The Maybank FC Barcelona card has been one of the most powerful entry-level cards in Singapore as it offers 1.6% cashback on almost everything.
This card is currently listed among the best miles/cashback cards for:
- Utilities (affected soon)
- Hospital/Clinic (affected soon)
- School Fees (affected soon)
- General Spending
- Public Transport
Unfortunately, this will soon change.
Cashback dropped to 0.3%
From 1 Jul 2025, cashback for transactions with the following Merchant Category Codes (MCCs) will drop from 1.6% to just 0.3% (still uncapped).
Related: How to Check MCC Before You Pay
| Categories | MCC |
|---|---|
| Utilities | 4900 |
| Hospitals, Medical, Pharmacy | 8062, 4119, 5047, 5122, 5912, 5975, 5976, 8011, 8021, 8031, 8041, 8042, 8043, 8049, 8050,8071, 8099 |
| Educational Institutions, Schools | 8211, 8220, 8241, 8244, 8249, 8299 |
| Business Services (Not elsewhere classified) | 7399 |
| Real Estate Agents and Managers – Rentals | 6513 |
💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.

