Citi Prestige Card has announced upcoming changes to some of its card benefits, with effect from 1 Jul 2025.
Airport Lounge Access
At the moment, Citi Prestige principal cardholders can enjoy unlimited airport lounge access, plus 1 guest. From 1 Jul 2025, this will drop to 12 visits per calendar year, including guest visits.
Every cardholder will have 12 lounge entitlements from 1 Jul till 31 Dec 2025, and another 12 from 1 Jan till 31 Dec 2026.
Unused lounge entitlement will expire on 31 December every year.
Cardholders can track their history of lounge visits in the Priority pass mobile app.
Related: Best cards for free airport lounge access
Annual fee
From 1 Jul 2025, the annual fee on this card will be revised from $545 to $651.82 per year (incl. GST). Cardholders will pay this new annual fee on their next card anniversary after this date.
The ~$107 increment of annual fee also comes with 7,000 more miles, which I value around the same. So, this shouldn’t be a big deal to most. At the moment, cardholders receive 25k miles every year for paying the annual fee. This will be revised to 32k miles (80k points) per year.
Is the Citi Prestige card still worth keeping?
It’s really not difficult to calculate if this card is worth it to you.
Step 1: Calculate how much annual miles are worth to you
From 1 Jul 2025, Citi Prestige cardholders will receive 32k miles every year with annual fee payment of ~$652. The value of this depends on how much you value each Citi mile (which are ultra flexible):
- 1 cent: $320
- 1.2 cents: $384
- 1.5 cents: $480
- 1.8 cents: $576
- 2 cents: $640
Step 2: Find out the gap between annual fee and annual miles
As the new annual fee is ~$652, here’s the gap based on your Citi miles valuation:
- 1 cent: $332
- 1.2 cents: $268
- 1.5 cents: $172
- 1.8 cents: $76
- 2 cents: $12
Step 3: Check if Citi Prestige benefits outsize the gap
As I value Citi miles at 1.8 cents per mile, I know that I’d receive $576 in value every year without even using the card. While it sucks to lose unlimited lounge access, it’s not difficult for me to extract $76 worth of benefits from the card every year, based on my travel pattern.
For someone who values Citi miles at 1 cent per mile, the $332 gap can be too large to justify the annual fee.
Related: What Type of Traveller are you? Is your Travel Pattern a Good Fit for the Miles Game?
Other Citi Prestige benefits
Other Citi Prestige benefits like earn rates, non-expiring points and 4th night free on hotel stays remain unchanged. Here’s a quick look at the current card benefits.
💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.
Citi Prestige
12 free airport lounge visits per year, 4th night free on hotel bookings
Frequently Asked Questions
Citibank shared the following set of FAQs regarding this change.
prestige-product-faq
Have you seen the amount of aircrew (SQ & Scoot) that abuse this privilege before and after flight? Atrocious. Now everyone suffers.