Deal: Earn 3.2 mpd on Flights and Foreign Currency spending with the Maybank Horizon card

From 1 Nov 2024 till 31 Jan 2025, Maybank Horizon Visa Signature cardholders can earn +0.4 mpd (total 3.2 mpd) on:

Air Tickets (capped at S$10k/month)
Foreign Currency (no cap)

✍️ Spend at least S$800 per calendar month to qualify, no registration required.

📄 Offer page

Terms & Conditions:

8x-travel-tnc

Best Maybank cards

Below, you’ll find mini reviews of the best Maybank credit cards.

These cards are also featured in Suitesmile’s lists of the best cards in Singapore for:

Online Shopping	• Maybank Family & Friends
Dining	• Maybank Family & Friends
Groceries	• Maybank Family & Friends
Foreign Currency	• Maybank World • Maybank Horizon
Flights	• Maybank World • Maybank Horizon
Hotels	• Maybank World • Maybank Horizon
Utilities	• Maybank FC Barcelona • Maybank Man Utd
Fuel	• Maybank World
General Spending	• Maybank FC Barcelona
Hospital/Clinic	• Maybank World • Maybank FC Barcelona • Maybank Man Utd
School Fees	• Maybank World • Maybank FC Barcelona • Maybank Horizon • Maybank Man Utd
Large Purchases	• Maybank World • Maybank Horizon

💡 Click on the + Card Summary buttons below to view the key details of each card.

Maybank FC Barcelona

Get unlimited 1.6% cashback, incl. Utilities, Hospital, School Fees

Apply

🎁 Sign-up bonus

+ Card Summary

More information on the

Maybank FC Barcelona Visa

Suitesmile rating:

✍️ Short summary
This card gives you unlimited 1.6% cashback on almost everything, including spending categories that are commonly excluded by most credit cards in Singapore.

This includes Utilities, Hospital Bills and School Fees.

💸 Annual fee
$130.80
(First 2 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

❓How/When cashback is credited
Cashback amount is credited into the card at the end of the following month, after the spending is posted in the card account.

📜 Terms & conditions

Maybank World

Earn uncapped 2.8 – 3.2 mpd on foreign currency spending

Apply

🎁 Sign-up bonus

+ Card Summary

More information on the

Maybank World Mastercard

Suitesmile rating:

✍️ Short summary
Earn uncapped 2.8 miles per dollar on foreign currency spending, when you spend at least $800 per calendar month on the card (in any currency).

Earn uncapped 3.2 miles per dollar on foreign currency spending, when you spend at least $4,000 per calendar month on the card (in any currency).

Cardholders can also earn uncapped 4 miles per dollar on fuel spending. Given the high amount of cashback (over 20%) that you can get with other cards, this card is best used at Sinopec fuel stations, where all members get between 20% to 23% fuel discounts, regardless of the type of card used.

On top of that cardholders can also receive 4 mpd on non-fuel purchases at the fuel station.

Cardholders also get 4 mpd at selected merchants.

All other transactions earn just 0.4 mpd.

Miles/Points earned on this card are pretty flexible, as they do not expire. Holding other Maybank cards? Having this card will also remove the expiry term of miles/points earned on all your other Maybank cards!

💸 Annual fee
$261.60
(First year waived)

💼 Income requirement
$80,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
Points earned on this card never expire!

🫱‍🫲 Transfer partners
Krisflyer, Asia Miles and Enrich

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
KrisFlyer: 12,500 points (5,000 miles)
Asia Miles: 5,000 (2,000 miles)
Enrich: 2,500 (1,000 miles)

💲Transfer fee
No transfer fee!

🤗 Points pooling
Points from this card can be combined with those from other Maybank cards and transferred out together at once.

❓How points are credited
Earn 5 base point per $5 dollar spent, plus 45 bonus points for eligible online transactions (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.

📜 Terms & conditions

Maybank Horizon

Earn 2.8 mpd on flights and foreign currency spending

Apply

🎁 Sign-up bonus

+ Card Summary

More information on the

Maybank Horizon Visa Signature Card

Suitesmile rating:

✍️ Short summary
Cardholders can receive an uncapped earn rate of 2.8 miles per dollar on foreign currency transactions, when spending at least $800 per calendar month.

On top of that, cardholders can also receive 2.8 miles per dollar on flight bookings, when spending at least $800 per calendar month. However, this bonus earn rate is capped at $10,000 per calendar month.

Other whitelisted transactions in SGD earn 1.2 mpd, and non-whitelisted ones just 0.24 mpd.

Miles earned on this card expire after just 1 year, and can only be transferred to 3 Frequent Flyer Programs. Because of its poor flexibility and minimum spending requirement, I recommend using this card only for school fees in foreign currency and more-expensive flight bookings in Singapore Dollars.

💸 Annual fee
$196.20
(First 3 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
1 year from transaction

🫱‍🫲 Transfer partners
Krisflyer, Asia Miles and Enrich

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer blocks
KrisFlyer: 12,500 points (5,000 miles)
Asia Miles: 5,000 (2,000 miles)
Enrich: 2,500 (1,000 miles)

💲Transfer fee
$27.25 per transfer

🤗 Points pooling
Points from this card can be combined with those from other Maybank cards and transferred out together at once.

❓How points are credited
Earn 5 base point per $5 dollar spent, plus 45 bonus points for eligible online transactions (equivalent to 3.2 mpd in total).

📜 Terms & conditions

Maybank Family & Friends

Get 8% cashback on chosen categories

Apply

🎁 Sign-up bonus

+ Card Summary

More information on the

Maybank Family & Friends Mastercard

Suitesmile rating:

✍️ Short summary
This card gives you a strong 8% cashback on chosen spending categories, if you spend at least $800 (in SGD or foreign currency) on the card in a calendar month. Cashback is capped at $25 per category ($312.50 worth of spending) and $150 in total ($1,875 worth of spending).

Cardholders can choose 5 bonus categories (via Maybank’s TREATS SG app) from a list of 10:

Groceries (default)
Transport (default)
Dining & Food Delivery (default)
Retail & Pets (default)
Data Communication & Online TV Streaming (default)
Online Shopping
Entertainment
Pharmacy
Sports & Sports Apparels
Beauty & Wellness

Additional Bonus Category
Cardholders can also earn an additional 8% cashback on eligible purchases made in Malaysian Ringgit or Indonesian Rupiah, but not if they fall under the cardholder’s default/selected spending categories. If a transaction overlaps with these categories and exceeds the limit of S$312.50 per month, only the amount spent beyond that limit will qualify for the bonus. Cashback earned in this category is also capped at $25 per calendar month.

Pro tip: Can’t meet the $800 monthly spending requirement? You can purchase supermarket vouchers in store to make up the difference. These voucher purchases will be eligible for 8% cashback and can be used for grocery shopping in future.

Get just 0.3% cashback for other spending categories.

💸 Annual fee
$196.20
(First 3 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

❓When cashback is credited
Cashback amount is credited into the card at the end of the statement month.

📜 Terms & conditions

Maybank Manchester United

Get 2 mpd + 3% cashback on almost everything when Man Utd wins

Apply

🎁 Sign-up bonus

+ Card Summary

More information on the

Maybank Manchester United Platinum Visa Card

Suitesmile rating:

✍️ Short summary
Earn 2 miles per dollar (uncapped) + 3% cashback (up to $1,000 worth of spending per calendar month) on almost everything, on days when Manchester United wins an English Premier League match.

To get the above earn rate and cashback, transactions have to be made during the United Kingdom day that the team wins an EPL match. All transactions made from 0000 hours to 2359 hours Singapore time on that day will receive this bonus earn rate.

This bonus earn rate is a little tricky to guarantee, especially when most matches end close to or after midnight Singapore time.

Click here to view Manchester United’s EPL fixtures. Take note that EPL seasons usually run from August to May.

This bonus earn rate is especially useful for spending categories that are usually excluded from earning miles/cashback on other cards. This includes School Fees and Utilities.

Get just 0.4 mpd + 1% cashback on all other days.

💸 Annual fee
$87.20
(First 2 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
1 year from transaction

🫱‍🫲 Transfer partners
Krisflyer, Asia Miles and Enrich

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
KrisFlyer: 25,000 points (10,000 miles)
Asia Miles & Enrich: 12,500 (5,000 miles)

💲Transfer fee
$27.25 per transfer

🤗 Points pooling
Points from this card can be combined with those from other Maybank cards and transferred out together at once.

❓How points are credited
Earn 5 base point per $5 dollar spent, plus 20 bonus points for eligible transactions on a Man Utd winning day (equivalent to 2 mpd in total).

❓When cashback is credited
Cashback amount is credited into the card at the end of the following month.

📜 Terms & conditions

Best Maybank cards

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