total spend exceeding US $30 (or local currency equivalent) for each night. As stated, the “Promotion Period” is from October 1, 2025 through December 31, 2025. Room nights outside of the Promotion Period are not included, and room nights that are part of a stay that was completed prior to registration for the Promotion also are not included. Stays booked using Rewards Nights or Points & Cash are not Promotion Eligible Qualifying Stays for purposes of this Promotion. Bookings made through on-line travel agencies or other reservation sites such as booking.com or expedia.com also do not qualify under this Promotion. (For additional details on Qualifying Rates, please see the full IHG One Rewards Membership Terms and Conditions.) If more than one member who registered for the Promotion checks into the same room, only one member is eligible to earn points under the Promotion for those nights that qualify. If a member books more than one room on the same night, the member will receive credit towards this Promotion for only one of the rooms that also meets the requirements of a qualifying room night under the Promotion.
For the Up to 3X Promotion, earning “2X” or “2X points” on your second qualifying stay through December 31, 2025 means the total number of regular “base points” and promotional “bonus points” combined will equal two (2) times the base points the member would normally receive just for being an IHG One Rewards member. For example, for a one-night Qualifying Stay with a room rate of $100.00 at an IHG hotel with a 10 points per USD earn rate for base points, the member would earn 1,000 base points (10 points x $100 = 1,000 points) and an additional 1,000 promotional bonus points, for a total of 2,000 points. Earning “3X” or “3X points” on your third qualifying stay and each stay thereafter through December 31, 2025 means the total number of regular “base points” and promotional “bonus points” combined will equal three (3) times the base points the member would normally receive just for being an IHG One Rewards member. For example, for a one-night Qualifying Stay with a room rate of $100.00 at an IHG hotel with a 10 points per USD earn rate for base points, the member would earn 1,000 base points (10 points x $100 = 1,000 points) and an additional 2,000 promotional bonus points, for a total of 3,000 points. The promotional bonus points under this Promotion are calculated based solely on the base points the member is eligible to earn for a Qualifying Stay just for being an IHG One Rewards member, and any Elite status bonus points or any other bonus or promotional points the member may be eligible to receive for the same stay are not included. Bonus points earned through this Promotion are not Elite status qualifying under the IHG One Rewards program. For instance, in the first example above, the 1,000 base points would qualify for Elite status, while the additional 1,000 promotional points would not. In the second example, the 1,000 base points would qualify for Elite status, while the additional 2,000 promotional points would not.
A member’s participation in the IHG One Rewards program and this Promotion is subject to the standard IHG One Rewards Membership Terms and Conditions, which can be obtained here or by visiting ihgonerewards.com. IHG One Rewards benefits are generally available at all IHG® Hotels & Resorts and other partner hotels participating in the program, with exceptions for the following brands:
- Six Senses® Hotels Resorts Spas: IHG One Rewards points may be earned or redeemed for stays but other benefits may not be available. (Note some hotels do not participate in IHG One Rewards.)
- Iberostar Beachfront Resorts: Members can now earn and redeem IHG One Rewards points for Reward Nights at participating Iberostar Beachfront Resorts. (The portfolio of Iberostar Beachfront Resorts excludes any interests in Cuba.)
See the IHG One Rewards Membership Terms and Conditions for details on program benefits and restrictions.
IHG may withdraw points from a member’s account if they were deposited into the member’s account in error and may revoke all points in a member’s account if the member abuses the IHG One Rewards program, including but not limited to abuse of the point redemption process. IHG expressly reserves the right to remove a member’s points, downgrade their status, or cancel their account if fraudulent activity in connection with the Promotion is detected, and any fraudulent or other prohibited activity relating to a member’s account, this Promotion, restricted rate offerings, or the IHG One Rewards program is subject to the IHG One Rewards Membership Terms and Conditions, including any of the identified actions that may be taken in response to such activity. To the extent permitted by applicable law, IHG’s interpretation of the scope and application of the Promotion and these Terms and Conditions will control, and IHG also reserves the right to cancel, suspend and/or modify the Promotion. This Promotion is valid only for those who are eligible to participate and who registered for the Promotion, and such eligibility or participation cannot be transferred or conveyed. Any inquiries concerning this Promotion must be made by February 28, 2026.
