Best Miles Credit Cards In Singapore 2026 (4 Miles Per Dollar)

Last updated on 23 January 2026

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Best Miles Credit Cards in Singapore 2025 to earn 4 Miles Per Dollar

Table of Contents

Best Miles Credit Cards to Earn 4 Miles Per Dollar

The best “Miles” cards are technically Rewards cards. These specialized cards offer earn rates of 4 miles per dollar (about 3x faster than conventional Miles cards!), but often come with monthly caps. So, the general idea is to prioritize the 4 mpd cards that suit your spending pattern, and go down the order if/when the bonus limit on 1 card is maxed out.

✈️Need inspiration? Check out my Miles & Credit Card Strategy for 2026

Earn miles rapidly at a rate of 4 mpd, on a wide range of spending categories like online shopping, in-person shopping, overseas, dining, groceries, flights, hotels, ride-hailing, public transport and more through these KINGS of Miles credit cards in Singapore.

✍️ New to Miles or Travel Hacking? Check out our Beginner’s Guide to the Miles Game

Note: None of these high-earning cards offer miles with annual fee payment. So, be sure to keep track of your card anniversary to request for an annual fee waiver every year.

Prefer cashback? See our list of the best Cashback credit cards.

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Accessibility (min. income/age requirements)
3) Ease of use (min. spending, conditions to receive max. miles/cashback)
4) Miles/Points flexibility (expiry term, transfer partners)
5) Annual fee
6) Other additional benefits

Citi Rewards	4 miles per dollar • Online only (non-Travel related) • Up to S$1,000 per statement month ✅ Online Shopping (any currency) ✅ In-Person Shopping (with Amaze linkage) ✅ Dining (with Amaze linkage) ✅ Groceries (with Amaze linkage) ✅ Overseas (with Amaze linkage) ✅ Phone Bills ✅ Fuel (with Amaze linkage) ✅ Ride-Hailing ✅ Food Delivery 📄 Read our complete review of the Citi Rewards Card
UOB Preferred Platinum	4 miles per dollar • Two bonus categories: Mobile Contactless & selected Online spending • Up to S$600 per category, per calendar month ✅ Online Shopping (any currency) ✅ In-Person Shopping ✅ Dining ✅ Groceries ✅ Hotels ✅ Overseas ✅ Food Delivery ✅ Public Transport ✅ Petrol
Maybank XL Rewards	4 miles per dollar • Selected categories only • Min. spend S$500 per calendar month • Up to S$1,000 per calendar month ✅ Online Shopping (any currency) ✅ In-Person Shopping ✅ Dining ✅ Flights ✅ Hotels ✅ Overseas ✅ Food Delivery ✅ Hospitals 📄 Read our complete review of the Maybank XL Rewards Card
DBS Woman’s World	4 miles per dollar • Online only • Up to S$1,000 per calendar month ✅ Online Shopping (any currency) ✅ Flights ✅ Hotels ✅ Food Delivery ✅ Phone Bills ✅ Ride-Hailing ✅ Hospitals
UOB Lady’s	4 miles per dollar • 1 chosen category only • Up to S$1,000 per calendar month ✅ Dining ✅ Groceries ✅ Flights ✅ Hotels ✅ Ride-Hailing ✅ Food Delivery ✅ Public Transport ✅ Petrol
UOB Visa Signature	4 miles per dollar • Contactless or Foreign Currency only • Min. spend S$1,000 per statement month • Up to S$1,200 per statement month ✅ Online Shopping (foreign currency) ✅ In-Person Shopping ✅ Dining ✅ Flights (foreign currency) ✅ Hotels ✅ Overseas ✅ Petrol
HSBC Revolution	4 miles per dollar • Selected Online categories only • Poor transfer ratio to KrisFlyer • Up to S$1,000 per calendar month • No annual fee, ever ✅ Online Shopping (any currency) ✅ Ride-Hailing 📄 Read our complete review of the HSBC Revolution Card
OCBC Rewards	4 miles per dollar • Selected merchant categories only • Up to S$1,000 per calendar month ✅ Online Shopping ✅ In-Person Shopping
UOB Lady’s Solitaire	4 miles per dollar • Two chosen categories only • Up to S$750 per category, per calendar month • S$414.20 annual fee ✅ Dining ✅ Groceries ✅ Flights ✅ Hotels ✅ Ride-Hailing ✅ Food Delivery ✅ Public Transport ✅ Petrol
UOB Lady’s Solitaire Metal	4 miles per dollar • 2 chosen categories only • Up to S$2,000 per calendar month • S$598.99 annual fee ✅ Dining ✅ Groceries ✅ Flights ✅ Hotels ✅ Ride-Hailing ✅ Food Delivery ✅ Public Transport ✅ Petrol

💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.

Citi Rewards

4 mpd on online spending

Card	Earn Rate	Transfer Partners ^{(useful ones)}	Miles Expiry	Annual Fee ^{(miles inclusion)}
Citi PremierMiles	1.2 mpd ^(SGD) 2.2 mpd ^(FCY)	9	Never expire	S$196.20 ^{(10k miles)}
HSBC TravelOne	1.2 mpd ^(SGD) 2.4 mpd ^(FCY)	7	3 years	S$196.20 ^{(12k miles)}
DBS Altitude	1.3 mpd ^(SGD) 2 mpd ^(FCY)	3	Never expire	S$196.20 ^{(10k miles)}
Standard Chartered Journey	1.3 mpd ^(SGD) 2 mpd ^(FCY)	2	Never expire	S$196.20 ^{(10k miles)}
OCBC 90°N	1.3 mpd ^(SGD) 2.1 mpd ^(FCY)	2	Never expire	S$196.20 ^{(10k miles)}
UOB PRVI Miles	1.4 mpd ^(SGD) 2.4 – 3 mpd ^(FCY)	2	2 years	S$261.60 ^{(no miles, except AMEX version)}
AMEX KrisFlyer	1.1 mpd ^(SGD) 1.1 mpd ^(FCY)	1	Automatically transferred to KrisFlyer	S$179.85 ^{(no miles)}
AMEX KrisFlyer Ascend	1.2 mpd ^(SGD) 1.2 mpd ^(FCY)	1	Automatically transferred to KrisFlyer	S$397.85 ^{(10k miles)}

Card	Earn Rate	Transfer Partners ^{(useful ones)}	Miles Expiry	Annual Fee ^{(miles inclusion)}
HSBC Premier Mastercard ^{(HSBC Premier customers only)}	1.68 mpd ^(SGD) 2.76 mpd ^(FCY)	7	3 years	S$708.50 ^{(no miles, waivable)}
Citi Prestige	1.3 mpd ^(SGD) 2 mpd ^(FCY)	9	Never expire	S$651.82 ^{(32k miles)}
UOB Visa Infinite Metal	1.3 mpd ^(SGD) 2 mpd ^(FCY)	2	2 years	S$654 ^{(25k miles)}
OCBC Voyage	1.3 mpd ^(SGD) 2.2 mpd ^(FCY)	2	Never expire	S$498 ^{(15k miles)}
DBS Vantage	1.5 mpd ^(SGD) 2.2 mpd ^(FCY)	3	3 years	S$599.50 ^{(25k miles)}
Standard Chartered Visa Infinite	1.4 mpd ^(SGD) 3 mpd ^(FCY)	2	Never expire	S$599.50 ^{(20k miles)}
AMEX Platinum ^{(Charge Card)}	0.78 mpd ^(SGD) 0.78 mpd ^(FCY)	8	Never expire	S$1,744 ^{(no miles)}

Best Miles Credit Cards to Earn 4 Miles Per Dollar

Other 4+ Miles Per Dollar Cards

DBS yuu Card

Standard Chartered Beyond

DCS Imperium Card

Avoid: Worst Miles Cards for Spending