Best Miles Cards in Singapore (May 2025)

Last updated on 9 March 2025

Pick a category below to view the best cards

What are the Best Miles/Travel cards in Singapore?

I see these 5 cards as the absolute best cards in Singapore, to improve your travel experiences.

Earn miles rapidly on every spending category that you can probably think of including online shopping, in-person shopping, dining, groceries, flights, hotels, ride-hailing, food delivery, utilities, public transport and even insurance.

Only 2 of these cards come with an annual fee (waived for the first year, ask for a waiver every year after that), making this group of cards great for beginners.

P.S. While the new Trust Cashback card is not a “miles” card, it offers game-changing travel benefits, and should be strongly considered as a travel card. In fact, this card makes all general-spending miles cards look awful for overseas spending.

Looking for cashback cards only? Click here.

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Ease of use (spending/income requirements)
3) Miles/Points flexibility (total transfer partners)
4) Miles/Points expiry term
5) Annual fee
6) Other additional benefits

Citi Rewards	4 mpd ^{• Non-travel spending only (i.e. no flight/hotel bookings) • Up to $1,000 per statement month} ^{✅ Online Shopping ✅ In-Person Shopping (with Amaze linkage) ✅ Dining (with Amaze linkage) ✅ Groceries (with Amaze linkage) ✅ Foreign Currency (with Amaze linkage) ✅ Phone Bills ✅ Fuel (with Amaze linkage) ✅ Ride-Hailing ✅ Hospitals ✅ Food Delivery}
UOB Preferred Platinum	4 mpd ^{• Online & Mobile Contactless only (G Pay, Apple Pay) • Up to $1,110 per calendar month} ^{✅ Online Shopping ✅ In-Person Shopping (Mobile Contactless only) ✅ Dining (Mobile Contactless only) ✅ Groceries (Mobile Contactless only) ✅ Foreign Currency ✅ Food Delivery ✅ Hotels (in-person Mobile Contactless only) ✅ Fuel (Mobile Contactless only) ✅ Hospitals}
Chocolate Card	No foreign currency fee + 2 mpd ^{• Up to $1,000 per calendar month • No annual fee, ever} ^{✅ Online Shopping (in foreign currency only) ✅ Foreign Currency ✅ Flights (in foreign currency only) ✅ Hotels (in foreign currency only) ✅ Phone Bills ✅ Utilities ✅ Public Transport ✅ Hospitals ✅ Insurance ✅ School Fees}
Trust Cashback	No foreign currency fee + 1% cashback + Unlimited free overseas ATM withdrawals ^{• No annual fee, ever} ^{✅ Foreign Currency ✅ Flights (in foreign currency only) ✅ Hotels (in foreign currency only) ✅ Overseas Cash ✅ Large Purchases (in foreign currency only)}
Amaze	Turn offline transactions online + Minimize FX fee ^{• 1% fee (min. 50 cents) on card-linked SGD transactions • No annual fee, ever} ^{✅ In-Person Shopping ✅ Dining ✅ Groceries ✅ Foreign Currency}