Best Credit Cards For Hospital Bills (Miles Vs Cashback)

Last updated on 2 October 2025

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Best Credit Cards for Hospital Bills (Miles vs Cashback)

Best Credit Cards for Hospital Bills in Singapore

Medical is a commonly-excluded spending category for earning miles and cashback on Singapore credit cards, except for cards listed on this page. Compare the best credit cards for hospital bills, including private hospitals and clinics.

How are these cards chosen and ranked?

These cards are picked and ranked based on how they compare against other cards, based on these key factors:

1) Earn rates (miles/cashback)
2) Accessibility (min. income/age requirements)
3) Ease of use (min. spending, conditions to receive max. miles/cashback)
4) Miles/Points flexibility (expiry term, transfer partners)
5) Annual fee
6) Other additional benefits

Amaze + Citi Rewards	4 miles per dollar • 1% fee, min. S$50 per transaction • Up to S$1,000 per statement month ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
DBS Woman’s World	4 miles per dollar • Up to S$1,000 per calendar month ✅ Government Hospitals (pay via HealthHub app) ✅ Polyclinics (pay via HealthHub app) ❌ Private Hospitals & Clinics
UOB Preferred Platinum	4 miles per dollar • Mobile Contactless only (Google Pay, Apple Pay) • Up to S$600 per calendar month ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
UOB Visa Signature	4 miles per dollar • Contactless or Foreign Currency only • Min. spend S$1,000 per statement month • Up to S$1,200 per statement month ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
Maybank Platinum Visa	Up to 3.33% cashback • Medical payments can only make up 30% of spending tier at most (e.g. max. S$300 for S$1,000 tier) • Min. spend S$300/S$1,000/S$2,000 per calendar month • Up to S$300/S$1,000/S$2,000 per calendar month • Maintain spending tier monthly, in a calendar quarter ✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals
UOB One	Up to 3.33% cashback • Min. spend S$600/S$1,000/S$2,000 per statement month • Up to S$600/S$1,000/S$2,000 per statement month • Maintain spending tier monthly, in a qualifying quarter ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
AMEX True Cashback	1.5% cashback ✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals
HSBC Advance	1.5% cashback +1% when min. spend S$2,000, up to S$2,800 per calendar month ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
Citi Cash Back+	1.6% cashback ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
Citi PremierMiles	1.2 miles per dollar (SGD), 2.2 miles per dollar (foreign currency) ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
Trust Cashback	1% cashback • No annual fee, ever • No foreign currency fee ✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals
Citi Prestige	1.3 miles per dollar (SGD), 2 miles per dollar (foreign currency) • S$651.82 annual fee (no waiver) • S$120k annual income requirement ❌ Government Hospitals ❌ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
Maybank XL Rewards	4 miles per dollar • Foreign Currency only • Min. spend S$500 per calendar month • Up to S$1,000 per calendar month ✅ Government Hospitals ✅ Private Hospitals & Clinics 📄 Read our complete review of the Maybank XL Rewards Card
Maybank XL Cashback	5% cashback • Foreign Currency only • Min. spend S$500 per calendar month • Up to S$1,600 per calendar month ✅ Government Hospitals ✅ Private Hospitals & Clinics
Maybank World	2.8 – 3.2 miles per dollar • Foreign Currency only • Min. spend S$800 per calendar month for 2.8 miles per dollar • Min. spend S$4,000 per calendar month for 3.2 miles per dollar ✅ Government Hospitals ✅ Private Hospitals & Clinics
Maybank Horizon	2.8 miles per dollar • Foreign Currency only • Min. spend S$800 per calendar month ✅ Government Hospitals ✅ Private Hospitals & Clinics
UOB Visa Infinite	1.4 miles per dollar (SGD), 2.4 miles per dollar (foreign currency) • S$654 annual fee (no waiver) • S$120k annual income requirement ✅ Government Hospitals ✅ Polyclinics ✅⚠️ Private Hospitals & Clinics (except MCC 8062)
Maybank Visa Infinite	1.2 miles per dollar (SGD), 2 miles per dollar (foreign currency) • S$654 annual fee (no waiver) • S$150k annual income requirement ✅ Government Hospitals ✅ Polyclinics ✅ Private Hospitals

💡 Click on + Card Summary below to view key details like pros & cons, miles/cashback details, annual fee, income requirement, and more.

Amaze

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