UOB Lady’s Solitaire Card lowering monthly cap, adding category cap on bonus categories

UOB Lady’s Solitaire Card has announced two new monthly caps on bonus miles that can be earned on the card.

Note: This change only affects the UOB Lady’s Solitaire card. The other 3 versions (UOB Lady’s Debit, UOB Lady’s and UOB Lady’s Solitaire Metal cards) are not affected.

Key features of the UOB Lady’s Solitaire Card

Before we look at the changes, here’s a quick recap on the key existing features of the UOB Lady’s Solitaire card:

• Min. annual income: S$120,000
• Annual fee: S$414.20
• Key benefit: Earn 4 mpd on two chosen bonus categories, capped with a combined total of S$2,000 per calendar month (changing soon)
• Bonus categories to choose from:
  • Beauty & Wellness (e.g. cosmetic stores, hair salons, spas)
  • Fashion (e.g. clothing, shoes stores)
  • Dining (e.g. restaurants, food delivery)
  • Family (e.g. supermarkets, children clothing stores)
  • Travel (e.g. flights, hotels, duty-free stores)
  • Transport (e.g. public transport, taxi, petrol)
  • Entertainment (e.g. bars, night clubs, cinemas)

From 1 Aug 2025, UOB Lady’s Solitaire cardholders will have a lower monthly cap of S$1,500 (from S$2,000) to earn 4 miles per dollar on their two chosen categories.

On top of that, there will be a new category cap of just S$750 per calendar month. This would likely hurt cardholders most, especially as it is one of very few Singapore cards with a good earn rate on Flight and Hotel spending. And if you’re using the card only for Travel spending (like me), the lower-tiered version of the Lady’s card will soon be more generous with a S$1,000 cap!

Existing UOB Lady’s Solitaire cardholders may “downgrade” to the Lady’s card by contacting UOB.

💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.

UOB Lady’s

4 mpd on chosen bonus category

Apply

🎁 Sign-up bonus

+ Card Summary

More information on the

UOB Lady’s Mastercard

Suitesmile rating:

---

✍️ Short summary
This card, which is also available to men, gives you a great earn rate of 4 miles per dollar on your pre-selected bonus category, up to $1,000 per calendar month, with no minimum spending requirement.

Cardholders will only earn 0.4 mpd on other categories and spending above $1,000 per calendar month.

Cardholders can choose/change a preferred bonus category every quarter.

The 7 bonus categories available are:

1. Beauty & Wellness (e.g. cosmetic stores, hair salons, spas)
2. Fashion (e.g. clothing, shoes stores)
3. Dining (e.g. restaurants, food delivery)
4. Family (e.g. supermarkets, children clothing stores)
5. Travel (e.g. flights, hotels, duty-free stores)
6. Transport (e.g. public transport, taxi, petrol)
7. Entertainment (e.g. bars, night clubs, cinemas)

Cardholders may check existing selected bonus category by calling UOB.

---

💸 Annual fee
$196.20
(First year waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
2 years from transaction

🫱‍🫲 Transfer partners
KrisFlyer and Asia Miles

💯 Transfer ratio
1 UNI$ = 2 miles

🧮 Transfer block
5,000 UNI$ (10,000 miles)

💲Transfer fee
$27 per transfer

🤗 Points pooling
UNI$ from this card can be combined with those from other UOB cards and transferred out together at once.

❓How/When points are credited
Earn 1 base UNI$ per $5 dollar spent, plus 9 bonus UNI$ for eligible transactions on the bonus category (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.

📜 Terms & conditions

📜 Chosen Category MCCs and FAQs

UOB Lady’s Solitaire Card terms and conditions

Here are the revised terms and conditions of the UOB Lady’s Cards: