Great Deal: Get up to 1.5% cashback & zero FX fees with a Mari credit card

MariBank has announced an extension of its credit card promo for foreign currency or overseas spending in the coming months.

Key points to note

• Offer period: 1 Mar till 30 Jun 31 Dec 2025 (extended)
• Qualifying transactions: Overseas in-person, online or Google Pay/Apple Pay
• Bonus cashback tiers:
  • Get 1% cashback on foreign currency spending under S$1,000 per calendar month
  • Get 1.5% cashback on foreign currency spending when you spend above S$1,000 per calendar month (capped at S$1,500 spending)
• Cashback cap: S$22.50 per calendar month (max. S$1,500 spending per month)
• Zero FX fee: Bonus cashback is on top of the 3% cashback offered for foreign currency spending, which is cancelled out by the 3% FX fee on this card
• Cashback will be credited by the end of the calendar month after the qualifying month
• When determining total spending for the month, MariBank looks at your transaction date

Mari Credit Card

Get 1.5% cashback on almost everything, no FX fees

Apply

(Apply with code: 6JAC91WK)

More information

Key details of the Mari Credit Card

Ease of use ^{A rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.}:
Minimum annual income: S$15,000 – S$30,000 ^{S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above.}
Annual fee: No annual fee, ever

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 Get 1.5% cashback on foreign transactions, up to S$1,500 per calendar month (till 31 Dec 2026)
 No minimum spending
 No foreign transaction fees

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⚠️ Low earn rates on local and Shopee spending (spend with better cashback cards instead)
• 1.5% cashback on local spending
• 1.5% coins on Shopee spending

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📄 Quick review

More information on the

Mari Credit Card

Suitesmile rating:

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✍️ Short summary
Mari Credit Card gives you 1.5% cashback, great foreign exchange rates with no foreign transaction fees and it does not come with an annual fee.

Cardholders can receive 1.5% cashback on any currency spending; uncapped for SGD transactions, up to S$1,500 per calendar month (till 31 Dec 2026) for foreign currency transactions. No minimum spending is required.

The existence of this card also means that the opportunity cost of using Miles credit cards for foreign currency spending is now about 4.75%, as those cards come with around 3.25% in FX fees and no cashback.

Cardholders can also earn 1.5% Shopee coins when transacting with Mari Credit Card Instant Checkout on Shopee, but there are better miles and cashback cards for Shopee spending!

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💸 Annual fee
No annual fee, ever

💼 Income requirement
S$30,000/year (aged 55 and below),
S$15,000/year (aged 56 and above)

🤑 Foreign transaction fee
No foreign transaction fee

❓How/When cashback is credited
Cashback amount is credited into the card immediately when the transactions post.

📜 Terms & conditions

🎁 Sign-up bonusGet S$30 cashback after spending at least S$300 within 30 days from card approval date.

Plus, get a S$50 Shopee voucher pack when you use Mari Credit Card Instant Checkout on Shopee.

Use code 6JAC91WK when signing up.

Is this a good deal?

The bar for a good card for foreign currency spending is currently set by the Trust Cashback card, which offers zero FX fee + 1% unlimited cashback as an evergreen card benefit. But with this Mari Card promo, the bar is slightly raised to 1.5% cashback, but only when accumulating S$1,000 to S$1,500 of foreign currency spending per month.

As a reminder, Mari credit card is one of only 3 useful credit cards in Singapore that has zero annual fees.

This deal should give you even fewer reasons to use a miles card for foreign currency spending, other than:

• Amaze + Citi Rewards

Related: Best miles & cashback cards for foreign currency spending

Psst...check out the latest credit card sign-up promos for July 2026:

Citibank S$430 cash 🔥Citibank | or 16k miles › HSBC S$400 cash 🔥HSBC | or 20k miles › OCBC S$420 cash 🔥OCBC | or S$450 Grab voucher › DBS S$320 cashDBS | or S$375 Grab vouchers › CIMB Samsonite + S$50 cashCIMB › View all banks ›

Terms and conditions

MariBank shared the following terms and conditions for this promo:

Sign up bonus

Mari Credit Card is also offering $30 cashback as a sign-up bonus, with a minimum spending of $300 within 30 days from card approval date. This offer runs from 1 Feb till 31 Dec 2025. Read the terms and conditions here.

I’ve also been a Mari savings account customer for a few months now, as I like the fuss-free high interest rates (credited daily) on an SDIC-insured deposit account.

Don’t have a Mari Credit Card or Savings account yet? Sign up using my referral code: 6JAC91WK