Nerfed: Mari Credit Card to stop awarding unlimited 5% cashback coins on Shopee

MariBank updated its terms and conditions for the Mari Credit Card today, to include an end date to the 5% Unlimited Shopee Coins Promotion: 23 January 2025.

Key features of Mari card

Here’s a quick look at the key features of the card:

4.5Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.

Mari Credit Card

Get 1.5% cashback on almost everything, no FX fees

Apply

(Apply with code: 6JAC91WK)

Card details

Key details of the Mari Credit Card

Card rating ^{Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.}:
Ease of use ^{A rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.}:
Minimum annual income: S$15,000-S$30,000 ^{S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above.}
Annual fee: No annual fee, ever

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 Get 1.5% cashback on foreign transactions, up to S$1,500 per calendar month (till 31 Dec 2027)
 No minimum spending
 No foreign transaction fees

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Low earn rates on local and Shopee spending (spend with better cashback cards instead)
• 1.5% cashback on local spending
• 1.5% coins on Shopee spending

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📄 Quick review

More information on the

Mari Credit Card

Suitesmile rating:

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✍️ Short summary
Mari Credit Card gives you 1.5% cashback, great foreign exchange rates with no foreign transaction fees and it does not come with an annual fee.

Cardholders can receive 1.5% cashback on any currency spending; uncapped for SGD transactions, up to S$1,500 per calendar month (till 31 Dec 2027) for foreign currency transactions. No minimum spending is required.

The existence of this card also means that the opportunity cost of using Miles credit cards (other than the newly-revamped Trust Freedom Card) for foreign currency spending is now about 4.75%, as those cards come with around 3.25% in FX fees and no cashback.

Cardholders can also earn 1.5% Shopee coins when transacting with Mari Credit Card Instant Checkout on Shopee, but there are better miles and cashback cards for Shopee spending!

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💸 Annual fee
No annual fee, ever

💼 Income requirement
S$30,000/year (aged 55 and below),
S$15,000/year (aged 56 and above)

🤑 Foreign transaction fee
No foreign transaction fee

❓How/When cashback is credited
Cashback amount is credited into the card immediately when the transactions post.

📜 Terms & conditions

🎁 Sign-up bonusGet S$30 cashback after spending at least S$300 within 30 days from card approval date.

Plus, get a S$50 Shopee voucher pack when you use Mari Credit Card Instant Checkout on Shopee.

Use code 6JAC91WK when signing up.

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Is the Mari Card still good?

It’s unfortunate that MariBank, which is owned by Sea Group, which also owns Shopee, is removing the key selling point of the Mari card. I can only hope that there’s a replacement offer in the works, from 24 Jan 2025 onwards. There must be one, surely!

Without this promotion, the Mari card will continue to be one of the top General Spending (SGD only) cards in Singapore. This is due to the 1.7% cashback rate, and zero annual fee.

Mari cardholders can also receive 3% cashback on foreign currency spending until 31 Dec 2025, but it comes with a 3% FX fee which cancels out this “promo”. There are many better cards for foreign currency spending.

Check out the latest credit card sign-up promos for October 2026:

Citibank S$450 cash Citibank | or 16k miles › HSBC S$500 cash HSBC | or 20k miles › OCBC S$300 cash + S$100 GrabOCBC | or S$420 Shopee vouchers › DBS S$320 cashDBS | or S$350 Shopee vouchers › Trust Up to 100k milesTrust | or scratch card up to US$8,000 › View all banks ›

Updated terms and conditions

Here’s the updated terms and conditions for the 5% Unlimited Shopee Coins Promotion: