Best Miles & Cashback Cards for In-Person Shopping in Singapore (Mar 2025)

Last updated on 9 March 2025

Pick a category below to view the best cards

What are the Best Cards in Singapore for In-Person Shopping in SGD?

❗ Note: This page only lists down the best cards for spending in Singapore Dollars. Click here to view the best cards for Foreign Currency spending, which is a different ball game due to hefty credit card FX fees.

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

UOB Preferred Platinum	4 mpd ^{• Mobile Contactless only (G Pay, Apple Pay) • Up to $1,110 per calendar month}
Amaze + Citi Rewards	4 mpd ^{• Non-travel spending only • 1% fee, min. $50 per transaction • Up to $1,000 per statement month}
Amaze + Maybank Family & Friends	8% cashback ^{• Specific merchant categories only (e.g. departmental stores, clothings, shoes, duty free, luggages) • Min. spend $800 per calendar month • Max. spend $1,875 per calendar month • Up to $312.50 per category, per calendar month}
UOB Visa Signature	4 mpd ^{• Contactless only (e.g. PayWave) • Min. spend $1,000 per statement month • Up to $2,000 per statement month}
OCBC Rewards	4 mpd ^{• Specific merchant categories only (e.g. departmental stores, clothings, shoes, duty free, luggages) • Up to $1,000 per calendar month}