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Best Miles & Cashback Cards for Insurance Payments in Singapore (2025)

Last updated on 14 June 2025

Pick a category below to view the best cards


best cards for insurance

What are the best cards for Insurance payments?

Insurance is a commonly-excluded spending category for earning miles and cashback on Singapore credit cards, except for these few. These cards cover all kinds of insurance payments, including health, travel and car.

How are these cards chosen and ranked?
These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

Chocolate
Card
2 mpd
• Up to $1,000 per calendar month
• No annual fee, ever
Maybank
Platinum
Visa
Up to 3.33% cashback
• Insurance payments can only make up half of spending tier at most (e.g. max $500 for $1,000 tier)
• Min. spend $300/$1,000/$2,000 per calendar month
• Up to $300/$1,000/$2,000 per calendar month
• Maintain spending tier monthly, in a calendar quarter
UOB Absolute1.7% cashback
AMEX True
Cashback
1.5% cashback
Maybank
Visa Infinite
1.2 mpd (SGD), 2 mpd (foreign currency)
• Max. spend $3,000 per calendar month
• $654 annual fee (first year waived)
• $150k annual income requirement

๐Ÿ’ก Click on the + Card Summary buttons below to view the key details of each card.

Chocolate Card

Earn 2 mpd on almost everything, no FX fees

๐ŸŽ Sign-up bonus

+ Card Summary
maybank platinum visa credit card review

Maybank Platinum Visa

Earn up to 3.33% cashback on almost everything

๐ŸŽ Sign-up bonus

+ Card Summary
uob absolute cashback credit card review

UOB Absolute Cashback

Get unlimited 1.7% cashback on almost everything

๐ŸŽ Sign-up bonus

+ Card Summary
amex true cashback credit card review

AMEX True Cashback

Get 22% discount on fuel, 1.5% cashback on almost everything else

๐ŸŽ Sign-up bonus

+ Card Summary
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