Best Credit Cards for Phone Bills in Singapore (Miles vs Cashback)

Last updated on 2 October 2025

Pick a category below to view the best cards


Best Credit Cards for Phone Bills in Singapore (Miles vs Cashback)

Best Credit Cards for Phone Bills in Singapore

Compare the best credit cards for phone bills (Singtel, Starhub, M1, Eight, SIMBA etc.) to earn maximum miles or cashback. These cards can also be used for home broadband bills.

P.S. Some mobile plans allow wallet top-ups via Shopee, for even more savings. Check the latest Shopee vouchers.

Related: Best Data Roaming Mobile Plans in Singapore

How are these cards chosen and ranked?
These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Accessibility (min. income/age requirements)
3) Ease of use (min. spending, conditions to receive max. miles/cashback)
4) Miles/Points flexibility (expiry term, transfer partners)
5) Annual fee
6) Other additional benefits

Citi Rewards4 miles per dollar
• Pay via mobile app (Singtel customers pay on the website)
• Do not set up recurring payment
• Up to S$1,000 per statement month

📄 Read our complete review of the Citi Rewards Card
DBS Woman’s
World
4 miles per dollar
• Pay via mobile app (Singtel customers pay on the website)
• Do not set up recurring payment
• Up to S$1,000 per calendar month
Maybank
Family &
Friends
8% cashback
• Data Communication & Online TV Streaming category must be pre-selected
• Min. spend S$800 per calendar month
• Up to S$312.50 per calendar month
UOB OneUp to 3.33% cashback
• Min. spend S$600/S$1,000/S$2,000 per statement month
• Up to S$600/S$1,000/S$2,000 per statement month
• Maintain spending tier monthly, in a qualifying quarter
Maybank
Platinum
Visa
Up to 3.33% cashback
• Min. spend S$300/S$1,000/S$2,000 per calendar month
• Up to S$300/S$1,000/S$2,000 per calendar month
• Maintain spending tier monthly, in a calendar quarter
DBS yuu18% cashback
• Singtel only (pay at Singtel kiosks)
• Min. spend S$800 per calendar month
• Up to S$800 per calendar month

💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.

citi rewards credit card review

Citi Rewards

Earn 4 mpd on online spending

+ Card Summary
dbs woman's world credit card review

DBS Woman’s World

Earn 4 mpd on online spending

+ Card Summary
maybank family and friends credit card review fnf

Maybank Family & Friends

8% cashback on chosen categories

+ Card Summary
uob one credit card review

UOB One

Earn up to 3.33% cashback on almost everything

+ Card Summary
maybank platinum visa credit card review

Maybank Platinum Visa

Earn up to 3.33% cashback on almost everything

+ Card Summary
dbs yuu card review

DBS yuu

18% cash rebate or 10 mpd at selected merchants

+ Card Summary
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Fai

Founder & Writer at Suitesmile

Suites and miles make me smile :)

Fai has been travel hacking for over a decade, visiting 50+ countries through high-value redemptions of miles and points and helping readers save thousands on travel, including in Business and First Class flights and luxury hotels. As a recognized expert, his insights have been featured in major media publications like Channel News Asia and The Straits Times.

All reviews and recommendations come from Fai's own credit card use, travels and research, with rare sponsored articles clearly disclosed.

Check out Fai's latest travel videos through Instagram Story highlights or find out more about Fai and how Suitesmile began.

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