Which cards are in my wallet? (Jan 2020)

ADVERTISEMENT


facebook link20200116.jpg

Being in the Miles Game means occasionally changing the content of your wallet for the maximum amount of miles/points with the least amount of fees. We have an updated page of the best cards for each spending category. I frequently take advantage of credit card sign-up bonuses for free cash and miles and am holding a total of 18 credit cards as of today. I’ve been doing it for many years and never had a long-term negative impact on my credit score as I regularly cancel those that I do not use.

In this article, I will be sharing those that I actually use regularly, ranked according to importance.

Note: “MPD” refers to Miles per dollar and “PPD” refers to Points per dollar.



citi-prestige.jpg

Citibank Prestige

– Stay 4 nights at any hotel worldwide and get 1 night refunded.
– Unlimited complimentary worldwide Priority Pass airport lounge access for 2.



uob-one.jpg

UOB One

– 10% cash back for topping up GrabPay balance.



citi-rewards.jpg

Citibank Rewards

– 4 MPD for topping up GrabPay balance.



grab.jpg

GrabPay (Prepaid)

– 10 PPD for SGD & foreign currency spending.



revolut.jpg

Revolut

(Prepaid)

– Free overseas cash withdrawal up to $350.



youtrip.jpg

YouTrip

(Prepaid)

– Flat $5 fee for overseas cash withdrawal of larger amounts.



ocbc-90n.jpg

OCBC 90°N

– 8 MPD on Agoda, Expedia and Airbnb.



amex-krisflyerascend.jpg

American Express Krisflyer Ascend

– For the occasional AMEX promotions.

Having multiple credit cards can be overwhelming. I recommend using my simple credit card management sheet to keep track of the important details like statement dates and credit limits of the cards that you are holding.

Follow us on Telegram, Instagram and Facebook to receive our latest updates.

Leave a Comment

ADVERTISEMENT