Best Miles & Cashback Cards for Utilities in Singapore (2025)

Last updated on 14 June 2025

Pick a category below to view the best cards

What are the best cards for Utilities?

Miles and cashback cards in this list are great for electricity, water and gas bills.

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

Chocolate Card	2 mpd ^{• Up to $1,000 per calendar month • No annual fee, ever}
Maybank FC Barcelona	1.6% cashback ^{• In SGD only}
AMEX True Cashback	1.5% cashback
UOB One	Up to 3.33% cashback ^{+1% cashback for SP Group} ^{• Min. spend $500/$1,000/$2,000 per statement month • Up to $500/$1,000/$2,000 per statement month • Maintain spending tier monthly, in a qualifying quarter}
Maybank Platinum Visa	Up to 3.33% cashback ^{• Min. spend $300/$1,000/$2,000 per calendar month • Up to $300/$1,000/$2,000 per calendar month • Maintain spending tier monthly, in a calendar quarter}
Maybank Visa Infinite	1.2 mpd ^{• $654 annual fee (no waiver) • $150k annual income requirement}
Maybank Man Utd	2 mpd + 3% cashback ^{• When Man Utd wins an EPL match only, 0.4 mpd + 1% cashback on other days • Cashback capped at S$1,000 spending per calendar month}