Best Trust Credit Cards in Singapore

Card rating ^{Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.}:
Ease of use ^{A rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.}:
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000 ^{S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above.}
• Foreigner: S$60,000Annual fee: No annual fee, ever

 Get 0.5% cashback on foreign transactions
 No minimum spending
 Uncapped earn rates
 No foreign transaction fees

⚠️ “15% cashback” claim for chosen category is impossible to achieve
⚠️ Low earn rate of 1% cashback on local spending (spend with better cashback cards)

Card rating ^{Suitesmile's overall rating of this card (out of 5), all things considered. This includes how it compares against alternative miles/cashback cards, its annual fee, and how easy (or hard) it is to achieve the advertised benefits.}:
Ease of use ^{A rating (out of 5 stars) of how easy it is to achieve the maximum earn rate and other benefits advertised by this card.}:
Minimum annual income:• S’porean/PR: S$15,000 – S$30,000 ^{S$30,000/year if aged 55 and below; S$15,000/year if aged 56 and above.}
• Foreigner: S$60,000Annual fee: No annual fee, ever

 No foreign transaction fees
 Unlimited fee-free overseas ATM withdrawals

⚠️ “21% cashback” claim for FairPrice spending is impossible to achieve
⚠️ Low earn rate of 0.22% (spend with better cashback cards)

📄 Quick review

More information on the

Trust Link Card

Suitesmile rating:

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✍️ Short summary
This card gives you great foreign exchange rates and unlimited fee-free overseas ATM cash withdrawals. Plus, it does not come with an annual fee.

To avoid interest charges on ATM cash withdrawals, follow these easy steps:

1. Optional: Apply for the Trust Link Credit Card if you want the credit card function (use code V1WB7T8A)
2. Apply for a Trust Savings Account through the Trust app (instant approval, no minimum balance, monthly fee or lock-in period)
3. Deposit money into your Savings Account
4. Pair your Trust Link Card with your Savings Account before any ATM withdrawals (withdrawn cash amount will be automatically deducted from your Savings Account)
5. Select Savings Account on the ATM screen (i.e. not Current Account, not Credit Card, not Cash Advance) and complete your withdrawal.

The Trust Link Card comes with other unappealing benefits like 0.22% cashback on general spending and 0.5% cashback on FairPrice Group spending.

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💸 Annual fee
No annual fee, ever

💼 Income requirement
S$30,000/year (S’porean/PR aged 55 and below),
S$15,000/year (S’porean/PR aged 56 and above),
S$60,000/year (Foreigner)

🤑 Foreign currency fee
No foreign currency fee

📜 Terms & conditions

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