Nerfed: UOB One Account lowering interest rates to 3.3% p.a.

by

UOB will be cutting interest rates on the UOB One Account to “align with long-term interest rate environment expectations”.

Revised UOB One Account interest rates

From 1 May 2025, here’s a breakdown of total interest per annum that an account holder can earn, upon meeting the qualifying criteria (which will remain unchanged):

Account
Balance		Spend
min. $500
AND
make 3 GIRO
transactions		Spend
min. $500
AND
credit salary
First $75,0002%
1.5%		3%
2.3%
Next $50,0003%
2.5%		4.5%
3.8%
Next $25,0000.05%
(no change)		6%
5.3%
Max. interest2.4%
1.9%
(first $125k)		4%
3.3%
(first $150k)
Above $150,0000.05%
(no change)		0.05%
(no change)
✈️ Join over 18,000 Suitesmile subscribers
on Telegram, to be the first to know about
the next travel deals and hacks.
It's FREE! :)
Subscribe

Revision notice

revision-of-interest-rates-for-uob-one-account
Avatar photo

Fai

Founder & Writer at Suitesmile

Suites and miles make me smile :)

Fai has been travel hacking for over a decade, visiting 50+ countries through high-value redemptions of miles and points and helping readers save thousands on travel, including in Business and First Class flights and luxury hotels. As a recognized expert, his insights have been featured in major media publications like Channel News Asia and The Straits Times.

All reviews and recommendations come from Fai's own credit card use, travels and research, with rare sponsored articles clearly disclosed.

Check out Fai's latest travel videos through Instagram Story highlights or find out more about Fai and how Suitesmile began.

P.S. Many travel hacks and deals never made it to the mainstream audience. Join over 7,000 savvy travel hackers in the Suitesmile Chat Telegram group (it's 100% free!).

Related posts

  1. UOB One Account Nerf: Interest Rate Dropping to 2.5% p.a.
    Just 4 months after the previous UOB One Account nerf, another huge cut, from 3.3% to 2.5%, is coming on...
  2. Nerfed: DBS Woman’s World lowering monthly bonus cap to S$1,000
    From 1 Aug 2025, DBS Woman's World's monthly cap to earn 4 mpd will drop from S$1,500 to S$1,000 per...
  3. Nerfed: KrisFlyer UOB card hiking SIA min. spend, dropping bonus earn rate
    From 1 Jun 2025, the bonus earn rate on everyday spending categories and Online Travel will be dropped from 3...
  4. UOB Lady’s Solitaire Card lowering monthly cap, adding category cap on bonus categories
    From 1 Aug 2025, UOB Lady's Solitaire cardholders will see negative changes to their card benefits, in a way making...

Leave a Comment