Best Standard Chartered Singapore Credit Cards (December 2024)

Suitesmile rating:

✍️ Short summary
This card gives you an uncapped earn rate of 4% cashback on public transport (via SimplyGo) and at selected merchants like:

• Public Transport (Bus and MRT via SimplyGo)
• McDonald’s
• KFC
• Burger King
• Ya Kun Kaya Toast
• Toast Box
• Netflix
• Spotify
• YouTube
• Disney+

Cardholders can enjoy this uncapped earn rate with no minimum spending requirement until 31 Mar 2025. From 1 Apr 2025, all transactions earn just 0.5% cashback when spending under $800 per month.

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💸 Annual fee
No annual fee
(till 6 Dec 2025, then $99.19/year)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.5%

⏰ Points expiry
Every 3 years from card opening date

🫱‍🫲 Transfer partners
KrisFlyer only

💯 Transfer ratio
3.45 points = 1 mile

🧮 Transfer block
34,500 points (10,000 miles)

💲 Transfer fee
$27.25 per transfer

🤗 Points pooling
Points from this card can be combined with those from other Standard Chartered cards and transferred out together at once.

❓ How points are credited
Earn 1.6 base points and 17.6 bonus points at selected merchants.

📜 Terms & conditions