Best HSBC Credit Cards In Singapore 2025

Last updated on 2 October 2025

Below, you’ll find mini reviews of the best HSBC credit cards in December 2025.

✍️ Compare the latest HSBC credit card sign-up promos

These cards are also featured in Suitesmile’s lists of the best cards in Singapore for:

Online Shopping	• HSBC Revolution • HSBC Live+
Dining	• HSBC Live+
General Spending	• HSBC TravelOne • HSBC Advance
Foreign Currency (Overseas & Online)	• HSBC Revolution • HSBC TravelOne
General Spending	• HSBC TravelOne
Ride-Hailing	• HSBC Revolution
Public Transport	• HSBC Advance • HSBC TravelOne
Food Delivery	• HSBC Live+
Airport Lounge	• HSBC TravelOne

Best HSBC credit cards in Singapore

💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.

HSBC Revolution

Earn 4 mpd on selected online spending

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🎁 Sign-up bonus

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More information on the

HSBC Revolution Visa Card

Suitesmile rating:

✍️ Short summary
This card gives you a strong earn rate of 4 miles per dollar on selected online spending categories up to $1,000 per calendar month, with no minimum spending requirement. The key spending categories are Online Shopping and Ride-Hailing.

All non-eligible transactions and spendings beyond $1,000 per calendar month cardholders will only earn 0.4 mpd.

This is a good fuss-free card that offers a great earn rate on online spending, without any annual fee to worry about, and free points conversions.

Having many transfer partners gives you fantastic flexibility. However, this card has a poor transfer ratio to KrisFlyer, a great frequent flyer program for travels to regions like Australia, New Zealand, Mainland China, India and Istanbul.

Not into Miles or travel-hacking? Redeem your points for 2.5% cashback instead, on the aforementioned spending categories.

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

View our complete review of the HSBC Revolution Card.

💸 Annual fee
No annual fee, ever

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

⏰ Points expiry
3 years from transaction
(37 months to be exact)

🫱‍🫲 Transfer partners
Asia Miles, Infinity MileageLands, Executive Club and more!

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
25,000 points
(10,000 miles)

💲Transfer fee
Free

🤗 Points pooling
Points from this card can be combined with those from other HSBC cards and transferred out together at once.

❓How/When points are credited
Earn 1 base point per dollar spent, plus 9 bonus points for eligible online spending (equivalent to 4 mpd in total). Base points are credited immediately when the transaction is posted, while bonus points are credited by the end of the following calendar month.

📜 Terms & conditions

HSBC TravelOne

Earn 1.2 mpd on local spend, 2.4 mpd on foreign currency

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🎁 Sign-up bonus

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HSBC TravelOne Mastercard

Suitesmile rating:

✍️ Short summary
This card gives you an uncapped earn rate of 1.2 miles per dollar on SGD spending and 2.4 miles per dollar on foreign currency spending.

This is a great backup card, if you have exhausted all your specialized cards with better earn rates.

Cardholders are also entitled to 4 free airport lounge visits (via DragonPass) per calendar year. For example, if you apply for the card in March 2023, you will get 4 free visits for the current year, plus 4 more free visits from 1 January the following year.

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

💸 Annual fee
$196.20
(Get 25k points (10k miles) when you pay the annual fee from the 2nd year onwards. Get first-year waiver, if you don’t want the sign-up bonus.)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

🛋️ Airport lounge access
4 free lounge visits per calendar year
(via DragonPass)

⏰ Points expiry
3 years from transaction
(37 months to be exact)

🫱‍🫲 Transfer partners
Asia Miles, Infinity MileageLands, Executive Club and more!

💯 Transfer ratio
2.5 points = 1 mile

🧮 Transfer block
25,000 points
(10,000 miles)

💲Transfer fee
Free

🤗 Points pooling
Points from this card can be combined with those from other HSBC cards and transferred out together at once.

❓How/When points are credited
Base points are credited immediately when the transaction is posted.

📜 Terms & conditions

HSBC Live+

Get 5% cashback on Dining, Shopping, Entertainment

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🎁 Sign-up bonus

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More information on the

HSBC Live+ Visa Card

Suitesmile rating:

✍️ Short summary
This card gives you 5% cashback on Dining, Shopping and Entertainment when spending at least $600 per calendar month, for 3 consecutive months in a calendar quarter.

This cashback amount is capped at $250 per quarter — equivalent to $3,125 in spending per quarter, or $1,042 per month.

New HSBC Live+ cardholders can enjoy +3% cashback (total 8%) on the above bonus categories in the first 2 calendar quarters from card approval date.

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

💸 Annual fee
$196.20
(First year waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

❓How/When cashback is credited
Bonus cashback amount is credited into the card within 2 months, after the end of each calendar quarter.

📜 Terms & conditions

HSBC Advance

Get up to 3.5% cashback on almost everything

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🎁 Sign-up bonus

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More information on the

HSBC Advance Visa Card

Suitesmile rating:

✍️ Short summary
This card gives you 1.5% cashback on almost everything, with no minimum spending required. Cardholders can receive an additional 1% cashback when they spend at least $2,000 in a calendar month. Monthly cashback amount is capped at $70 ($2,800 worth of spending).

Cardholders can also get an additional 1% cashback (total 3.5%) with HSBC Everyday+ Rewards Programme. To qualify, cardholders will need to credit their salary or deposit at least $2,000 into the bank account and perform at least 5 transactions on the card. Additional 1% cashback is capped at $300 per calendar month.

Cardholders also get complimentary access to the ENTERTAINER with HSBC app, where there are over a thousand 1-for-1 deals on dining, entertainment and hotels.

💸 Annual fee
$196.20
(First year waived)

💼 Income requirement
$30,000/year

🤑 Foreign currency fee
3.25%

❓How/When cashback is credited
Cashback amount is credited into the card at the end of next calendar month.

📜 Terms & conditions