Buy IHG Points at a Discount in November 2024

Redeem IHG points for a stay at Hotel Indigo Milan – Corso Monforte (read my review)

Buy IHG points to stay in over 6,000 hotels around the world at a discount!

❤ Suitesmile only shares Miles/Points offers that are available through official channels, in line with each loyalty program’s terms and conditions.

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Current promotion to buy IHG points

There is no offer at the moment, and the next one is expected in November 2024.

However, if you need IHG points urgently, you may still purchase them for 1 cent each.

Things to note about IHG points

  • IHG One Rewards members can usually buy points for 1 cent each*, before any bonuses or discounts
  • IHG points do not expire as long as there is account activity every 12 months.
  • Each member can purchase up to 150,000 IHG points annually, pre-bonus. This annual limit is sometimes increased to 250,000.

*When purchasing at least 26,000 points (pre-bonus). Purchasing 25,000 points or fewer (pre-bonus) comes with a higher price of 1.15 cents per point.

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Previous IHG points offers

Here’s a quick look at the recent history of IHG points sales:

PeriodPrice
per Point
(in USD)
Offer TypeMinimum
Points
(incl. bonus)
Annual
Limit
(incl. bonus)
Nov to
Dec 2023
0.5 cents100% bonus,
higher limit
10,000500,000
Jan to
Feb 2024
0.5 cents100% bonus10,000300,000
Apr to
Jun 2024
0.56 cents80% bonus,
higher limit
9,000450,000
Jun 20240.5 cents100% bonus,
higher limit
10,000500,000
Jul to
Sep 2024
0.5 cents100% bonus,
higher limit
10,000500,000
Sep to
Oct 2024
0.5 cents100% bonus52,000300,000
Oct to
Nov 2024
0.56 cents80% bonus,
higher limit
9,000270,000

Is this a good deal to buy IHG points?

Unlike other hotel loyalty programs, IHG has been very consistent with its points sales.

Historically, the best IHG points sales are those labelled “100% bonus”.

Best ways to redeem IHG points

Because IHG One Rewards adopts dynamic award pricing, it is not easy to predict how each hotel’s reward rate would fluctuate.

I recommend checking the typical reward rate of the hotel that you like on ihg.com, then, calculate whether it is cheaper to stay on points or cash.

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Things to consider before buying IHG points

Because of how consistent IHG’s points sales are, there is no need to purchase these points if you do not plan to use them in the next few months.

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Best credit cards for buying IHG points

Singapore-based readers may use one of the following cards to receive maximum rewards/savings when buying IHG points in a foreign currency.

Note: Miles/Points purchases are processed by points.com, which falls under MCC 7399 (Business Services Not Elsewhere Classified). This is NOT a travel-related spending, and should get you bonus miles/cashback with Citi cards.

Amaze +
Citi Rewards
4 mpd
• Up to $1,000 per statement month
• 2.5% FX loss (estimated)
Citi SMRT5% cashback
• Min. spend $500 per statement month
• Up to $12,000 per card membership year
• 3.25% FX fee
Trust
Cashback
No foreign currency fee
+ 1% cashback
• No annual fee, ever
UOB Visa
Signature
4 mpd
• Min. spend $1,000 per statement month
• Up to $2,000 per statement month
• 3.25% FX fee
Citi
PremierMiles
2.2 mpd
• 3.25% FX fee
Maybank
World
2.8 – 3.2 mpd
• Min. spend $800 per calendar month for 2.8 mpd
• Min. spend $4,000 per calendar month for 3.2 mpd
• 3.25% FX fee
Maybank
Horizon
2.8 mpd
• Min. spend $800 per calendar month
• 3.25% FX fee
FAQ: Can I get bonus points when using the UOB Lady's, HSBC Revolution or DBS Woman's World cards?
No, you will not receive bonus points when paying with these cards.

Miles/Points purchases are processed by points.com, which falls under MCC 7399 (Business Services Not Elsewhere Classified).

UOB Lady’s:
As this is not a Travel spending, cardholders will not receive bonus points if the Travel category (or any other category) is selected.

HSBC Revolution:
Cardholders will not receive bonus points for MCC 7399, as it does not fall under the list of whitelisted MCCs, as described in the card’s terms and conditions.

DBS Woman’s World:
Cardholders will not receive bonus points for MCC 7399 as it is an exclusion, as stated in the card’s terms and conditions.

Citi Rewards

Earn 4 mpd on online spending, except travel-related

+ Card Summary

Citi SMRT

Get 5% cashback on online spending, groceries and transportation

+ Card Summary

Trust Cashback

Get great rates, 1% cashback and unlimited free overseas ATM cash withdrawals

🎁 Sign-up bonus

+ Card Summary

UOB Visa Signature

Earn 4 mpd on foreign currency and/or contactless spending

+ Card Summary

Citi PremierMiles

Earn 1.2 mpd on local spend, 2.2 mpd on foreign currency

+ Card Summary

Maybank World

Earn uncapped 2.8 – 3.2 mpd on foreign currency spending

+ Card Summary

Maybank Horizon

Earn 2.8 mpd on flights and foreign currency spending

+ Card Summary

Buy miles and points from other loyalty programs

Click here to buy miles and points from other loyalty programs like Marriott Bonvoy and World of Hyatt.

6 thoughts on “Buy IHG Points at a Discount in November 2024”

  1. Could I confirm that purchasing IHG points really earns 4 mpd with Citi Rewards as I understand travel-related expenses are excluded?

    Reply
    • Unless if something changed very recently, Citi Rewards should still get you 4 mpd. Points.com transactions are NOT travel transactions. They fall under MCC 7399 (Business Services Not Elsewhere Classified).

      Reply

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