Best Maybank Singapore Credit Cards (September 2024)

Last updated on 4 September 2024

The following are the best Maybank credit cards in September 2024.

These cards are also featured in Suitesmile’s lists of the best cards in Singapore for:

Dining: Maybank Family & Friends
Groceries: Maybank Family & Friends
Foreign Currency: Maybank Horizon
Flights: Maybank Horizon
Hotels: Maybank Horizon
Utilities: Maybank Man Utd
Fuel: Maybank World
Hospital/Clinic: Maybank FC Barcelona, Maybank Man Utd
School Fees: Maybank FC Barcelona, Maybank Horizon, Maybank Man Utd
Large Purchases: Maybank Horizon

💡Click on the + Card Summary buttons below to instantly view the key details of each card!

Maybank Horizon

Earn 2.8 mpd on flights and foreign currency spending

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🎁 Sign-up bonus

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More information on the

Maybank Horizon Visa Signature Card

Suitesmile rating:

✍️ Short summary
Cardholders can receive an uncapped earn rate of 2.8 miles per dollar on foreign currency transactions, when spending at least $800 per calendar month.

On top of that, cardholders can also receive 2.8 miles per dollar on flight bookings, when spending at least $800 per calendar month. However, this bonus earn rate is capped at $10,000 per calendar month.

Other whitelisted transactions in SGD earn 1.2 mpd, and non-whitelisted ones just 0.24 mpd.

Miles earned on this card expire after just 1 year, and can only be transferred to 3 Frequent Flyer Programs. Because of its poor flexibility and minimum spending requirement, I recommend using this card only for school fees in foreign currency and more-expensive flight bookings in Singapore Dollars.

💸 Annual fee
$180
(First 3 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
1 year from transaction

🫱‍🫲 Transfer partners
Krisflyer, Asia Miles and Enrich

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer blocks
KrisFlyer: 12,500 points (5,000 miles)
Asia Miles: 5,000 (2,000 miles)
Enrich: 2,500 (1,000 miles)

💲Transfer fee
$27 per transfer

🤗 Points pooling
Points from this card can be combined with those from other Maybank cards and transferred out together at once.

❓How points are credited
Earn 5 base point per $5 dollar spent, plus 45 bonus points for eligible online transactions (equivalent to 3.2 mpd in total).

📜 Terms & conditions

Maybank Family & Friends

Get up to 8% cashback on chosen categories

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🎁 Sign-up bonus

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Maybank Family & Friends Mastercard

Suitesmile rating:

✍️ Short summary
This card gives you a strong 8% cashback on chosen categories, if you spend at least $800 on the card in a calendar month. Cashback is capped at $25 per category ($312.50 worth of spending).

Cardholders can choose 5 bonus categories (via Maybank’s TREATS SG app) from a list of 10:

Groceries (default)
Transport (default)
Dining & Food Delivery (default)
Retail & Pets (default)
Data Communication & Online TV Streaming (default)
Online Fashion
Entertainment
Pharmacy
Sports & Sports Apparels
Beauty & Wellness

Eligible purchases in foreign currency count too!

Pro tip: Can’t meet the $800 monthly spending requirement? You can purchase supermarket vouchers in store to make up the difference. These voucher purchases will be eligible for 8% cashback and can be used for grocery shopping in future.

Get just 0.3% cashback for other spending categories.

💸 Annual fee
$180
(First 3 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

❓When cashback is credited
Cashback amount is credited into the card at the end of the statement month.

📜 Terms & conditions

Maybank World

Earn uncapped 4 mpd on fuel spending

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🎁 Sign-up bonus

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Maybank World Mastercard

Suitesmile rating:

✍️ Short summary
Earm 4 miles per dollar on fuel spending, with no cap! Given the high amount of cashback (over 20%) that you can get with other cards, this card is best used at Sinopec fuel stations, where all members get between 20% to 23% fuel discounts, regardless of the type of card used.

On top of that cardholders can also receive 4 mpd on non-fuel purchases at the fuel station!

Cardholders also get 4 mpd when dining at selected restaurants.

All other transactions earn just 0.4 mpd.

💸 Annual fee
$240
(First year waived)

💼 Income requirement
$80,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
Points earned on this card never expire!

🫱‍🫲 Transfer partners
Krisflyer, Asia Miles and Enrich

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
KrisFlyer: 12,500 points (5,000 miles)
Asia Miles: 5,000 (2,000 miles)
Enrich: 2,500 (1,000 miles)

💲Transfer fee
No transfer fee!

🤗 Points pooling
Points from this card can be combined with those from other Maybank cards and transferred out together at once.

❓How points are credited
Earn 5 base point per $5 dollar spent, plus 45 bonus points for eligible online transactions (equivalent to 4 mpd in total). Base and bonus points are credited immediately when the transaction is posted.

📜 Terms & conditions

Maybank Manchester United

Get 2 mpd + 3% cashback on almost everything when Man Utd wins

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🎁 Sign-up bonus

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Maybank Manchester United Platinum Visa Card

Suitesmile rating:

✍️ Short summary
Earn 2 miles per dollar (uncapped) + 3% cashback (up to $1,000 worth of spending per calendar month) on almost everything, on days when Manchester United wins an English Premier League match.

To get the above earn rate and cashback, transactions have to be made during the United Kingdom day that the team wins an EPL match. All transactions made from 0000 hours to 2359 hours Singapore time on that day will receive this bonus earn rate.

This bonus earn rate is a little tricky to guarantee, especially when most matches end close to or after midnight Singapore time.

Click here to view Manchester United’s EPL fixtures. Take note that EPL seasons usually run from August to May.

This bonus earn rate is especially useful for spending categories that are usually excluded from earning miles/cashback on other cards. This includes School Fees and Utilities.

Get just 0.4 mpd + 1% cashback on all other days.

💸 Annual fee
$80
(First 2 years waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
1 year from transaction

🫱‍🫲 Transfer partners
Krisflyer, Asia Miles and Enrich

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
KrisFlyer: 25,000 points (10,000 miles)
Asia Miles & Enrich: 12,500 (5,000 miles)

💲Transfer fee
$27 per transfer

🤗 Points pooling
Points from this card can be combined with those from other Maybank cards and transferred out together at once.

❓How points are credited
Earn 5 base point per $5 dollar spent, plus 20 bonus points for eligible transactions on a Man Utd winning day (equivalent to 2 mpd in total).

❓When cashback is credited
Cashback amount is credited into the card at the end of the following month.

📜 Terms & conditions