Best Credit Cards With Lounge Access Worldwide (Free Entry)

Last updated on 21 November 2025

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Best Credit Cards with Lounge Access in Worldwide Airports in 2025

In this page, we’ll have a look at the best cards with lounge access in Singapore Changi Airport, as well as worldwide airports. These airport lounge entitlement generally give you access for same-day departures (usually extended till 6am next day), regardless of airline or cabin class.

🛋️ Explore our Airport Lounge Reviews

Keep in mind that most of these are General Spending “Miles” cards with really poor earn rates for day-to-day spending. Use better Miles cards for your spending, and don’t feel bad about using the cards listed on this page only to receive complimentary airport lounge access, especially on cards with no annual fee for at least 1 year! 😉

Best Credit Cards with Lounge Access in Worldwide Airports (Free Entry)

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Accessibility (min. income/age requirements)
3) Ease of use (min. spending, conditions to receive max. miles/cashback)
4) Miles/Points flexibility (expiry term, transfer partners)
5) Annual fee
6) Other additional benefits

FAQ: What's the difference between Card Membership Year and Calendar Year?

Card Membership Year: Your lounge entitlement is valid from the time your card is approved, and renews every year on the card anniversary date.

Calendar Year: Your lounge entitlement is valid till 31 Dec, and renews on 1 Jan every year. It does not matter when the card is approved. For example, someone who applies for the HSBC TravelOne card on 1 Apr 2025, will have double the lounge entitlement on their first 12 months of holding the card — 4x from 1st Apr till 31 Dec 2025, +4x more from 1 Jan 2026.

UOB Visa Infinite Metal	Dragon Pass	Unlimited visits + 1 guest* • S$654 annual fee (no waiver) • S$120k annual income requirement *Until 30 May 2026 only. 12 visits per year from 1 Jun 2026.
AMEX Platinum	AMEX Lounge Collection	Unlimited visits + 1 guest • No restaurants • S$1,744 annual fee (no waiver)
OCBC Voyage	Dragon Pass	Unlimited visits • S$498 annual fee (no waiver) • S$120k annual income requirement
HSBC Premier Mastercard	Priority Pass	Unlimited visits • S$708.50 annual fee (waived for Premier customers)
Standard Chartered Beyond	Priority Pass	Unlimited visits • S$1,635 annual fee (no waiver)
Citi Prestige	Priority Pass	12 visits per calendar year • S$651.82 annual fee (no waiver) • S$120k annual income requirement
DBS Vantage	Priority Pass	10 visits per card membership year • S$599.50 annual fee (no waiver) • S$120k annual income requirement
SC Visa Infinite	Priority Pass	6 visits per card membership year • S$599.50 annual fee (no waiver) • S$150k annual income requirement
HSBC TravelOne	Dragon Pass	4 visits per calendar year
UOB PRVI	Priority Pass	4 visits per calendar year • Main cardholder only (not for guests)
CIMB Visa Infinite	Dragon Pass	3 visits per card membership year • Main cardholder only (not for guests) • No annual fee, ever • S$120k annual income requirement
Citi PremierMiles	Priority Pass	2 visits per calendar year
DBS Altitude ^{(Visa version)}	Priority Pass	2 visits per card membership year
Standard Chartered Journey	Priority Pass	2 visits per card membership year