UOB is running a promo for selected overseas spending categories in the coming weeks.
This is a similar deal to the one that was offered in Nov-Dec 2024.
Key points to note
- Promo Period: 19 May – 30 Jun 2025
- Eligibility: Principal UOB PRVI Miles cardholders (Visa, Mastercard, AMEX)
- Bonus Miles: Earn 5 miles per dollar on Dining and Shopping spend overseas (online shopping not counted)
- Bonus Cap: 8,000 miles (UNI$ 4,000)
- Spending Cap (IDR, MYR, THB, VND): S$4,000
- Spending Cap (other currencies): S$3,077
- Minimum Spend: $1,500 in overseas Dining and Shopping spend throughout the entire promo period
- Bonus Miles Crediting: Within two months after promo period (by 31 Aug 2025)
- SMS Registration: Send
PMX <Last 4 alphanumeric characters of your NRIC or Passport Number>to 77862
Fulfilled by SingSaver
Reward
S$95 cash
✅ Be a new credit cardholder of the bank
✅ Apply by 31 Aug 2026
✅ Spend at least S$500 within 30 days after card approval date
✅ Submit rewards redemption form that you receive via email (from SingSaver)
Get 4 free airport lounge visits per year, earn 1.4 mpd on local spending and 2.4 – 3 mpd on foreign currencies
Card details
Key details of the UOB PRVI Miles Card
Card rating :
Ease of use :
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000
• Foreigner: S$40,000Annual fee: S$261.60 (first year waived; request waiver every year)
Get 4 free airport lounge visits per calendar year
No minimum spending
Uncapped earn rates
⚠️ Low earn rates (spend with 4 mpd cards instead):
• 1.4 mpd on local spending
• 2.4 – 3 mpd on foreign currency spending ⚠️ S$5 earning block
⚠️ 2-year miles expiry term
⚠️ Only 2 useful miles transfer partners
⚠️ 3.25% foreign transaction fee
Qualifying spending categories
Only transactions with one of these merchant category codes (MCCs) qualify for this promo.
Also note that all transactions must be paid in-person and overseas.
Related: How to check MCC before you pay
Overseas Dining
| MCC | Description |
|---|---|
| 5441 | Candy, Nut, and Confectionary Stores |
| 5451 | Dairy Product Stores |
| 5462 | Bakeries |
| 5499 | Miscellaneous Food Stores — Convenience Stores and Specialty Markets |
| 5812 | Eating Places and Restaurants |
| 5813 | Drinking Places (Alcoholic Beverages) — Bars, Taverns, Nightclubs, Cocktail Lounges, and Discotheques |
| 5814 | Quick Payment Service — Fast Food Restaurants |
| 5912 | Drug Stores and Pharmacies |
| 5921 | Package Stores — Beer, Wine, and Liquor |
Overseas Shopping
| MCC | Description |
|---|---|
| 5309 | Duty Free Stores |
| 5310 | Discount Store |
| 5311 | Department Stores |
| 5331 | Variety Stores |
| 5399 | Miscellaneous General Merchandise |
| 5611 | Men’s & Boys’ Clothing and Accessory Stores |
| 5621 | Women’s Ready-to-Wear Stores |
| 5631 | Women’s Accessory and Specialty Stores |
| 5641 | Children’s and Infants’ Wear Stores |
| 5651 | Family Clothing Stores |
| 5655 | Sports and Riding Apparel Stores |
| 5661 | Shoe Stores |
| 5681 | Furriers & Fur Shops |
| 5691 | Men’s and Women’s Clothing Stores |
| 5697 | Tailors, Seamstresses, Mending, Alterations |
| 5698 | Wig & Toupee Shops |
| 5699 | Miscellaneous Apparel and Accessory Stores |
| 5732 | Electronics Stores |
| 5733 | Music Stores — Musical Instruments, Pianos, and Sheet Music |
| 5735 | Record Stores |
| 5941 | Sporting Goods Stores |
| 5942 | Book Stores |
| 5943 | Stationery, Office and School Supply Stores |
| 5944 | Jewelry, Watch, Clock, and Silverware Stores |
| 5945 | Hobby, Toy and Game Stores |
| 5946 | Camera and Photographic Supply Stores |
| 5947 | Gift, Card, Novelty, and Souvenir Stores |
| 5948 | Luggage and Leather Goods Stores |
| 5949 | Sewing, Needlework, Fabric, and Piece Good Stores |
| 5950 | Glassware and Crystal Stores |
| 5970 | Artist Supply and Craft Stores |
| 5971 | Art Dealers and Galleries |
| 5977 | Cosmetic Stores |
| 5993 | Cigar Stores & Stands |
| 5994 | News Dealers & Newsstands |
| 5999 | Miscellaneous & Specialty Retail Stores |
Is this a good offer?
The UOB PRVI Miles card makes all the right headlines and may appear as a great miles card to newbies, at first glance. However, comparing against other good cards for general and foreign currency spending, cardholders who are unaware may find some nasty surprises hidden in the T&Cs:
❌ 3.25% foreign currency fee
❌ Higher-than-usual annual fee (S$261.60)
❌ Annual fee payments do not come with any miles (except AMEX version)
❌ Miles expire after 2 years
❌ Only 2 transfer partners (with lengthy transfer duration to Asia Miles)
❌ S$5 earning blocks (you get zero miles for all transactions under S$5)
With that out of the way, the PRVI Miles card can be useful for occasional promos like this one, but only if you’re spending at least S$1,500 on overseas dining and shopping, and have maxed out other better cards below (which are also useful for other spending categories).
Related: Best cards for foreign currency spending
Note: The table below includes the opportunity cost of not using the Trust Cashback card, which gives you 1% cashback and zero FX fees on everything, with no cap.
| Chocolate Card | No foreign currency fee + 2 mpd • Up to $1,000 per calendar month • No annual fee, ever Cost per mile: 0.5 cents |
| Amaze + Citi Rewards | 4 mpd • Non-travel spending only (i.e. no flight/hotel bookings) • Up to $1,000 per statement month • 2.5% FX loss (estimated) Cost per mile: 0.8 cents |
| UOB PRVI Miles | 5 mpd (dining & shopping only) • 3.25% FX fee Cost per mile: 0.85 cents |
Terms and conditions
Here are the terms and conditions of this promotion:
